Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and New Plymouth

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,820 in New Plymouth, rent and utilities included – about $5,700 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
88

Cost of Living Index in New Plymouth
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New Plymouth Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

New Plymouth

🇳🇿 New Zealand

$1,820

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in New Plymouth

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in New Plymouth actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,820 in New Plymouth.

Ubud, Bali $1,349
New Plymouth $1,820

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,828 in New Plymouth.

Ubud, Bali $2,305
New Plymouth $2,828

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,836 in New Plymouth.

Ubud, Bali $3,261
New Plymouth $3,836

Living in Ubud, Bali costs roughly 26% less than in New Plymouth, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$12.43 NZ$22.09

-73.29%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$67.9 NZ$121

-47.51%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.44 NZ$14.99

-34.48%

Cappuccino

$2.72 Rp 49.3K

$3.34 NZ$5.94

-18.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.12 NZ$3.77

-19.81%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.85 NZ$3.28

-58.92%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.32 NZ$9.46

-50.19%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.65 NZ$10.04

-22.48%

Milk (1 liter)

$1.49 Rp 27.0K

$1.44 NZ$2.56

3.47%

White Bread (500g)

$2.28 Rp 41.3K

$1.25 NZ$2.22

82.40%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.65 NZ$2.92

-27.88%

Eggs

$2.04 Rp 36.9K

$5.53 NZ$9.83

-63.11%

Local Cheese (1kg)

$17.70 Rp 321.1K

$5.52 NZ$9.80

220.65%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$7.19 NZ$12.78

-44.92%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$11.42 NZ$20.31

6.74%

Apples (1kg)

$3.66 Rp 66.3K

$2.63 NZ$4.67

39.16%

Banana (1kg)

$1.52 Rp 27.5K

$1.86 NZ$3.30

-18.28%

Oranges (1kg)

$2.23 Rp 40.4K

$2.93 NZ$5.21

-23.89%

Tomato (1kg)

$1.97 Rp 35.8K

$6.12 NZ$10.87

-67.81%

Potato (1kg)

$1.85 Rp 33.5K

$1.99 NZ$3.53

-7.04%

Onion (1kg)

$2.42 Rp 44.0K

$1.41 NZ$2.51

71.63%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.88 NZ$3.34

-47.34%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.32 NZ$2.35

-61.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$23.12 NZ$41.09

-90.40%

Wine (Bottle)

$22.24 Rp 403.4K

$8.73 NZ$15.53

154.75%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.03 NZ$5.38

-25.41%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.78 NZ$6.73

-21.43%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.68 NZ$2.99

-85.12%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$74.6 NZ$133

-89.52%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$3.68 NZ$6.54

-88.04%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.67 NZ$2.97

-50.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$28.7K NZ$51.0K

-16.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$22.8K NZ$40.5K

39.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$130 NZ$231

-39.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$27.85 NZ$49.50

-76.84%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$48.35 NZ$86.0

-61.57%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$43.29 NZ$77.0

14.30%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$8.20 NZ$14.57

-47.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$680 NZ$1,208

-27.81%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$23.1K NZ$41.0K

-75.42%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$61.3 NZ$109

-27.14%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$38.74 NZ$68.9

-9.78%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$90.6 NZ$161

-11.80%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$106 NZ$188

-24.98%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$907 NZ$1,613

23.98%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$836 NZ$1,487

-19.71%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,740 NZ$3,093

104.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,589 NZ$2,824

8.47%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,209 NZ$5,704

-14.87%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,622 NZ$4,661

-12.89%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,787 NZ$4,954

-94.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.93

132.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for New Plymouth: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

New Plymouth

$836 45.9% 24.6% $165

Groceries & Markets

Ubud, Bali

$288 21.4%

New Plymouth

$281 15.5% 2.5% $7.2

Eating Out

Ubud, Bali

$108 8%

New Plymouth

$219 12% 103% $111

Clothing & Footwear

Ubud, Bali

$108 8%

New Plymouth

$133 7.3% 24.1% $26

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

New Plymouth

$206 11.3% 98% $102

Sport & Entertainment

Ubud, Bali

$58 4.3%

New Plymouth

$60 3.3% 2.8% $1.6

Getting Around

Ubud, Bali

$11 0.9%

New Plymouth

$85 * 4.7% 645% $74

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $907 in New Plymouth. Housing cost is often the main lever when comparing two cities.

New Plymouth pays about 17 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $68 in New Plymouth. Groceries flip the comparison at $288 vs $281, with New Plymouth cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 New Plymouth

🕒 Local time

10:12 10:12 AM

15:12 3:12 PM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

58,400

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali New Plymouth 6,740 km ≈ 9 h nonstop flight

From you

Ubud, Bali
New Plymouth

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs New Plymouth: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,820 in New Plymouth, so Ubud, Bali is about 26% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $907 in New Plymouth. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 90% less than in New Plymouth. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $680 in New Plymouth. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and New Plymouth are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, New Plymouth on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.