Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Namur

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,005 in Namur, rent and utilities included – about $7,800 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
98

Cost of Living Index in Namur
Learn more

Namur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Namur

🇧🇪 Belgium

$2,005

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Namur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Namur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,005 in Namur.

Ubud, Bali $1,353
Namur $2,005

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,991 in Namur.

Ubud, Bali $2,297
Namur $2,991

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,977 in Namur.

Ubud, Bali $3,241
Namur $3,977

Living in Ubud, Bali costs roughly 32% less than in Namur, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Namur 48% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$22.37 €19.90

-85.56%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$105 €93.6

-66.86%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.67 €11.27

-55.01%

Cappuccino

$2.62 Rp 47.1K

$4.38 €3.90

-40.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.38 €3.01

-49.11%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.14 €1.01

-28.95%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.84 €2.53

-6.69%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.99 €5.33

-27.05%

Milk (1 liter)

$1.57 Rp 28.3K

$1.36 €1.21

15.44%

White Bread (500g)

$2.19 Rp 39.5K

$2.81 €2.50

-22.06%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.21 €1.97

-46.61%

Eggs

$2.16 Rp 38.8K

$3.79 €3.37

-43.01%

Local Cheese (1kg)

$17.65 Rp 317.7K

$17.10 €15.21

3.22%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$12.09 €10.75

-68.73%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$23.41 €20.82

-48.95%

Apples (1kg)

$3.60 Rp 64.8K

$2.99 €2.66

20.40%

Banana (1kg)

$1.59 Rp 28.6K

$2.41 €2.15

-34.02%

Oranges (1kg)

$2.31 Rp 41.6K

$2.58 €2.29

-10.47%

Tomato (1kg)

$1.91 Rp 34.3K

$3.43 €3.05

-44.31%

Potato (1kg)

$1.78 Rp 32.1K

$2.38 €2.11

-25.21%

Onion (1kg)

$2.33 Rp 41.9K

$1.90 €1.69

22.63%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.48 €1.32

-32.43%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.02 €0.91

-48.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$11.95 €10.63

-80.84%

Wine (Bottle)

$22.07 Rp 397.3K

$8.79 €7.82

151.08%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.78 €1.59

32.02%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.07 €1.84

43.96%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.88 €2.56

-92.01%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$66.4 €59.1

-86.60%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$5.56 €4.94

-91.55%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.67 €2.37

-83.90%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$44.94 €39.98

-87.83%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.97 €1.76

-57.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$35.0K €31.2K

-31.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$36.4K €32.4K

-9.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$205 €182

-61.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$22.00 €19.57

-70.18%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$46.70 €41.54

-60.17%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$33.26 €29.59

62.72%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$8.24 €7.33

-48.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,641 €1,459

-69.97%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$34.0K €30.2K

-83.52%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$77.1 €68.6

-40.89%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$36.46 €32.44

-4.11%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$104 €92.3

-25.13%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$134 €119

-41.48%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$881 €783

28.49%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$748 €665

-10.05%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,120 €996

222.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$998 €888

70.55%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,898 €2,578

-6.22%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,935 €2,610

-23.63%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,835 €1,632

-90.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.46

298.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Namur: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Namur

$748 37.3% 11.2% $75

Groceries & Markets

Ubud, Bali

$287 21.2%

Namur

$364 18.2% 26.9% $77

Clothing & Footwear

Ubud, Bali

$107 7.9%

Namur

$158 7.9% 48.5% $52

Eating Out

Ubud, Bali

$106 7.9%

Namur

$314 15.7% 195% $207

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Namur

$274 13.7% 160% $169

Sport & Entertainment

Ubud, Bali

$63 4.6%

Namur

$50 2.5% 20.6% $13

Getting Around

Ubud, Bali

$12 0.9%

Namur

$97 4.8% 679% $84

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $881 in Namur. Housing cost is often the main lever when comparing two cities.

Namur pays 1003% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $105 in Namur for a mid-range dinner for two. Groceries echo the gap at $287 vs $364 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇪 Namur

🕒 Local time

11:05 11:05 AM

05:05 5:05 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

113,174

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Namur 12,170 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Namur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Namur: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 48% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1003% lower in Namur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $881 in Namur. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 646% less than in Namur. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $1,641 in Namur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,353 in Ubud, Bali versus $2,005 in Namur, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Namur. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Namur, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Namur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Namur. Beyond cost, consider language, visa policies, and how big the international community is in each city.