Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and New City, NY

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $4,571 in New City, NY, rent and utilities included – about $38,700 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
220

Cost of Living Index in New City, NY
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New City, NY Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

New City, NY

🇺🇸 United States

$4,571

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in New City, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in New City, NY actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $4,571 in New City, NY, rent included.

Ubud, Bali $1,349
New City, NY $4,571

A couple spends around $2,305 per month in Ubud, Bali vs $6,346 in New City, NY, rent included.

Ubud, Bali $2,305
New City, NY $6,346

A family of three spends $3,261 per month in Ubud, Bali vs $8,121 in New City, NY, rent included.

Ubud, Bali $3,261
New City, NY $8,121

Ubud, Bali is about 70% cheaper than New City, NY, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$13.79 $13.79

-75.92%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$85.8 $85.8

-58.44%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.06 $11.06

-50.00%

Cappuccino

$2.72 Rp 49.4K

$5.54 $5.54

-50.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.13 $2.13

-20.19%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.54 $1.54

-50.65%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$8.19 $8.19

-67.64%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$8.09 $8.09

-45.86%

Milk (1 liter)

$1.49 Rp 27.1K

$1.22 $1.22

22.13%

White Bread (500g)

$2.28 Rp 41.4K

$4.31 $4.31

-47.10%

Rice (white) (1kg)

$1.19 Rp 21.6K

$6.63 $6.63

-82.05%

Eggs

$2.04 Rp 37.0K

$5.89 $5.89

-65.37%

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.41 $12.41

42.63%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$11.85 $11.85

-66.58%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$17.51 $17.51

-30.38%

Apples (1kg)

$3.66 Rp 66.4K

$5.38 $5.38

-31.97%

Banana (1kg)

$1.52 Rp 27.6K

$1.31 $1.31

16.03%

Oranges (1kg)

$2.23 Rp 40.5K

$6.50 $6.50

-65.69%

Tomato (1kg)

$1.97 Rp 35.9K

$6.01 $6.01

-67.22%

Potato (1kg)

$1.85 Rp 33.6K

$5.63 $5.63

-67.14%

Onion (1kg)

$2.42 Rp 44.1K

$3.75 $3.75

-35.47%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.32 $2.32

-57.33%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.14 $1.14

-55.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$11.87 $11.87

-81.30%

Wine (Bottle)

$22.24 Rp 404.2K

$10.05 $10.05

121.29%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.75 $1.75

29.14%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$5.56 $5.56

-46.58%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$2.96 $2.96

-91.55%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$124 $124

-93.67%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.05 $3.05

-85.57%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$2.02 $2.02

-78.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$23.74 $23.74

-77.21%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.06 $1.06

-22.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$27.9K $27.9K

-14.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$26.4K $26.4K

20.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$197 $197

-59.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$75.5 $75.5

-91.45%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$64.4 $64.4

-71.14%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$14.30 $14.30

-70.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,027 $2,027

-75.80%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$23.3K $23.3K

-75.65%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$40.78 $40.78

9.47%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$56.5 $56.5

-38.14%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$68.9 $68.9

16.00%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$148 $148

-46.41%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$3,098 $3,098

-63.69%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$3,201 $3,201

-79.02%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$5,649 $5,649

-36.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$5,040 $5,040

-65.80%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$8,097 $8,097

-97.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.62

108.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for New City, NY: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

New City, NY

$3.2K 70% 377% $2.5K

Groceries & Markets

Ubud, Bali

$288 21.4%

New City, NY

$433 9.5% 49.9% $144

Eating Out

Ubud, Bali

$108 8%

New City, NY

$282 6.2% 162% $174

Clothing & Footwear

Ubud, Bali

$108 8%

New City, NY

$141 3.1% 31.6% $34

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

New City, NY

$337 7.4% 224% $233

Sport & Entertainment

Ubud, Bali

$58 4.3%

New City, NY

$29 * 0.6% 50.7% $29

Getting Around

Ubud, Bali

$11 0.9%

New City, NY

$149 3.3% 1201% $137

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $3,098 in New City, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New City, NY are about 49 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $86 in New City, NY. Monthly groceries follow the same trend: $288 vs $433 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 New City, NY

🕒 Local time

05:39 5:39 AM

17:39 5:39 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

34,135

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali New City, NY 16,270 km ≈ 21 h nonstop flight

From you

Ubud, Bali
New City, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs New City, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $4,571 in New City, NY – Ubud, Bali comes out roughly 70% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $6,857 in New City, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $3,098 in New City, NY.

Kindergarten costs $491 per month in Ubud, Bali and $2,027 in New City, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 50% more in New City, NY, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $4,571 in New City, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, New City, NY makes more sense. Both are solid long-term options with distinct trade-offs.