😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $398 in Negombo.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $648 in Negombo.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $898 in Negombo.
🌍Living in Ubud, Bali is roughly 243% more expensive than in Negombo, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Negombo is 71% below.
Currency
🍽 Eating Out
Ubud, Bali
Negombo
Difference
Meal at Budget Restaurant
$3.44Rp 60.9K
$4.34LKR 1,437
-20.74%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 643.0K
$16.72LKR 5,537
117.17%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.0K
$7.74LKR 2,562
-26.23%
Cappuccino
$2.67Rp 47.3K
$1.29LKR 426
106.98%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.0K
$0.74LKR 246
136.49%
Water(0.33 liter bottle)
$0.87Rp 15.4K
$0.25LKR 82.0
248.00%
Local Beer(0.5 liter draught)
$2.95Rp 52.3K
$2.27LKR 753
29.96%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.0K
$3.07LKR 1,017
47.23%
🛒 Groceries & Markets
Ubud, Bali
Negombo
Difference
Milk(1 liter)
$1.62Rp 28.7K
$1.58LKR 522
2.53%
White Bread(500g)
$2.33Rp 41.3K
$0.58LKR 191
301.72%
Rice(white)(1kg)
$1.11Rp 19.6K
$0.76LKR 252
46.05%
Eggs
$2.20Rp 39.0K
$1.66LKR 548
32.53%
Local Cheese(1kg)
$17.69Rp 313.3K
$13.04LKR 4,317
35.66%
Chicken Fillets(1kg)
$4.10Rp 72.5K
$4.22LKR 1,398
-2.84%
Beef Round Steak(1kg)
$12.18Rp 215.6K
$6.04LKR 2,000
101.66%
Apples(1kg)
$3.71Rp 65.6K
$1.82LKR 601
103.85%
Banana(1kg)
$1.59Rp 28.1K
$0.68LKR 226
133.82%
Oranges(1kg)
$2.28Rp 40.4K
$2.23LKR 737
2.24%
Tomato(1kg)
$1.95Rp 34.6K
$1.21LKR 402
61.16%
Potato(1kg)
$1.91Rp 33.7K
$0.73LKR 242
161.64%
Onion(1kg)
$2.33Rp 41.3K
$0.75LKR 247
210.67%
Lettuce(1 head)
$1.01Rp 17.8K
$0.90LKR 297
12.22%
Water(1.5 liter bottle)
$0.55Rp 9,773
$0.48LKR 160
14.58%
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.5K
$10.21LKR 3,379
-78.16%
Wine(Bottle)
$23.07Rp 408.6K
$13.48LKR 4,463
71.14%
Local Beer(0.5 liter bottle)
$2.42Rp 42.8K
$1.90LKR 629
27.37%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.1K
$2.77LKR 918
8.30%
🚌 Getting Around
Ubud, Bali
Negombo
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,814
$0.31LKR 103
-12.90%
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.1K
-
-
Taxi Start(Normal Tariff)
$0.48Rp 8,566
$0.38LKR 126
26.32%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,679
$0.36LKR 119
19.44%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 99.9K
$0.89LKR 294
533.71%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.05LKR 348
-23.81%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 441.7M
$30.1KLKR 10.0M
-17.05%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 561.5M
$42.3KLKR 14.0M
-25.02%
🧾 Monthly Utilities & Internet
Ubud, Bali
Negombo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$25.91LKR 8,578
214.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.0K
$4.26LKR 1,409
52.35%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 332.4K
$21.26LKR 7,040
-11.71%
🎉 Sport & Entertainment
Ubud, Bali
Negombo
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$15.30LKR 5,065
271.70%
Tennis Court(1 Hour on Weekend)
$18.73Rp 331.7K
$9.32LKR 3,087
100.97%
Cinema Ticket
$4.54Rp 80.4K
$2.45LKR 812
85.31%
🧸 Childcare & Education
Ubud, Bali
Negombo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$37.62LKR 12.5K
1177.70%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.1M
$460LKR 152.3K
1141.33%
👕👟 Clothing & Footwear
Ubud, Bali
Negombo
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 806.0K
$8.89LKR 2,944
412.04%
Summer Dress(H&M, Zara, etc)
$35.88Rp 635.4K
$16.80LKR 5,561
113.57%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$37.16LKR 12.3K
116.33%
Men's Leather Business Shoes
$78.7Rp 1.4M
$24.13LKR 7,990
226.03%
🏠 Accommodation & Living
Ubud, Bali
Negombo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.7M
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
-
-
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.4M
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
-
-
Buy Apartment in City Center(m2)
$2,784Rp 49.3M
-
-
Buy Apartment Outside City Center(m2)
$2,290Rp 40.5M
-
-
💵 Salaries & Financials
Ubud, Bali
Negombo
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
$180LKR 59.8K
-6.90%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
12.69
8.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Negombo: September 13, 2026
Cost Breakdown
💰Negombo pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $36.00 in Ubud, Bali vs $17.00 in Negombo for a mid-range dinner for two. Groceries echo the gap at $295 vs $193 per month, with Negombo cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Negombo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Negombo?
Negombo wins on cost – living expenses run 243% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Negombo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Negombo?
On paper, salaries run 7% lower in Negombo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do childcare costs compare in Ubud, Bali and in Negombo?
Childcare runs $481 in Ubud, Bali versus $37.62 in Negombo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Negombo?
Dining out is cheaper in Negombo – a meal for two runs $17.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Negombo?
At $398 in Negombo versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Negombo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Negombo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Negombo?
Both work as nomad bases, but Negombo delivers better value – similar infrastructure at $398 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Negombo hard to pass up.
How safe is Ubud, Bali compared to Negombo?
Safety-wise, Ubud, Bali and Negombo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Negombo gentler on the wallet – expenses run 243% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared