😐Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $438 in Nawabshah.
😐Estimated couple costs with rent: $2,588 in Ubud, Bali versus $635 in Nawabshah.
😐Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $831 in Nawabshah.
🌍Living in Ubud, Bali is roughly 219% more expensive than in Nawabshah, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Nawabshah is 67% below.
Currency
🍽 Eating Out
Ubud, Bali
Nawabshah
Difference
Meal at Budget Restaurant
$3.43Rp 61.4K
$2.08PKR 579
64.90%
Three-Course Dinner for Two, Mid-Range
$31.97Rp 572.4K
$12.43PKR 3,450
157.20%
Fast Food Meal(McDonalds, etc)
$5.05Rp 90.4K
$4.07PKR 1,129
24.08%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$1.91PKR 531
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$5.18PKR 1,437
-
Cappuccino
$2.71Rp 48.6K
$1.82PKR 506
48.90%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.39Rp 24.9K
$0.36PKR 100
286.11%
Water(0.33 liter bottle)
$0.74Rp 13.3K
$0.21PKR 58.2
252.38%
Local Beer(0.5 liter draught)
$2.89Rp 51.8K
-
-
Imported Beer(0.33 liter bottle)
$3.79Rp 67.9K
-
-
🛒 Groceries & Markets
Ubud, Bali
Nawabshah
Difference
Milk(1 liter)
$1.79Rp 32.1K
$0.70PKR 194
155.71%
White Bread(500g)
$2.51Rp 44.9K
$0.33PKR 92.7
660.61%
Rice(white)(1kg)
$1.21Rp 21.7K
$1.17PKR 325
3.42%
Eggs
$2.37Rp 42.4K
$0.99PKR 274
139.39%
Local Cheese(1kg)
$14.43Rp 258.4K
$6.34PKR 1,759
127.60%
Chicken Fillets(1kg)
$4.15Rp 74.3K
$2.19PKR 607
89.50%
Beef Round Steak(1kg)
$12.11Rp 216.9K
$3.62PKR 1,005
234.53%
Apples(1kg)
$3.77Rp 67.5K
$1.09PKR 302
245.87%
Banana(1kg)
$1.63Rp 29.1K
$0.46PKR 128
254.35%
Oranges(1kg)
$2.71Rp 48.5K
$0.75PKR 207
261.33%
Tomato(1kg)
$2.26Rp 40.4K
$0.28PKR 78.5
707.14%
Potato(1kg)
$1.93Rp 34.5K
$0.28PKR 78.3
589.29%
Onion(1kg)
$2.19Rp 39.3K
$0.51PKR 142
329.41%
Lettuce(1 head)
$1.02Rp 18.2K
$0.36PKR 99.7
183.33%
Water(1.5 liter bottle)
$0.72Rp 12.8K
$0.40PKR 112
80.00%
Bottle of Non-Alcoholic Wine(Mid-Range)
-
$1.29PKR 359
-
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$1.28PKR 355
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$2.15PKR 596
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.18Rp 57.0K
$1.66PKR 461
91.57%
Wine(Bottle)
$23.84Rp 426.8K
-
-
Local Beer(0.5 liter bottle)
$2.77Rp 49.7K
-
-
Imported Beer(0.33 liter bottle)
$2.75Rp 49.3K
-
-
🚌 Getting Around
Ubud, Bali
Nawabshah
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,786
$0.17PKR 46.80
58.82%
Public Transport Monthly Pass(Regular Price)
$8.20Rp 146.8K
$7.11PKR 1,974
15.33%
Taxi Start(Normal Tariff)
$0.48Rp 8,653
$0.72PKR 201
-33.33%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,545
$0.65PKR 181
-35.38%
Taxi 1hour Waiting(Normal Tariff)
$6.03Rp 107.9K
$1.75PKR 487
244.57%
Gasoline(1 liter)
$0.82Rp 14.7K
$0.87PKR 243
-5.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 475.6M
$16.7KPKR 4.6M
58.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 576.6M
$24.7KPKR 6.9M
30.46%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nawabshah
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.3Rp 1.4M
$133PKR 36.9K
-41.07%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.91Rp 70.1K
$5.01PKR 1,390
-21.96%
Internet(50+ Mbps, Unlimited Data)
$23.91Rp 428.2K
$13.54PKR 3,760
76.59%
🎉 Sport & Entertainment
Ubud, Bali
Nawabshah
Difference
