Cost of Living Comparison Between Ubud, Bali and New City, NY Cost of Living Comparison Between Ubud, Bali and New City, NY

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $4,468 in New City, NY, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $6,190 in New City, NY, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $7,913 in New City, NY, rent included.

Ubud, Bali is about 69% cheaper than New City, NY, driven mainly by Eating Out.

Both Ubud, Bali and New City, NY sit above the global median – Ubud, Bali by 5%, New City, NY by 236%.

Currency
🍽 Eating Out
Ubud, Bali
New City, NY
Difference
Meal at Budget Restaurant
$3.57 Rp 64.6K
$14.08 $14.08
-74.64%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 584.4K
$75.1 $75.1
-56.96%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.5K
$11.15 $11.15
-55.07%
Cappuccino
$2.82 Rp 51.1K
$4.96 $4.96
-43.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$2.43 $2.43
-44.44%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$1.88 $1.88
-61.17%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$7.16 $7.16
-59.08%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.2K
$9.04 $9.04
-56.42%
🛒 Groceries & Markets
Ubud, Bali
New City, NY
Difference
Milk (1 liter)
$1.78 Rp 32.2K
$0.88 $0.88
102.27%
White Bread (500g)
$2.45 Rp 44.3K
$3.86 $3.86
-36.53%
Rice (white) (1kg)
$1.15 Rp 20.8K
$5.31 $5.31
-78.34%
Eggs
$2.41 Rp 43.7K
$4.74 $4.74
-49.16%
Local Cheese (1kg)
$14.33 Rp 259.1K
$21.77 $21.77
-34.18%
Chicken Fillets (1kg)
$4.19 Rp 75.7K
$11.81 $11.81
-64.52%
Beef Round Steak (1kg)
$12.06 Rp 218.1K
$17.57 $17.57
-31.36%
Apples (1kg)
$3.64 Rp 65.8K
$4.90 $4.90
-25.71%
Banana (1kg)
$1.57 Rp 28.3K
$1.28 $1.28
22.66%
Oranges (1kg)
$2.79 Rp 50.4K
$3.91 $3.91
-28.64%
Tomato (1kg)
$2.24 Rp 40.5K
$4.17 $4.17
-46.28%
Potato (1kg)
$1.98 Rp 35.8K
$2.92 $2.92
-32.19%
Onion (1kg)
$2.28 Rp 41.2K
$3.81 $3.81
-40.16%
Lettuce (1 head)
$1.05 Rp 19.1K
$2.32 $2.32
-54.74%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$1.18 $1.18
-33.05%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.7K
$11.84 $11.84
-73.06%
Wine (Bottle)
$23.49 Rp 424.8K
$9.81 $9.81
139.45%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.4K
$1.69 $1.69
71.60%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.8K
$5.92 $5.92
-53.38%
🚌 Getting Around
Ubud, Bali
New City, NY
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,821
$2.77 $2.77
-90.25%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.3K
$124 $124
-93.22%
Taxi Start (Normal Tariff)
$0.45 Rp 8,180
$2.98 $2.98
-84.90%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,311
$2.07 $2.07
-77.78%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.7K
$24.02 $24.02
-74.73%
Gasoline (1 liter)
$0.86 Rp 15.6K
$0.91 $0.91
-5.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.7M
$32.0K $32.0K
-16.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 588.6M
$25.8K $25.8K
26.33%
🧾 Monthly Utilities & Internet
Ubud, Bali
New City, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$125 $125
-36.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 74.0K
$45.47 $45.47
-91.01%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 431.2K
$65.8 $65.8
-63.75%
🎉 Sport & Entertainment
Ubud, Bali
New City, NY
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$42.23 $42.23
133.91%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.9K
-
-
Cinema Ticket
$4.01 Rp 72.5K
$17.15 $17.15
-76.62%
🧸 Childcare & Education
Ubud, Bali
New City, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$2,020 $2,020
-85.28%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.4M
$23.7K $23.7K
-72.16%
👕👟 Clothing & Footwear
Ubud, Bali
New City, NY
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 966.0K
$49.69 $49.69
7.53%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 689.2K
$62.4 $62.4
-38.89%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$70.1 $70.1
26.52%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$133 $133
-42.50%
🏠 Accommodation & Living
Ubud, Bali
New City, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$3,052 $3,052
-66.59%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$3,157 $3,157
-78.46%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.7M
$5,701 $5,701
-39.16%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.8M
$5,134 $5,134
-59.29%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
-
-
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.5M
-
-
💵 Salaries & Financials
Ubud, Bali
New City, NY
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$8,247 $8,247
-98.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.62
100.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for New City, NY: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $3,052 in New City, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4938% higher in New City, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $75.0 in New City, NY. Monthly groceries follow the same trend: $298 vs $413 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs New City, NY: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in New City, NY compare overall?
Monthly costs with rent: $1,392 in Ubud, Bali, $4,468 in New City, NY – roughly 221% apart. New City, NY costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to New City, NY?
For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $6,702 in New City, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and New City, NY?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Ubud, Bali and New City, NY?
Kindergarten costs $297 per month in Ubud, Bali and $2,020 in New City, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 39% more in New City, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in New City, NY at $4,468. In Ubud, Bali it covers expenses comfortably, while in New City, NY it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and New City, NY?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,392 in Ubud, Bali to $4,468 in New City, NY. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or New City, NY safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and New City, NY?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, New City, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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