Cost of Living Comparison Between Ubud, Bali and Nawabshah Cost of Living Comparison Between Ubud, Bali and Nawabshah

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $430 in Nawabshah.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $631 in Nawabshah.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $832 in Nawabshah.

Living in Ubud, Bali is roughly 230% more expensive than Nawabshah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Nawabshah is 68% below.

Currency
🍽 Eating Out
Ubud, Bali
Nawabshah
Difference
Meal at Budget Restaurant
$3.56 Rp 64.2K
$2.14 PKR 594
66.36%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 589.7K
$12.49 PKR 3,476
162.05%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.2K
$3.99 PKR 1,111
24.06%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.00 PKR 556
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$5.20 PKR 1,447
-
Cappuccino
$2.71 Rp 48.9K
$1.84 PKR 512
47.28%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$0.36 PKR 100
272.22%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.21 PKR 58.4
233.33%
Local Beer (0.5 liter draught)
$2.92 Rp 52.6K
-
-
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.3K
-
-
🛒 Groceries & Markets
Ubud, Bali
Nawabshah
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$0.73 PKR 202
147.95%
White Bread (500g)
$2.52 Rp 45.3K
$0.31 PKR 85.1
712.90%
Rice (white) (1kg)
$1.16 Rp 20.9K
$1.17 PKR 324
-0.85%
Eggs
$2.46 Rp 44.3K
$1.02 PKR 283
141.18%
Local Cheese (1kg)
$14.71 Rp 265.1K
$6.52 PKR 1,814
125.61%
Chicken Fillets (1kg)
$4.32 Rp 77.8K
$2.19 PKR 608
97.26%
Beef Round Steak (1kg)
$12.14 Rp 218.6K
$3.69 PKR 1,026
229.00%
Apples (1kg)
$3.84 Rp 69.2K
$1.08 PKR 301
255.56%
Banana (1kg)
$1.56 Rp 28.1K
$0.43 PKR 120
262.79%
Oranges (1kg)
$2.83 Rp 51.1K
$0.69 PKR 191
310.14%
Tomato (1kg)
$2.33 Rp 41.9K
$0.28 PKR 78.8
732.14%
Potato (1kg)
$1.91 Rp 34.5K
$0.28 PKR 78.5
582.14%
Onion (1kg)
$2.20 Rp 39.7K
$0.51 PKR 143
331.37%
Lettuce (1 head)
$1.01 Rp 18.3K
$0.38 PKR 107
165.79%
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$0.40 PKR 112
95.00%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.23 PKR 343
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.32 PKR 366
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.13 PKR 594
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.7K
$1.66 PKR 461
100.00%
Wine (Bottle)
$23.74 Rp 427.6K
-
-
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
-
-
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
-
-
🚌 Getting Around
Ubud, Bali
Nawabshah
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,842
$0.18 PKR 50.7
50.00%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.6K
$7.28 PKR 2,025
10.30%
Taxi Start (Normal Tariff)
$0.46 Rp 8,222
$0.74 PKR 206
-37.84%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,108
$0.67 PKR 187
-32.84%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.8K
$1.82 PKR 506
235.16%
Gasoline (1 liter)
$0.79 Rp 14.3K
$0.93 PKR 259
-15.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.1M
$16.4K PKR 4.6M
59.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 578.6M
$25.0K PKR 7.0M
28.36%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nawabshah
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$132 PKR 36.8K
-39.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.2K
$4.89 PKR 1,360
-16.97%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 423.7K
$13.65 PKR 3,797
72.31%
🎉 Sport & Entertainment
Ubud, Bali
Nawabshah
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$12.35 PKR 3,438
699.19%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.4K
$5.78 PKR 1,609
14.71%
Cinema Ticket
$4.15 Rp 74.7K
$4.16 PKR 1,158
-0.24%
🧸 Childcare & Education
Ubud, Bali
Nawabshah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$57.0 PKR 15.9K
433.08%
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.1M
$1,377 PKR 383.1K
380.34%
👕👟 Clothing & Footwear
Ubud, Bali
Nawabshah
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$17.82 PKR 4,958
211.67%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.1K
$25.09 PKR 6,982
52.69%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$65.7 PKR 18.3K
34.81%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$35.56 PKR 9,895
118.98%
🏠 Accommodation & Living
Ubud, Bali
Nawabshah
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.1M
$73.9 PKR 20.6K
1262.07%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
$52.1 PKR 14.5K
1196.72%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.0M
$164 PKR 45.7K
1994.33%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.7M
$106 PKR 29.6K
1816.59%
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$1,008 PKR 280.4K
181.95%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$530 PKR 147.3K
327.54%
💵 Salaries & Financials
Ubud, Bali
Nawabshah
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$128 PKR 35.6K
29.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
17.8
-25.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Nawabshah: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $73.9 in Nawabshah. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 29% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Nawabshah for a mid-range dinner for two. Groceries echo the gap at $302 vs $81.0 per month, with Nawabshah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nawabshah: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Nawabshah?
Nawabshah wins on cost – living expenses run 230% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nawabshah the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Nawabshah?
Ubud, Bali pays 29% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Nawabshah?
Rent for a central apartment: $1,006 in Ubud, Bali versus $73.9 in Nawabshah. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or Nawabshah?
Supermarket bills run roughly 273% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali vs Nawabshah?
Dining out is cheaper in Nawabshah – a meal for two runs $12.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Nawabshah?
At $430 in Nawabshah versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Nawabshah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nawabshah the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Nawabshah?
Both work as nomad bases, but Nawabshah delivers better value – similar infrastructure at $430 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nawabshah hard to pass up.
How safe is Ubud, Bali compared to Nawabshah?
Safety-wise, Ubud, Bali and Nawabshah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Nawabshah gentler on the wallet – expenses run 230% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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