Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Muralto

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,658 in Muralto, rent and utilities included – about $27,700 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali, Indonesia
Muralto, Switzerland
Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Muralto
🇨🇭 Switzerland
$3,658
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Muralto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Muralto actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $3,658 in Muralto, rent included.

  • Ubud, Bali $1,353
  • Muralto $3,658

A couple spends around $2,297 per month in Ubud, Bali vs $5,343 in Muralto, rent included.

  • Ubud, Bali $2,297
  • Muralto $5,343

A family of three spends $3,241 per month in Ubud, Bali vs $7,028 in Muralto, rent included.

  • Ubud, Bali $3,241
  • Muralto $7,028

Ubud, Bali is about 63% cheaper than Muralto, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Muralto
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$29.20 CHF 24.17
-88.94%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.0K
$114 CHF 94.2
-69.34%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.4K
$16.59 CHF 13.73
-65.64%
Cappuccino
$2.62 Rp 47.0K
$5.15 CHF 4.26
-49.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$6.21 CHF 5.14
-72.30%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$4.71 CHF 3.90
-82.80%
Local Beer (0.5 liter draught)
$2.65 Rp 47.6K
$9.46 CHF 7.83
-71.99%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.5K
$7.74 CHF 6.41
-43.54%
🛒 Groceries & Markets
Ubud, Bali
Muralto
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.96 CHF 1.62
-19.90%
White Bread (500g)
$2.19 Rp 39.4K
$3.87 CHF 3.20
-43.41%
Rice (white) (1kg)
$1.18 Rp 21.1K
$3.75 CHF 3.11
-68.53%
Eggs
$2.16 Rp 38.7K
$7.68 CHF 6.36
-71.88%
Local Cheese (1kg)
$17.65 Rp 317.3K
$27.36 CHF 22.64
-35.49%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$28.87 CHF 23.89
-86.91%
Beef Round Steak (1kg)
$11.95 Rp 214.8K
$35.86 CHF 29.68
-66.68%
Apples (1kg)
$3.60 Rp 64.8K
$3.82 CHF 3.16
-5.76%
Banana (1kg)
$1.59 Rp 28.6K
$2.06 CHF 1.70
-22.82%
Oranges (1kg)
$2.31 Rp 41.5K
$2.55 CHF 2.11
-9.41%
Tomato (1kg)
$1.91 Rp 34.3K
$4.33 CHF 3.58
-55.89%
Potato (1kg)
$1.78 Rp 32.0K
$2.09 CHF 1.73
-14.83%
Onion (1kg)
$2.33 Rp 41.9K
$2.01 CHF 1.67
15.92%
Lettuce (1 head)
$1.00 Rp 18.0K
$2.55 CHF 2.11
-60.78%
Water (1.5 liter bottle)
$0.53 Rp 9,498
$1.18 CHF 0.98
-55.08%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$9.67 CHF 8.00
-76.32%
Wine (Bottle)
$22.07 Rp 396.8K
$11.58 CHF 9.58
90.59%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$3.17 CHF 2.62
-25.87%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.5K
$3.26 CHF 2.70
-8.59%
🚌 Getting Around
Ubud, Bali
Muralto
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,107
$4.14 CHF 3.43
-94.44%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.0K
$108 CHF 89.4
-91.76%
Taxi Start (Normal Tariff)
$0.47 Rp 8,456
$7.76 CHF 6.42
-93.94%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,728
$4.64 CHF 3.84
-90.73%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.3K
$68.8 CHF 56.9
-92.05%
Gasoline (1 liter)
$0.83 Rp 14.9K
$2.17 CHF 1.80
-61.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.2M
$37.4K CHF 31.0K
-36.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 589.4M
$40.0K CHF 33.1K
-18.06%
🧾 Monthly Utilities & Internet
Ubud, Bali
Muralto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$252 CHF 208
-68.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 117.9K
$28.49 CHF 23.58
-76.97%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.4K
$63.8 CHF 52.8
-70.83%
🎉 Sport & Entertainment
Ubud, Bali
Muralto
Difference
Gym Membership (Monthly)
$54.1 Rp 972.9K
$97.5 CHF 80.7
-44.50%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 328.6K
$48.05 CHF 39.77
-61.96%
Cinema Ticket
$4.25 Rp 76.4K
$27.04 CHF 22.38
-84.28%
🧸 Childcare & Education
Ubud, Bali
Muralto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$3,346 CHF 2,769
-85.28%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.6M
$27.8K CHF 23.0K
-79.85%
👕👟 Clothing & Footwear
Ubud, Bali
Muralto
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 819.4K
$152 CHF 126
-70.01%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 628.6K
$61.0 CHF 50.5
-42.70%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$172 CHF 142
-54.83%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$208 CHF 172
-62.20%
🏠 Accommodation & Living
Ubud, Bali
Muralto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.3M
$1,746 CHF 1,445
-35.21%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,707 CHF 1,413
-60.57%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 64.9M
$2,536 CHF 2,099
42.43%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$2,542 CHF 2,104
-33.05%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$15.7K CHF 13.0K
-82.69%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$10.9K CHF 9,026
-79.45%
💵 Salaries & Financials
Ubud, Bali
Muralto
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
2.07
565.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Muralto: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Muralto
$1.7K 154% $1K
Groceries & Markets
Ubud, Bali
$287
Muralto
$581 103% $294
Clothing & Footwear
Ubud, Bali
$107
Muralto
$267 150% $160
Eating Out
Ubud, Bali
$106
Muralto
$452 324% $345
Monthly Utilities & Internet
Ubud, Bali
$105
Muralto
$344 227% $239
Sport & Entertainment
Ubud, Bali
$63
Muralto
$152 142% $89
Getting Around
Ubud, Bali
$12
Muralto
$156 1151% $143

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,746 in Muralto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $114 in Muralto. Monthly groceries follow the same trend: $287 vs $581 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇨🇭 Muralto
🕒 Local time
08:46 8:46 AM
01:46 1:46 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
2,700
💱 Currency
Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 17,978 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,130 IDR (100,000 IDR = 4.97 EUR).

Swiss Franc exchange rates as of October 27, 2026: 1 USD = 0.828 CHF (1 CHF = 1.21 USD). 1 EUR = 0.927 CHF (1 CHF = 1.08 EUR).

On the map
Between locations
  • Ubud, Bali Muralto 11,950 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Muralto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Muralto: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Muralto compare overall?
Monthly costs with rent: $1,353 in Ubud, Bali, $3,658 in Muralto – roughly 170% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Ubud, Bali compared to Muralto?
For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $5,487 in Muralto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Muralto?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,131 there versus $1,746 in Muralto.
What is the difference in childcare costs between Ubud, Bali and Muralto?
Kindergarten costs $493 per month in Ubud, Bali and $3,346 in Muralto. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 102% more in Muralto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is feasible on a $1,000 budget?
$1,000 is a stretch for both – monthly costs hit $1,353 in Ubud, Bali and $3,658 in Muralto. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Ubud, Bali or Muralto?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Ubud, Bali or Muralto safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Where should expats move: Ubud, Bali or Muralto?
For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and the 170% gap matters a lot on a fixed budget or early-career salary.

Ubud, Bali vs other spots: cost of living compared

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