Cost of Living Comparison Between Ubud, Bali and Nara Cost of Living Comparison Between Ubud, Bali and Nara

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,245 in Nara.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,877 in Nara.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,509 in Nara.

Living in Ubud, Bali is roughly 10% more expensive than in Nara, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 0% above, Nara is 9% below.

Currency
🍽 Eating Out
Ubud, Bali
Nara
Difference
Meal at Budget Restaurant
$3.44 Rp 60.9K
$6.34 ¥990
-45.74%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 643.0K
$31.85 ¥4,970
14.00%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.0K
$5.00 ¥780
14.20%
Cappuccino
$2.67 Rp 47.3K
$2.50 ¥390
6.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$1.28 ¥199
36.72%
Water (0.33 liter bottle)
$0.87 Rp 15.4K
$0.75 ¥117
16.00%
Local Beer (0.5 liter draught)
$2.95 Rp 52.3K
$3.17 ¥495
-6.94%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.0K
$3.21 ¥501
40.81%
🛒 Groceries & Markets
Ubud, Bali
Nara
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$1.56 ¥243
3.85%
White Bread (500g)
$2.33 Rp 41.3K
$1.36 ¥213
71.32%
Rice (white) (1kg)
$1.11 Rp 19.6K
$4.17 ¥651
-73.38%
Eggs
$2.20 Rp 39.0K
$2.20 ¥343
-
Local Cheese (1kg)
$17.69 Rp 313.3K
$9.68 ¥1,511
82.75%
Chicken Fillets (1kg)
$4.10 Rp 72.5K
$7.31 ¥1,141
-43.91%
Beef Round Steak (1kg)
$12.18 Rp 215.6K
$18.41 ¥2,872
-33.84%
Apples (1kg)
$3.71 Rp 65.6K
$3.36 ¥524
10.42%
Banana (1kg)
$1.59 Rp 28.1K
$2.06 ¥321
-22.82%
Oranges (1kg)
$2.28 Rp 40.4K
$2.05 ¥321
11.22%
Tomato (1kg)
$1.95 Rp 34.6K
$4.16 ¥650
-53.13%
Potato (1kg)
$1.91 Rp 33.7K
$1.58 ¥247
20.89%
Onion (1kg)
$2.33 Rp 41.3K
$1.14 ¥179
104.39%
Lettuce (1 head)
$1.01 Rp 17.8K
$1.15 ¥180
-12.17%
Water (1.5 liter bottle)
$0.55 Rp 9,773
$0.86 ¥134
-36.05%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.5K
$4.09 ¥638
-45.48%
Wine (Bottle)
$23.07 Rp 408.6K
$9.52 ¥1,485
142.33%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.8K
$1.91 ¥298
26.70%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.1K
$2.24 ¥349
33.93%
🚌 Getting Around
Ubud, Bali
Nara
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,814
$1.58 ¥246
-82.91%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.1K
$73.3 ¥11.4K
-87.75%
Taxi Start (Normal Tariff)
$0.48 Rp 8,566
$3.15 ¥491
-84.76%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,679
$2.95 ¥461
-85.42%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 99.9K
$16.47 ¥2,570
-65.76%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.13 ¥176
-29.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 441.7M
$22.1K ¥3.5M
12.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 561.5M
$15.4K ¥2.4M
105.38%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nara
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$120 ¥18.7K
-31.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.0K
$24.93 ¥3,889
-73.97%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 332.4K
$31.68 ¥4,944
-40.75%
🎉 Sport & Entertainment
Ubud, Bali
Nara
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
$83.7 ¥13.1K
-32.08%
Tennis Court (1 Hour on Weekend)
$18.73 Rp 331.7K
$7.61 ¥1,187
146.12%
Cinema Ticket
$4.54 Rp 80.4K
$12.23 ¥1,908
-62.88%
🧸 Childcare & Education
Ubud, Bali
Nara
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$527 ¥82.2K
-8.78%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.1M
$13.6K ¥2.1M
-58.10%
👕👟 Clothing & Footwear
Ubud, Bali
Nara
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 806.0K
$48.97 ¥7,640
-7.05%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 635.4K
$31.81 ¥4,963
12.79%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$61.2 ¥9,540
31.46%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$92.0 ¥14.4K
-14.53%
🏠 Accommodation & Living
Ubud, Bali
Nara
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.7M
$420 ¥65.5K
165.62%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$349 ¥54.4K
100.15%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.4M
$854 ¥133.3K
325.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$541 ¥84.4K
221.30%
Buy Apartment in City Center (m2)
$2,784 Rp 49.3M
$2,813 ¥439.0K
-1.03%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.5M
$2,063 ¥322.0K
10.96%
💵 Salaries & Financials
Ubud, Bali
Nara
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
$1,159 ¥180.9K
-85.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
2.01
585.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Nara: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $420 in Nara. Housing cost is often the main lever when comparing two cities.

Nara pays 590% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $32.00 in Nara for a mid-range dinner for two. Groceries echo the gap at $295 vs $289 per month, with Nara cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nara: Cost of Living - Frequently Asked Questions
Is Nara cheaper than Ubud, Bali?
Nara is cheaper overall, especially in Groceries & Markets, Clothing & Footwear. The 10% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Nara?
On paper, salaries run 590% lower in Nara. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Nara?
Rent for a central apartment: $1,115 in Ubud, Bali versus $420 in Nara. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or in Nara?
Dining out is cheaper in Nara – a meal for two runs $32.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali and in Nara?
All in, you'll spend $1,368 per month in Ubud, Bali versus $1,245 in Nara – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Ubud, Bali or in Nara?
At $1,245 in Nara versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Nara but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nara the clear choice for anyone on this budget.
Is Ubud, Bali or Nara more family-friendly?
For families, Nara is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Nara?
Safety-wise, Ubud, Bali and Nara are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nara gentler on the wallet – expenses run 10% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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