Cost of Living Comparison Between Ubud, Bali and Naas Cost of Living Comparison Between Ubud, Bali and Naas

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $2,767 in Naas.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $3,875 in Naas.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $4,983 in Naas.

Living in Ubud, Bali costs roughly 50% less than in Naas, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Naas 105% above.

Meal at Budget Restaurant

$3.32 Rp 59.8K

$23.05 €20.32

-85.60%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 635.6K

$90.3 €79.6

-60.88%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.9K

$12.92 €11.39

-58.75%

Cappuccino

$2.75 Rp 49.5K

$4.43 €3.90

-37.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.1K

$2.90 €2.55

-40.34%

Water (0.33 liter bottle)

$0.80 Rp 14.4K

$2.16 €1.91

-62.96%

Local Beer (0.5 liter draught)

$2.95 Rp 53.0K

$7.45 €6.57

-60.40%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.9K

$7.52 €6.63

-40.96%

Milk (1 liter)

$1.50 Rp 27.0K

$1.58 €1.39

-5.06%

White Bread (500g)

$2.30 Rp 41.3K

$2.28 €2.01

0.88%

Rice (white) (1kg)

$1.10 Rp 19.8K

$1.85 €1.63

-40.54%

Eggs

$2.16 Rp 38.9K

$5.06 €4.46

-57.31%

Local Cheese (1kg)

$17.09 Rp 307.4K

$10.00 €8.81

70.90%

Chicken Fillets (1kg)

$3.88 Rp 69.8K

$12.62 €11.13

-69.26%

Beef Round Steak (1kg)

$11.92 Rp 214.4K

$16.42 €14.47

-27.41%

Apples (1kg)

$3.57 Rp 64.1K

$3.02 €2.67

18.21%

Banana (1kg)

$1.58 Rp 28.5K

$2.25 €1.98

-29.78%

Oranges (1kg)

$2.36 Rp 42.5K

$2.84 €2.50

-16.90%

Tomato (1kg)

$1.97 Rp 35.4K

$4.89 €4.31

-59.71%

Potato (1kg)

$1.81 Rp 32.5K

$1.95 €1.72

-7.18%

Onion (1kg)

$2.39 Rp 43.0K

$1.56 €1.38

53.21%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.36 €1.20

-25.00%

Water (1.5 liter bottle)

$0.49 Rp 8,841

$1.99 €1.75

-75.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.4K

$20.84 €18.37

-89.20%

Wine (Bottle)

$22.30 Rp 401.2K

$13.50 €11.90

65.19%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.6K

$4.18 €3.68

-43.30%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.1K

$3.66 €3.23

-20.77%

One-way Ticket (Public Transport)

$0.25 Rp 4,482

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$5.19 €4.57

-91.52%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,598

$1.49 €1.32

-71.81%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.9K

$33.91 €29.89

-83.31%

Gasoline (1 liter)

$0.81 Rp 14.7K

$2.13 €1.88

-61.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.1M

$39.2K €34.5K

-39.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 557.4M

$37.9K €33.4K

-18.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$249 €220

-66.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.3K

$18.77 €16.54

-66.44%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 335.3K

$52.5 €46.24

-64.49%

Gym Membership (Monthly)

$54.7 Rp 984.7K

$68.3 €60.2

-19.84%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

Cinema Ticket

$4.24 Rp 76.3K

$15.70 €13.84

-72.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$1,315 €1,159

-63.18%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.6M

$5,354 €4,719

4.42%

Jeans (Levis 501 Or Similar)

$45.77 Rp 823.5K

$94.7 €83.5

-51.65%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 642.2K

$43.44 €38.29

-17.84%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$107 €94.2

-26.71%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$124 €109

-35.42%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$1,592 €1,403

-27.96%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$1,483 €1,308

-54.29%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 63.0M

$2,761 €2,434

26.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

$2,134 €1,881

-20.90%

Buy Apartment in City Center (m2)

$2,788 Rp 50.2M

$4,236 €3,734

-34.17%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.14

232.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Naas: September 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $1,592 in Naas. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $90.0 in Naas for a mid-range dinner for two. Groceries echo the gap at $286 vs $366 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naas: Cost of Living - Frequently Asked Questions

Ubud, Bali and Naas differ by about 101% in total monthly costs ($1,374 vs $2,767 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,062 in Ubud, Bali and $4,150 in Naas to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,147 in Ubud, Bali versus $1,592 in Naas. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Naas. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,374 per month in Ubud, Bali versus $2,767 in Naas – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,374 in Ubud, Bali versus $2,767 in Naas, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Naas. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Naas are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 101% less than in Naas. Beyond cost, consider language, visa policies, and how big the international community is in each city.