Cost of Living Comparison Between Ubud, Bali and New Bern, NC Cost of Living Comparison Between Ubud, Bali and New Bern, NC

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,993 in New Bern, NC, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $3,323 in New Bern, NC, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $4,652 in New Bern, NC, rent included.

Ubud, Bali is about 28% cheaper than New Bern, NC, driven mainly by Eating Out.

Both Ubud, Bali and New Bern, NC sit above the global median – Ubud, Bali by 7%, New Bern, NC by 49%.

Currency
🍽 Eating Out
Ubud, Bali
New Bern, NC
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$16.57 $16.57
-78.46%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$94.6 $94.6
-65.56%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$11.65 $11.65
-56.48%
Cappuccino
$2.83 Rp 49.0K
$4.56 $4.56
-37.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$2.69 $2.69
-50.19%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$2.22 $2.22
-68.92%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$4.56 $4.56
-34.43%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$7.95 $7.95
-51.57%
🛒 Groceries & Markets
Ubud, Bali
New Bern, NC
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$0.97 $0.97
79.38%
White Bread (500g)
$2.54 Rp 44.0K
$3.32 $3.32
-23.49%
Rice (white) (1kg)
$1.19 Rp 20.6K
$4.57 $4.57
-73.96%
Eggs
$2.43 Rp 42.0K
$3.43 $3.43
-29.15%
Local Cheese (1kg)
$14.66 Rp 254.1K
$13.72 $13.72
6.85%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$9.00 $9.00
-53.56%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$15.23 $15.23
-21.60%
Apples (1kg)
$3.69 Rp 63.9K
$5.19 $5.19
-28.90%
Banana (1kg)
$1.61 Rp 27.8K
$1.22 $1.22
31.97%
Oranges (1kg)
$2.69 Rp 46.5K
$3.34 $3.34
-19.46%
Tomato (1kg)
$2.33 Rp 40.4K
$5.33 $5.33
-56.29%
Potato (1kg)
$1.91 Rp 33.0K
$2.30 $2.30
-16.96%
Onion (1kg)
$2.19 Rp 37.9K
$2.81 $2.81
-22.06%
Lettuce (1 head)
$1.06 Rp 18.3K
$1.90 $1.90
-44.21%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$2.25 $2.25
-68.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$10.18 $10.18
-69.25%
Wine (Bottle)
$23.49 Rp 407.1K
$12.62 $12.62
86.13%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$2.04 $2.04
34.31%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$1.91 $1.91
50.79%
🚌 Getting Around
Ubud, Bali
New Bern, NC
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$2.03 $2.03
-85.71%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$3.43 $3.43
-86.88%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$2.26 $2.26
-81.42%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$32.29 $32.29
-80.92%
Gasoline (1 liter)
$0.84 Rp 14.6K
$0.75 $0.75
12.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$19.6K $19.6K
33.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$21.3K $21.3K
52.43%
🧾 Monthly Utilities & Internet
Ubud, Bali
New Bern, NC
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$145 $145
-45.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$63.3 $63.3
-93.76%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$68.2 $68.2
-64.21%
🎉 Sport & Entertainment
Ubud, Bali
New Bern, NC
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$56.0 $56.0
72.49%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
-
-
Cinema Ticket
$4.04 Rp 70.0K
$10.09 $10.09
-59.96%
🧸 Childcare & Education
Ubud, Bali
New Bern, NC
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$1,279 $1,279
-76.35%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$23.9K $23.9K
-72.68%
👕👟 Clothing & Footwear
Ubud, Bali
New Bern, NC
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$34.25 $34.25
57.20%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$25.49 $25.49
49.00%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$68.2 $68.2
27.14%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$96.4 $96.4
-18.20%
🏠 Accommodation & Living
Ubud, Bali
New Bern, NC
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$1,122 $1,122
-9.77%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$884 $884
-23.67%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$2,474 $2,474
37.01%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$2,134 $2,134
-1.67%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$2,068 $2,068
44.30%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$2,046 $2,046
14.32%
💵 Salaries & Financials
Ubud, Bali
New Bern, NC
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$3,261 $3,261
-94.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.36
108.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for New Bern, NC: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $1,122 in New Bern, NC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1783% higher in New Bern, NC, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $95.0 in New Bern, NC. Monthly groceries follow the same trend: $298 vs $366 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs New Bern, NC: Cost of Living - Frequently Asked Questions
Is New Bern, NC cheaper than Ubud, Bali?
Yes – New Bern, NC is pricier by about 39%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $2,990 in New Bern, NC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or New Bern, NC?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $95.0 in New Bern, NC. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Ubud, Bali and New Bern, NC?
Groceries cost about 23% more in New Bern, NC, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for Ubud, Bali or New Bern, NC?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in New Bern, NC at $1,993. In Ubud, Bali it covers expenses comfortably, while in New Bern, NC it requires careful planning or may not stretch far enough.
Is Ubud, Bali or New Bern, NC more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or New Bern, NC?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, New Bern, NC makes more sense. Both are solid long-term options with distinct trade-offs.

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