Cost of Living Comparison Between Ubud, Bali and Nawabshah Cost of Living Comparison Between Ubud, Bali and Nawabshah

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $464 in Nawabshah.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $700 in Nawabshah.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $936 in Nawabshah.

Living in Ubud, Bali is roughly 196% more expensive than in Nawabshah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Nawabshah is 66% below.

Meal at Budget Restaurant

$3.32 Rp 59.8K

$2.20 PKR 610

50.91%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 635.6K

$13.65 PKR 3,779

158.83%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.9K

$5.29 PKR 1,466

0.76%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.11 PKR 585

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.10 PKR 1,965

Cappuccino

$2.75 Rp 49.5K

$2.21 PKR 613

24.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.1K

$0.38 PKR 106

355.26%

Water (0.33 liter bottle)

$0.80 Rp 14.4K

$0.24 PKR 66.1

233.33%

Local Beer (0.5 liter draught)

$2.95 Rp 53.0K

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.9K

Milk (1 liter)

$1.50 Rp 27.0K

$0.89 PKR 247

68.54%

White Bread (500g)

$2.30 Rp 41.3K

$0.56 PKR 156

310.71%

Rice (white) (1kg)

$1.10 Rp 19.8K

$1.21 PKR 334

-9.09%

Eggs

$2.16 Rp 38.9K

$1.27 PKR 351

70.08%

Local Cheese (1kg)

$17.09 Rp 307.4K

$6.02 PKR 1,667

183.89%

Chicken Fillets (1kg)

$3.88 Rp 69.8K

$3.00 PKR 831

29.33%

Beef Round Steak (1kg)

$11.92 Rp 214.4K

$6.32 PKR 1,748

88.61%

Apples (1kg)

$3.57 Rp 64.1K

$1.26 PKR 348

183.33%

Banana (1kg)

$1.58 Rp 28.5K

$0.58 PKR 161

172.41%

Oranges (1kg)

$2.36 Rp 42.5K

$0.98 PKR 273

140.82%

Tomato (1kg)

$1.97 Rp 35.4K

$0.56 PKR 154

251.79%

Potato (1kg)

$1.81 Rp 32.5K

$0.32 PKR 88.5

465.63%

Onion (1kg)

$2.39 Rp 43.0K

$0.33 PKR 91.9

624.24%

Lettuce (1 head)

$1.02 Rp 18.3K

$0.37 PKR 102

175.68%

Water (1.5 liter bottle)

$0.49 Rp 8,841

$0.43 PKR 120

13.95%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.24 PKR 343

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.36 PKR 376

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 PKR 667

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.4K

$1.82 PKR 504

23.63%

Wine (Bottle)

$22.30 Rp 401.2K

Local Beer (0.5 liter bottle)

$2.37 Rp 42.6K

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.1K

One-way Ticket (Public Transport)

$0.25 Rp 4,482

$0.18 PKR 49.60

38.89%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.9K

$9.90 PKR 2,740

-13.64%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$0.69 PKR 192

-36.23%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,598

$0.71 PKR 197

-40.85%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.9K

$2.19 PKR 607

158.45%

Gasoline (1 liter)

$0.81 Rp 14.7K

$1.29 PKR 357

-37.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.1M

$18.4K PKR 5.1M

29.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 557.4M

$27.5K PKR 7.6M

12.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$108 PKR 29.8K

-23.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.3K

$5.87 PKR 1,624

7.33%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 335.3K

$13.10 PKR 3,627

42.21%

Gym Membership (Monthly)

$54.7 Rp 984.7K

$15.98 PKR 4,424

242.49%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

Cinema Ticket

$4.24 Rp 76.3K

$4.30 PKR 1,191

-1.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$49.58 PKR 13.7K

876.40%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.6M

$1,569 PKR 434.4K

256.24%

Jeans (Levis 501 Or Similar)

$45.77 Rp 823.5K

$15.76 PKR 4,363

190.42%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 642.2K

$22.24 PKR 6,158

60.48%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$69.1 PKR 19.1K

13.38%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$38.49 PKR 10.7K

108.18%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$126 PKR 34.8K

812.48%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$75.6 PKR 20.9K

796.76%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 63.0M

$251 PKR 69.5K

1295.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

$147 PKR 40.7K

1046.90%

Buy Apartment in City Center (m2)

$2,788 Rp 50.2M

$826 PKR 228.6K

237.70%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.6M

$543 PKR 150.3K

315.73%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$127 PKR 35.2K

29.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

12.88

6.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Nawabshah: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $126 in Nawabshah. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $14.00 in Nawabshah for a mid-range dinner for two. Groceries echo the gap at $286 vs $101 per month, with Nawabshah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nawabshah: Cost of Living - Frequently Asked Questions

Nawabshah wins on cost – living expenses run 196% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nawabshah the obvious pick if budget is a priority.

Average pay runs 30% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,147 in Ubud, Bali versus $126 in Nawabshah. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 183% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nawabshah – a meal for two runs $14.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $464 in Nawabshah versus $1,374 in Ubud, Bali, a $1,000 budget is realistic in Nawabshah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nawabshah the clear choice for anyone on this budget.

Both work as nomad bases, but Nawabshah delivers better value – similar infrastructure at $464 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nawabshah hard to pass up.

Safety-wise, Ubud, Bali and Nawabshah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nawabshah gentler on the wallet – expenses run 196% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.