Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nandaime

For one person, living is cheaper in Nandaime: $817 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
39

Cost of Living Index in Nandaime
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Nandaime Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Nandaime

🇳🇮 Nicaragua

$817

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nandaime

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nandaime actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $817 in Nandaime.

Ubud, Bali $1,349
Nandaime $817

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,276 in Nandaime.

Ubud, Bali $2,305
Nandaime $1,276

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,734 in Nandaime.

Ubud, Bali $3,261
Nandaime $1,734

Living in Ubud, Bali is roughly 65% more expensive than in Nandaime, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$9.81 NIO 359

-66.16%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$34.45 NIO 1,262

3.45%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.71 NIO 282

-28.27%

Cappuccino

$2.72 Rp 49.4K

$2.53 NIO 92.6

7.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.90 NIO 33.11

88.89%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.68 NIO 25.02

11.76%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.52 NIO 55.8

74.34%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.19 NIO 80.1

100.00%

Milk (1 liter)

$1.49 Rp 27.1K

$1.21 NIO 44.24

23.14%

White Bread (500g)

$2.28 Rp 41.4K

$2.30 NIO 84.3

-0.87%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.87 NIO 68.7

-36.36%

Eggs

$2.04 Rp 37.0K

$2.34 NIO 85.9

-12.82%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.78 NIO 431

50.25%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.42 NIO 235

-38.32%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$7.58 NIO 278

60.82%

Apples (1kg)

$3.66 Rp 66.4K

$3.96 NIO 145

-7.58%

Banana (1kg)

$1.52 Rp 27.6K

$0.63 NIO 23.02

141.27%

Oranges (1kg)

$2.23 Rp 40.5K

$1.82 NIO 66.8

22.53%

Tomato (1kg)

$1.97 Rp 35.9K

$2.44 NIO 89.4

-19.26%

Potato (1kg)

$1.85 Rp 33.6K

$3.86 NIO 141

-52.07%

Onion (1kg)

$2.42 Rp 44.1K

$2.16 NIO 79.2

12.04%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.05 NIO 38.31

-5.71%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.05 NIO 38.28

-51.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.66 NIO 97.4

-16.54%

Wine (Bottle)

$22.24 Rp 404.2K

$14.83 NIO 543

49.97%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.48 NIO 54.1

52.70%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.27 NIO 83.1

30.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.68 NIO 61.4

-73.81%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.60 NIO 58.6

-73.13%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$6.78 NIO 248

-20.21%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.37 NIO 50.1

-40.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$23.3K NIO 854.9K

2.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$26.7K NIO 978.6K

18.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$152 NIO 5,555

-47.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$19.25 NIO 705

-66.49%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$32.88 NIO 1,204

-43.49%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$9.04 NIO 331

-52.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$232 NIO 8,483

111.78%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$6,180 NIO 226.3K

-8.19%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$60.7 NIO 2,224

-26.48%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$63.9 NIO 2,341

-45.31%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$122 NIO 4,454

-34.30%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$145 NIO 5,301

-45.13%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.92

15.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Nandaime: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Nandaime

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Nandaime

$259 31.8% 10.1% $29

Eating Out

Ubud, Bali

$108 8%

Nandaime

$150 18.4% 39.6% $43

Clothing & Footwear

Ubud, Bali

$108 8%

Nandaime

$176 21.5% 63.7% $68

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Nandaime

$204 24.9% 95.8% $100

Sport & Entertainment

Ubud, Bali

$58 4.3%

Nandaime

$18 * 2.2% 68.9% $40

Getting Around

Ubud, Bali

$11 0.9%

Nandaime

$9.7 * 1.2% 15.2% $1.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $34 in Nandaime for a mid-range dinner for two. Groceries echo the gap at $288 vs $259 per month, with Nandaime cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇮 Nandaime

🕒 Local time

23:50 11:50 PM

09:50 9:50 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

34,288

💱 Currency

Indonesian Rupiah IDR Rp

Nicaraguan Córdoba NIO C$

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

Exchange rates and currency converter

NIO, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

Nicaraguan Córdoba exchange rates as of October 28, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.76 NIO (100 NIO = 2.45 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Nandaime 17,650 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Nandaime

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nandaime: Cost of Living - Frequently Asked Questions

Ubud, Bali and Nandaime differ by about 65% in total monthly costs ($1,349 vs $817 including rent). Nandaime is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $1,226 in Nandaime to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 11% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $817 in Nandaime – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.

At $817 in Nandaime versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Nandaime but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nandaime the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nandaime are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.