Cost of Living Comparison Between Ubud, Bali and Muzaffarabad Cost of Living Comparison Between Ubud, Bali and Muzaffarabad

😐 Solo nomad: Ubud, Bali is 192.3% more expensive than Muzaffarabad without rent, and 404.8% more expensive with rent.
😐 Family of 3: Ubud, Bali is 245.1% more expensive than Muzaffarabad without rent, and 449.5% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Muzaffarabad
Difference
Meal at Budget Restaurant
$3.47 Rp 58.5K
$1.43 PKR 399
142.66%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 542.1K
$14.25 PKR 3,984
125.26%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.1K
$2.18 PKR 609
122.94%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.45 PKR 405
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$3.47 PKR 969
-
Cappuccino
$2.82 Rp 47.7K
$1.03 PKR 289
173.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$0.32 PKR 88.9
328.13%
Water (0.33 liter bottle)
$0.73 Rp 12.3K
$0.23 PKR 64.5
217.39%
Local Beer (0.5 liter draught)
$2.90 Rp 48.9K
-
-
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.1K
-
-
🛒 Groceries & Markets
Ubud, Bali
Muzaffarabad
Difference
Milk (1 liter)
$1.74 Rp 29.4K
$0.78 PKR 219
123.08%
White Bread (500g)
$2.44 Rp 41.3K
$0.55 PKR 155
343.64%
Rice (white) (1kg)
$1.17 Rp 19.7K
$1.23 PKR 343
-4.88%
Eggs
$2.35 Rp 39.7K
$1.12 PKR 313
109.82%
Local Cheese (1kg)
$14.78 Rp 249.6K
$6.25 PKR 1,748
136.48%
Chicken Fillets (1kg)
$4.25 Rp 71.8K
$2.63 PKR 735
61.60%
Beef Round Steak (1kg)
$12.21 Rp 206.2K
$2.90 PKR 809
321.03%
Apples (1kg)
$3.72 Rp 62.8K
$0.94 PKR 264
295.74%
Banana (1kg)
$1.56 Rp 26.3K
$0.65 PKR 181
140.00%
Oranges (1kg)
$2.69 Rp 45.5K
$0.55 PKR 154
389.09%
Tomato (1kg)
$2.34 Rp 39.4K
$0.47 PKR 130
397.87%
Potato (1kg)
$2.00 Rp 33.8K
$0.33 PKR 93.0
506.06%
Onion (1kg)
$2.31 Rp 39.0K
$0.47 PKR 131
391.49%
Lettuce (1 head)
$1.01 Rp 17.1K
$0.24 PKR 66.9
320.83%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.36 PKR 101
102.78%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.41 PKR 393
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.99 PKR 276
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.27 PKR 635
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.0K
$1.45 PKR 404
128.28%
Wine (Bottle)
$25.14 Rp 424.6K
-
-
Local Beer (0.5 liter bottle)
$2.90 Rp 48.9K
-
-
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.8K
-
-
🚌 Getting Around
Ubud, Bali
Muzaffarabad
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,530
$0.34 PKR 94.1
-20.59%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.5K
$7.24 PKR 2,024
14.09%
Taxi Start (Normal Tariff)
$0.45 Rp 7,641
$0.86 PKR 240
-47.67%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,135
$0.33 PKR 91.8
27.27%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.6K
$2.61 PKR 729
139.85%
Gasoline (1 liter)
$0.86 Rp 14.6K
$0.92 PKR 256
-6.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 437.2M
$17.8K PKR 5.0M
45.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 538.6M
$23.1K PKR 6.4M
38.27%
🧾 Monthly Utilities & Internet
Ubud, Bali
Muzaffarabad
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$53.2 PKR 14.9K
51.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.1K
$3.96 PKR 1,106
0.51%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 397.6K
$11.69 PKR 3,267
101.45%
🎉 Sport & Entertainment
Ubud, Bali
Muzaffarabad
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$7.24 PKR 2,023
1243.65%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.4K
$5.34 PKR 1,492
20.22%
Cinema Ticket
$4.16 Rp 70.3K
$3.49 PKR 976
19.20%
🧸 Childcare & Education
Ubud, Bali
Muzaffarabad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$24.55 PKR 6,862
1097.88%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.6M
$956 PKR 267.2K
584.98%
👕👟 Clothing & Footwear
Ubud, Bali
Muzaffarabad
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 914.7K
$5.36 PKR 1,499
910.63%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 640.8K
$8.99 PKR 2,513
322.14%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$86.8 PKR 24.3K
1.51%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$10.65 PKR 2,978
633.33%
🏠 Accommodation & Living
Ubud, Bali
Muzaffarabad
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$58.1 PKR 16.2K
1611.94%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$26.63 PKR 7,444
2407.55%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.3M
$141 PKR 39.3K
2309.93%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.1M
$112 PKR 31.2K
1762.36%
Buy Apartment in City Center (m2)
$3,037 Rp 51.3M
$778 PKR 217.4K
290.42%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.2M
$537 PKR 150.1K
342.81%
💵 Salaries & Financials
Ubud, Bali
Muzaffarabad
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$172 PKR 48.2K
4.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
19
-30.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Muzaffarabad: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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