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Cost of Living Comparison Between Ubud, Bali and Muzaffarabad Cost of Living Comparison Between Ubud, Bali and Muzaffarabad

๐Ÿ˜ Solo nomad: Ubud, Bali is 260.5% more expensive than Muzaffarabad without rent, and 388% more expensive with rent.
๐Ÿ˜ Family of 3: Ubud, Bali is 187.4% more expensive than Muzaffarabad without rent, and 453.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Ubud, Bali
Muzaffarabad
Difference
Meal at Budget Restaurant
$3.43 Rpย 58.1K
$1.38 PKRย 388
148.55%
Three-Course Dinner for Two, Mid-Range
$32.70 Rpย 553.4K
$14.38 PKRย 4,054
127.40%
Fast Food Meal (McDonalds, etc)
$5.04 Rpย 85.2K
$2.10 PKRย 591
140.00%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.38 PKRย 390
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$3.49 PKRย 984
-
Cappuccino
$2.85 Rpย 48.2K
$1.05 PKRย 295
171.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rpย 22.8K
$0.34 PKRย 96.0
294.12%
Water (0.33 liter bottle)
$0.75 Rpย 12.6K
$0.23 PKRย 64.9
226.09%
Local Beer (0.5 liter draught)
$2.90 Rpย 49.1K
-
-
Imported Beer (0.33 liter bottle)
$3.94 Rpย 66.7K
-
-
๐Ÿ›’ Groceries & Markets
Ubud, Bali
Muzaffarabad
Difference
Milk (1 liter)
$1.80 Rpย 30.5K
$0.79 PKRย 222
127.85%
White Bread (500g)
$2.55 Rpย 43.2K
$0.52 PKRย 147
390.38%
Rice (white) (1kg)
$1.19 Rpย 20.2K
$1.22 PKRย 345
-2.46%
Eggs
$2.42 Rpย 40.9K
$1.12 PKRย 316
116.07%
Local Cheese (1kg)
$14.38 Rpย 243.4K
$6.17 PKRย 1,739
133.06%
Chicken Fillets (1kg)
$4.21 Rpย 71.2K
$2.61 PKRย 736
61.30%
Beef Round Steak (1kg)
$11.88 Rpย 201.0K
$2.97 PKRย 838
300.00%
Apples (1kg)
$3.71 Rpย 62.8K
$0.96 PKRย 272
286.46%
Banana (1kg)
$1.56 Rpย 26.4K
$0.69 PKRย 194
126.09%
Oranges (1kg)
$2.77 Rpย 46.9K
$0.54 PKRย 153
412.96%
Tomato (1kg)
$2.22 Rpย 37.6K
$0.44 PKRย 123
404.55%
Potato (1kg)
$1.99 Rpย 33.8K
$0.37 PKRย 103
437.84%
Onion (1kg)
$2.29 Rpย 38.8K
$0.43 PKRย 122
432.56%
Lettuce (1 head)
$1.01 Rpย 17.1K
$0.26 PKRย 74.0
288.46%
Water (1.5 liter bottle)
$0.78 Rpย 13.3K
$0.34 PKRย 94.5
129.41%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.50 PKRย 422
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.03 PKRย 291
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.38 PKRย 670
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rpย 53.6K
$1.45 PKRย 409
118.62%
Wine (Bottle)
$23.70 Rpย 401.1K
-
-
Local Beer (0.5 liter bottle)
$2.78 Rpย 47.0K
-
-
Imported Beer (0.33 liter bottle)
$2.75 Rpย 46.5K
-
-
๐ŸšŒ Getting Around
Ubud, Bali
Muzaffarabad
Difference
One-way Ticket (Public Transport)
$0.27 Rpย 4,514
$0.36 PKRย 102
-25.00%
Public Transport Monthly Pass (Regular Price)
$8.14 Rpย 137.7K
$7.27 PKRย 2,051
11.97%
Taxi Start (Normal Tariff)
$0.45 Rpย 7,609
$0.89 PKRย 252
-49.44%
Taxi (Normal Tariff) (1km)
$0.42 Rpย 7,192
$0.32 PKRย 91.5
31.25%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rpย 104.6K
$2.66 PKRย 750
132.33%
Gasoline (1 liter)
$0.80 Rpย 13.5K
$0.91 PKRย 258
-12.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rpย 443.1M
$18.0K PKRย 5.1M
45.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rpย 534.8M
$23.1K PKRย 6.5M
36.79%
๐Ÿงพ Monthly Utilities & Internet
Ubud, Bali
Muzaffarabad
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rpย 1.4M
$53.8 PKRย 15.2K
50.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rpย 69.8K
$4.16 PKRย 1,172
-0.96%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rpย 401.0K
$11.65 PKRย 3,285
103.43%
๐ŸŽ‰ Sport & Entertainment
Ubud, Bali
Muzaffarabad
Difference
Gym Membership (Monthly)
$96.9 Rpย 1.6M
$7.23 PKRย 2,039
1239.70%
Tennis Court (1 Hour on Weekend)
$6.29 Rpย 106.4K
$5.16 PKRย 1,456
21.90%
Cinema Ticket
$4.11 Rpย 69.5K
$3.48 PKRย 982
18.10%
๐Ÿงธ Childcare & Education
Ubud, Bali
Muzaffarabad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rpย 5.0M
$24.44 PKRย 6,891
1120.74%
International Primary School, 1 Child (Yearly)
$6,540 Rpย 110.7M
$962 PKRย 271.4K
579.50%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ubud, Bali
Muzaffarabad
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rpย 904.2K
$5.16 PKRย 1,456
935.47%
Summer Dress (H&M, Zara, etc)
$38.33 Rpย 648.6K
$8.66 PKRย 2,442
342.61%
Sport Shoes (Adidas, Nike)
$86.4 Rpย 1.5M
$87.9 PKRย 24.8K
-1.70%
Men's Leather Business Shoes
$78.9 Rpย 1.3M
$10.71 PKRย 3,019
636.79%
๐Ÿ  Accommodation & Living
Ubud, Bali
Muzaffarabad
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rpย 17.2M
$59.2 PKRย 16.7K
1615.92%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rpย 11.3M
$26.76 PKRย 7,545
2398.17%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rpย 56.7M
$141 PKRย 39.9K
2267.23%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rpย 35.8M
$108 PKRย 30.5K
1854.10%
Buy Apartment in City Center (m2)
$3,020 Rpย 51.1M
$647 PKRย 182.5K
366.73%
Buy Apartment Outside City Center (m2)
$2,334 Rpย 39.5M
$591 PKRย 166.7K
294.78%
๐Ÿ’ต Salaries & Financials
Ubud, Bali
Muzaffarabad
Difference
Average Monthly Net Salary (After Tax)
$178 Rpย 3.0M
$170 PKRย 47.8K
5.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
19
-30.11%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Muzaffarabad: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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