😐Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $736 in Neiva.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,125 in Neiva.
😐Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,515 in Neiva.
🌍Living in Ubud, Bali is roughly 91% more expensive than in Neiva, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Neiva is 45% below.
Currency
🍽 Eating Out
Ubud, Bali
Neiva
Difference
Meal at Budget Restaurant
$3.45Rp 62.1K
$2.88COP 9,384
19.79%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 581.1K
$15.43COP 50.2K
109.59%
Fast Food Meal(McDonalds, etc)
$4.84Rp 87.1K
$7.77COP 25.3K
-37.71%
Cappuccino
$2.75Rp 49.4K
$1.36COP 4,424
102.21%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.9K
$0.75COP 2,446
84.00%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$0.47COP 1,527
59.57%
Local Beer(0.5 liter draught)
$2.99Rp 53.8K
$1.04COP 3,387
187.50%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.2K
$2.17COP 7,058
77.42%
🛒 Groceries & Markets
Ubud, Bali
Neiva
Difference
Milk(1 liter)
$1.74Rp 31.2K
$1.17COP 3,814
48.72%
White Bread(500g)
$2.46Rp 44.2K
$0.71COP 2,327
246.48%
Rice(white)(1kg)
$1.17Rp 21.0K
$0.43COP 1,384
172.09%
Eggs
$2.43Rp 43.7K
$1.56COP 5,078
55.77%
Local Cheese(1kg)
$14.50Rp 260.6K
$4.61COP 15.0K
214.53%
Chicken Fillets(1kg)
$4.35Rp 78.2K
$5.14COP 16.7K
-15.37%
Beef Round Steak(1kg)
$11.98Rp 215.3K
$6.84COP 22.3K
75.15%
Apples(1kg)
$3.72Rp 66.8K
$1.42COP 4,630
161.97%
Banana(1kg)
$1.63Rp 29.2K
$1.08COP 3,522
50.93%
Oranges(1kg)
$2.74Rp 49.3K
$1.36COP 4,424
101.47%
Tomato(1kg)
$2.24Rp 40.3K
$1.24COP 4,044
80.65%
Potato(1kg)
$1.92Rp 34.5K
$1.17COP 3,811
64.10%
Onion(1kg)
$2.28Rp 40.9K
$1.17COP 3,796
94.87%
Lettuce(1 head)
$1.06Rp 19.1K
$0.77COP 2,494
37.66%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$0.46COP 1,501
56.52%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 59.0K
$1.89COP 6,155
74.07%
Wine(Bottle)
$23.19Rp 416.8K
$15.49COP 50.4K
49.71%
Local Beer(0.5 liter bottle)
$2.78Rp 49.9K
$1.10COP 3,583
152.73%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.1K
$1.87COP 6,085
45.99%
🚌 Getting Around
Ubud, Bali
Neiva
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,786
$0.68COP 2,219
-60.29%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.7K
$29.52COP 96.1K
-72.53%
Taxi Start(Normal Tariff)
$0.48Rp 8,675
$1.20COP 3,894
-60.00%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,545
$1.48COP 4,832
-71.62%
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.8K
$5.95COP 19.4K
4.54%
Gasoline(1 liter)
$0.81Rp 14.6K
$0.73COP 2,389
10.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 478.2M
$15.8KCOP 51.6M
67.94%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 578.5M
$24.8KCOP 80.6M
30.04%
🧾 Monthly Utilities & Internet
Ubud, Bali
Neiva
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$73.4COP 238.9K
6.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.1K
$10.14COP 33.0K
-59.86%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 437.1K
$12.15COP 39.6K
100.25%
🎉 Sport & Entertainment
Ubud, Bali
Neiva
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
$23.40COP 76.2K
321.41%
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.9K
-
-
Cinema Ticket
$3.99Rp 71.6K
$3.49COP 11.4K
14.33%
🧸 Childcare & Education
Ubud, Bali
Neiva
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
$292COP 951.7K
4.34%
International Primary School, 1 Child(Yearly)
$6,642Rp 119.4M
$8,511COP 27.7M
-21.96%
👕👟 Clothing & Footwear
Ubud, Bali
Neiva
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 972.9K
$58.4COP 190.0K
-7.26%
Summer Dress(H&M, Zara, etc)
$37.81Rp 679.4K
$42.15COP 137.2K
-10.30%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$60.3COP 196.4K
43.92%
Men's Leather Business Shoes
$76.4Rp 1.4M
$60.1COP 195.5K
27.14%
🏠 Accommodation & Living
Ubud, Bali
Neiva
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$278COP 905.2K
256.72%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$237COP 772.8K
183.37%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.7M
$530COP 1.7M
537.32%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$421COP 1.4M
386.88%
Buy Apartment in City Center(m2)
$2,805Rp 50.4M
$1,513COP 4.9M
85.39%
Buy Apartment Outside City Center(m2)
$2,227Rp 40.0M
$1,286COP 4.2M
73.19%
💵 Salaries & Financials
Ubud, Bali
Neiva
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
$454COP 1.5M
-63.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
12
10.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Neiva: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $992 in Ubud, Bali and $278 in Neiva. Housing cost is often the main lever when comparing two cities.
💰Neiva pays 172% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $15.00 in Neiva for a mid-range dinner for two. Groceries echo the gap at $297 vs $167 per month, with Neiva cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Neiva: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Neiva?
Neiva wins on cost – living expenses run 91% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Neiva the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Neiva?
On paper, salaries run 172% lower in Neiva. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Neiva?
Rent for a central apartment: $992 in Ubud, Bali versus $278 in Neiva. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Neiva?
Supermarket bills run roughly 78% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Neiva?
Dining out is cheaper in Neiva – a meal for two runs $15.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Neiva?
At $736 in Neiva versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Neiva but tight or insufficient in Ubud, Bali. The gap between the two cities makes Neiva the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Neiva?
Both work as nomad bases, but Neiva delivers better value – similar infrastructure at $736 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Neiva hard to pass up.
How safe is Ubud, Bali compared to Neiva?
Safety-wise, Ubud, Bali and Neiva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Neiva gentler on the wallet – expenses run 91% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared