Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Narayanganj

For one person, living is cheaper in Narayanganj: $267 a month against $1,353 in Ubud, Bali, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
13

Cost of Living Index in Narayanganj
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Narayanganj Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Narayanganj

🇧🇩 Bangladesh

$267

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Narayanganj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Narayanganj actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $267 in Narayanganj, rent included.

Ubud, Bali $1,353
Narayanganj $267

A couple spends around $2,297 per month in Ubud, Bali vs $441 in Narayanganj, rent included.

Ubud, Bali $2,297
Narayanganj $441

A family of three spends $3,241 per month in Ubud, Bali vs $614 in Narayanganj, rent included.

Ubud, Bali $3,241
Narayanganj $614

Ubud, Bali costs about 407% more than Narayanganj, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Narayanganj is 80% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$1.65 ৳204

95.76%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$9.73 ৳1,202

258.48%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.34 ৳660

6.74%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.62 ৳324

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.02 ৳497

Cappuccino

$2.62 Rp 47.1K

$1.14 ৳140

129.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.23 ৳28.21

647.83%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.12 ৳15.08

575.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

$0.70 ৳86.9

124.29%

White Bread (500g)

$2.19 Rp 39.5K

$0.38 ৳46.59

476.32%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.52 ৳64.0

126.92%

Eggs

$2.16 Rp 38.8K

$1.10 ৳136

96.36%

Local Cheese (1kg)

$17.65 Rp 317.7K

$7.53 ৳930

134.40%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.05 ৳253

84.39%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$5.85 ৳722

104.27%

Apples (1kg)

$3.60 Rp 64.8K

$2.27 ৳281

58.59%

Banana (1kg)

$1.59 Rp 28.6K

$0.79 ৳97.6

101.27%

Oranges (1kg)

$2.31 Rp 41.6K

$1.96 ৳243

17.86%

Tomato (1kg)

$1.91 Rp 34.3K

$0.85 ৳105

124.71%

Potato (1kg)

$1.78 Rp 32.1K

$0.21 ৳26.19

747.62%

Onion (1kg)

$2.33 Rp 41.9K

$0.41 ৳50.8

468.29%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.46 ৳56.6

117.39%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.28 ৳34.91

89.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$4.29 ৳530

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.82 ৳102

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.48 ৳183

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.93 ৳362

-21.84%

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.85 ৳105

-44.71%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.56 ৳68.7

-23.21%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$4.10 ৳506

33.41%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.10 ৳136

-24.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$32.0K ৳4.0M

-25.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$44.0K ৳5.4M

-25.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$30.13 ৳3,723

165.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$4.11 ৳508

59.61%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$5.83 ৳720

219.04%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$16.11 ৳1,991

235.94%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$2.86 ৳353

48.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$36.07 ৳4,457

1265.93%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,459 ৳180.3K

283.61%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$8.15 ৳1,007

459.26%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$6.48 ৳801

439.51%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$28.38 ৳3,507

173.85%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$24.63 ৳3,043

218.80%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$40.87 ৳5,050

2668.49%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$24.00 ৳2,966

2703.67%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$123 ৳15.2K

2845.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$64.6 ৳7,985

2533.02%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,303 ৳160.9K

108.62%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.5

19.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Narayanganj: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Narayanganj

$24 9% 96.4% $649

Groceries & Markets

Ubud, Bali

$287 21.2%

Narayanganj

$103 38.4% 64.3% $185

Clothing & Footwear

Ubud, Bali

$107 7.9%

Narayanganj

$30 11.4% 71.4% $76

Eating Out

Ubud, Bali

$106 7.9%

Narayanganj

$44 16.6% 58.4% $62

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Narayanganj

$40 15% 61.9% $65

Sport & Entertainment

Ubud, Bali

$63 4.6%

Narayanganj

$22 8.2% 65.1% $41

Getting Around

Ubud, Bali

$12 0.9%

Narayanganj

$3.6 * 1.4% 70.8% $8.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $40.87 in Narayanganj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $10.00 in Narayanganj. Monthly groceries follow the same trend: $287 vs $103 – making Narayanganj the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇩 Narayanganj

🕒 Local time

00:11 12:11 AM

22:11 10:11 PM

2 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

286,330

💱 Currency

Indonesian Rupiah IDR Rp

Bangladeshi Taka BDT ৳

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 BDT = 8.09 USD

1,000 BDT = 7.2 EUR

Exchange rates and currency converter

BDT, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Bangladeshi Taka exchange rates as of October 20, 2026: 1 USD = 124 BDT (1,000 BDT = 8.09 USD). 1 EUR = 139 BDT (1,000 BDT = 7.2 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Narayanganj 4,470 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Narayanganj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Narayanganj: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 407% more than Narayanganj, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $400 in Narayanganj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Narayanganj, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $10.00 in Narayanganj. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 180% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Narayanganj, where all-in costs run around $267, than in Ubud, Bali at $1,353. In Narayanganj it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Narayanganj costs $267 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Narayanganj. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.