Cost of Living Comparison Between Ubud, Bali and Nawabshah Cost of Living Comparison Between Ubud, Bali and Nawabshah

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $438 in Nawabshah.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $635 in Nawabshah.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $831 in Nawabshah.

Living in Ubud, Bali is roughly 219% more expensive than in Nawabshah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Nawabshah is 67% below.

Currency
🍽 Eating Out
Ubud, Bali
Nawabshah
Difference
Meal at Budget Restaurant
$3.43 Rp 61.4K
$2.08 PKR 579
64.90%
Three-Course Dinner for Two, Mid-Range
$31.97 Rp 572.4K
$12.43 PKR 3,450
157.20%
Fast Food Meal (McDonalds, etc)
$5.05 Rp 90.4K
$4.07 PKR 1,129
24.08%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.91 PKR 531
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$5.18 PKR 1,437
-
Cappuccino
$2.71 Rp 48.6K
$1.82 PKR 506
48.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.39 Rp 24.9K
$0.36 PKR 100
286.11%
Water (0.33 liter bottle)
$0.74 Rp 13.3K
$0.21 PKR 58.2
252.38%
Local Beer (0.5 liter draught)
$2.89 Rp 51.8K
-
-
Imported Beer (0.33 liter bottle)
$3.79 Rp 67.9K
-
-
🛒 Groceries & Markets
Ubud, Bali
Nawabshah
Difference
Milk (1 liter)
$1.79 Rp 32.1K
$0.70 PKR 194
155.71%
White Bread (500g)
$2.51 Rp 44.9K
$0.33 PKR 92.7
660.61%
Rice (white) (1kg)
$1.21 Rp 21.7K
$1.17 PKR 325
3.42%
Eggs
$2.37 Rp 42.4K
$0.99 PKR 274
139.39%
Local Cheese (1kg)
$14.43 Rp 258.4K
$6.34 PKR 1,759
127.60%
Chicken Fillets (1kg)
$4.15 Rp 74.3K
$2.19 PKR 607
89.50%
Beef Round Steak (1kg)
$12.11 Rp 216.9K
$3.62 PKR 1,005
234.53%
Apples (1kg)
$3.77 Rp 67.5K
$1.09 PKR 302
245.87%
Banana (1kg)
$1.63 Rp 29.1K
$0.46 PKR 128
254.35%
Oranges (1kg)
$2.71 Rp 48.5K
$0.75 PKR 207
261.33%
Tomato (1kg)
$2.26 Rp 40.4K
$0.28 PKR 78.5
707.14%
Potato (1kg)
$1.93 Rp 34.5K
$0.28 PKR 78.3
589.29%
Onion (1kg)
$2.19 Rp 39.3K
$0.51 PKR 142
329.41%
Lettuce (1 head)
$1.02 Rp 18.2K
$0.36 PKR 99.7
183.33%
Water (1.5 liter bottle)
$0.72 Rp 12.8K
$0.40 PKR 112
80.00%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.29 PKR 359
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.28 PKR 355
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.15 PKR 596
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 57.0K
$1.66 PKR 461
91.57%
Wine (Bottle)
$23.84 Rp 426.8K
-
-
Local Beer (0.5 liter bottle)
$2.77 Rp 49.7K
-
-
Imported Beer (0.33 liter bottle)
$2.75 Rp 49.3K
-
-
🚌 Getting Around
Ubud, Bali
Nawabshah
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$0.17 PKR 46.80
58.82%
Public Transport Monthly Pass (Regular Price)
$8.20 Rp 146.8K
$7.11 PKR 1,974
15.33%
Taxi Start (Normal Tariff)
$0.48 Rp 8,653
$0.72 PKR 201
-33.33%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$0.65 PKR 181
-35.38%
Taxi 1hour Waiting (Normal Tariff)
$6.03 Rp 107.9K
$1.75 PKR 487
244.57%
Gasoline (1 liter)
$0.82 Rp 14.7K
$0.87 PKR 243
-5.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 475.6M
$16.7K PKR 4.6M
58.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 576.6M
$24.7K PKR 6.9M
30.46%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nawabshah
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.4M
$133 PKR 36.9K
-41.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.91 Rp 70.1K
$5.01 PKR 1,390
-21.96%
Internet (50+ Mbps, Unlimited Data)
$23.91 Rp 428.2K
$13.54 PKR 3,760
76.59%
🎉 Sport & Entertainment
Ubud, Bali
Nawabshah
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$12.16 PKR 3,377
690.95%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 116.8K
$5.89 PKR 1,636
10.87%
Cinema Ticket
$4.01 Rp 71.9K
$4.33 PKR 1,201
-7.39%
🧸 Childcare & Education
Ubud, Bali
Nawabshah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.4M
$57.0 PKR 15.8K
430.49%
International Primary School, 1 Child (Yearly)
$6,551 Rp 117.3M
$1,354 PKR 375.8K
383.94%
👕👟 Clothing & Footwear
Ubud, Bali
Nawabshah
Difference
Jeans (Levis 501 Or Similar)
$55.3 Rp 990.4K
$17.68 PKR 4,909
212.84%
Summer Dress (H&M, Zara, etc)
$38.32 Rp 686.1K
$25.48 PKR 7,074
50.39%
Sport Shoes (Adidas, Nike)
$88.5 Rp 1.6M
$63.7 PKR 17.7K
38.90%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$35.63 PKR 9,891
115.38%
🏠 Accommodation & Living
Ubud, Bali
Nawabshah
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.6M
$75.1 PKR 20.9K
1211.90%
1-bedroom Apartment, Outside City Center (Monthly)
$682 Rp 12.2M
$52.7 PKR 14.6K
1195.16%
3-bedroom Apartment, City Center (Monthly)
$3,420 Rp 61.2M
$169 PKR 46.8K
1927.26%
3-bedroom Apartment, Outside City Center (Monthly)
$2,075 Rp 37.1M
$108 PKR 30.0K
1818.70%
Buy Apartment in City Center (m2)
$2,762 Rp 49.5M
$852 PKR 236.4K
224.38%
Buy Apartment Outside City Center (m2)
$2,243 Rp 40.2M
$510 PKR 141.6K
339.78%
💵 Salaries & Financials
Ubud, Bali
Nawabshah
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$128 PKR 35.4K
32.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
17.8
-25.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Nawabshah: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $75.1 in Nawabshah. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $12.00 in Nawabshah for a mid-range dinner for two. Groceries echo the gap at $298 vs $80.0 per month, with Nawabshah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nawabshah: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Nawabshah?
Nawabshah wins on cost – living expenses run 219% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nawabshah the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Nawabshah?
Average pay runs 32% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Nawabshah?
Rent for a central apartment: $986 in Ubud, Bali versus $75.1 in Nawabshah. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Nawabshah?
Supermarket bills run roughly 271% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Nawabshah?
Dining out is cheaper in Nawabshah – a meal for two runs $12.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Nawabshah?
At $438 in Nawabshah versus $1,397 in Ubud, Bali, a $1,000 budget is realistic in Nawabshah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nawabshah the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Nawabshah?
Both work as nomad bases, but Nawabshah delivers better value – similar infrastructure at $438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nawabshah hard to pass up.
How safe is Ubud, Bali compared to Nawabshah?
Safety-wise, Ubud, Bali and Nawabshah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Nawabshah gentler on the wallet – expenses run 219% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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