Gym Membership(Monthly)
$96.2Rp 1.7M
$12.16PKR 3,377
690.95%
Tennis Court(1 Hour on Weekend)
$6.53Rp 116.8K
$5.89PKR 1,636
10.87%
Cinema Ticket
$4.01Rp 71.9K
$4.33PKR 1,201
-7.39%
🧸 Childcare & Education
Ubud, Bali
Nawabshah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.4M
$57.0PKR 15.8K
430.49%
International Primary School, 1 Child(Yearly)
$6,551Rp 117.3M
$1,354PKR 375.8K
383.94%
👕👟 Clothing & Footwear
Ubud, Bali
Nawabshah
Difference
Jeans(Levis 501 Or Similar)
$55.3Rp 990.4K
$17.68PKR 4,909
212.84%
Summer Dress(H&M, Zara, etc)
$38.32Rp 686.1K
$25.48PKR 7,074
50.39%
Sport Shoes(Adidas, Nike)
$88.5Rp 1.6M
$63.7PKR 17.7K
38.90%
Men's Leather Business Shoes
$76.7Rp 1.4M
$35.63PKR 9,891
115.38%
🏠 Accommodation & Living
Ubud, Bali
Nawabshah
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.6M
$75.1PKR 20.9K
1211.90%
1-bedroom Apartment, Outside City Center(Monthly)
$682Rp 12.2M
$52.7PKR 14.6K
1195.16%
3-bedroom Apartment, City Center(Monthly)
$3,420Rp 61.2M
$169PKR 46.8K
1927.26%
3-bedroom Apartment, Outside City Center(Monthly)
$2,075Rp 37.1M
$108PKR 30.0K
1818.70%
Buy Apartment in City Center(m2)
$2,762Rp 49.5M
$852PKR 236.4K
224.38%
Buy Apartment Outside City Center(m2)
$2,243Rp 40.2M
$510PKR 141.6K
339.78%
💵 Salaries & Financials
Ubud, Bali
Nawabshah
Difference
Average Monthly Net Salary(After Tax)
$169Rp 3.0M
$128PKR 35.4K
32.17%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
17.8
-25.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 22, 2026
Last update for Nawabshah: July 19, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $75.1 in Nawabshah. Housing cost is often the main lever when comparing two cities.
💰Ubud, Bali pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $32.00 in Ubud, Bali vs $12.00 in Nawabshah for a mid-range dinner for two. Groceries echo the gap at $298 vs $80.0 per month, with Nawabshah cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nawabshah: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Nawabshah?
Nawabshah wins on cost – living expenses run 219% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nawabshah the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Nawabshah?
Average pay runs 32% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Nawabshah?
Rent for a central apartment: $986 in Ubud, Bali versus $75.1 in Nawabshah. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Nawabshah?
Supermarket bills run roughly 271% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Nawabshah?
Dining out is cheaper in Nawabshah – a meal for two runs $12.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Nawabshah?
At $438 in Nawabshah versus $1,397 in Ubud, Bali, a $1,000 budget is realistic in Nawabshah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nawabshah the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Nawabshah?
Both work as nomad bases, but Nawabshah delivers better value – similar infrastructure at $438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nawabshah hard to pass up.
How safe is Ubud, Bali compared to Nawabshah?
Safety-wise, Ubud, Bali and Nawabshah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Nawabshah gentler on the wallet – expenses run 219% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared