Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Munshiganj

For one person, living is cheaper in Munshiganj: $324 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Munshiganj
🇧🇩 Bangladesh
$324
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Munshiganj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Munshiganj actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $324 in Munshiganj, rent included.

  • Ubud, Bali $1,368
  • Munshiganj $324

A couple spends around $2,314 per month in Ubud, Bali vs $534 in Munshiganj, rent included.

  • Ubud, Bali $2,314
  • Munshiganj $534

A family of three spends $3,260 per month in Ubud, Bali vs $745 in Munshiganj, rent included.

  • Ubud, Bali $3,260
  • Munshiganj $745

Ubud, Bali costs about 322% more than Munshiganj, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Munshiganj is 76% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Munshiganj
Difference
Meal at Budget Restaurant
$3.33 Rp 59.6K
$1.67 ৳206
99.40%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 629.4K
$12.08 ৳1,493
191.23%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 103.8K
$4.27 ৳527
35.83%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.47 ৳306
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$3.79 ৳468
-
Cappuccino
$2.73 Rp 48.8K
$1.82 ৳225
50.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.4K
$0.30 ৳36.45
446.67%
Water (0.33 liter bottle)
$0.83 Rp 14.9K
$0.14 ৳17.27
492.86%
Local Beer (0.5 liter draught)
$2.70 Rp 48.3K
-
-
Imported Beer (0.33 liter bottle)
$4.30 Rp 76.9K
-
-
🛒 Groceries & Markets
Ubud, Bali
Munshiganj
Difference
Milk (1 liter)
$1.50 Rp 26.9K
$0.75 ৳92.7
100.00%
White Bread (500g)
$2.30 Rp 41.1K
$0.54 ৳66.8
325.93%
Rice (white) (1kg)
$1.18 Rp 21.1K
$0.58 ৳72.2
103.45%
Eggs
$2.14 Rp 38.4K
$1.19 ৳148
79.83%
Local Cheese (1kg)
$17.48 Rp 312.7K
$8.34 ৳1,030
109.59%
Chicken Fillets (1kg)
$4.03 Rp 72.1K
$2.57 ৳318
56.81%
Beef Round Steak (1kg)
$12.23 Rp 218.8K
$6.15 ৳759
98.86%
Apples (1kg)
$3.55 Rp 63.5K
$2.49 ৳308
42.57%
Banana (1kg)
$1.57 Rp 28.1K
$0.78 ৳97.0
101.28%
Oranges (1kg)
$2.24 Rp 40.0K
$2.03 ৳251
10.34%
Tomato (1kg)
$1.93 Rp 34.5K
$0.67 ৳82.4
188.06%
Potato (1kg)
$1.88 Rp 33.7K
$0.26 ৳32.34
623.08%
Onion (1kg)
$2.29 Rp 41.0K
$0.42 ৳52.1
445.24%
Lettuce (1 head)
$0.99 Rp 17.8K
$0.49 ৳60.6
102.04%
Water (1.5 liter bottle)
$0.53 Rp 9,418
$0.28 ৳34.30
89.29%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$7.55 ৳933
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$2.50 ৳309
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$4.02 ৳497
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 40.9K
$3.22 ৳398
-29.19%
Wine (Bottle)
$23.01 Rp 411.7K
-
-
Local Beer (0.5 liter bottle)
$2.34 Rp 41.9K
-
-
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.1K
-
-
🚌 Getting Around
Ubud, Bali
Munshiganj
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,289
$0.38 ৳47.53
-36.84%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 157.8K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,632
$0.85 ৳105
-43.53%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,183
$0.36 ৳44.51
27.78%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 97.6K
$2.88 ৳355
89.24%
Gasoline (1 liter)
$0.88 Rp 15.8K
$0.99 ৳122
-11.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 439.5M
$32.2K ৳4.0M
-23.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 558.0M
$35.3K ৳4.4M
-11.74%
🧾 Monthly Utilities & Internet
Ubud, Bali
Munshiganj
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$28.23 ৳3,487
194.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 115.3K
$3.67 ৳453
75.75%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 332.2K
$10.53 ৳1,301
76.35%
🎉 Sport & Entertainment
Ubud, Bali
Munshiganj
Difference
Gym Membership (Monthly)
$55.8 Rp 998.7K
$12.59 ৳1,556
343.37%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 324.0K
-
-
Cinema Ticket
$4.38 Rp 78.4K
$4.19 ৳517
4.53%
🧸 Childcare & Education
Ubud, Bali
Munshiganj
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.8M
$28.57 ৳3,529
1625.55%
International Primary School, 1 Child (Yearly)
$5,754 Rp 102.9M
$1,134 ৳140.1K
407.44%
👕👟 Clothing & Footwear
Ubud, Bali
Munshiganj
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 826.5K
$16.14 ৳1,994
186.18%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 632.2K
$18.26 ৳2,256
93.48%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$31.81 ৳3,929
148.63%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$31.37 ৳3,875
149.89%
🏠 Accommodation & Living
Ubud, Bali
Munshiganj
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.4M
$87.7 ৳10.8K
1202.66%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.1M
$50.6 ৳6,247
1236.07%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 62.7M
$171 ৳21.1K
1951.03%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.4M
$117 ৳14.5K
1349.74%
Buy Apartment in City Center (m2)
$2,784 Rp 49.8M
$666 ৳82.3K
317.78%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Munshiganj
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
10.48
31.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Munshiganj: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Munshiganj
$51 92.5% $625
Groceries & Markets
Ubud, Bali
$290
Munshiganj
$112 61.5% $179
Eating Out
Ubud, Bali
$109
Munshiganj
$50 54.3% $59
Monthly Utilities & Internet
Ubud, Bali
$108
Munshiganj
$42 60.7% $66
Clothing & Footwear
Ubud, Bali
$108
Munshiganj
$44 59.2% $64
Sport & Entertainment
Ubud, Bali
$65
Munshiganj
$21 67.5% $44
Getting Around
Ubud, Bali
$13
Munshiganj
$4.2 * 66.6% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $87.7 in Munshiganj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $12.00 in Munshiganj. Monthly groceries follow the same trend: $290 vs $112 – making Munshiganj the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇧🇩 Munshiganj
🕒 Local time
11:12 11:12 AM
09:12 9:12 AM
2 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
53,202
💱 Currency
Exchange rates and currency converter

BDT, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 14, 2026: 1 USD = 17,892 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,022 IDR (100,000 IDR = 4.99 EUR).

Bangladeshi Taka exchange rates as of October 14, 2026: 1 USD = 124 BDT (1,000 BDT = 8.1 USD). 1 EUR = 138 BDT (1,000 BDT = 7.23 EUR).

On the map
Between locations
  • Ubud, Bali Munshiganj 4,460 km ≈ 6 h nonstop flight
From you
  • Ubud, Bali
  • Munshiganj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Munshiganj: Cost of Living - Frequently Asked Questions
Is Munshiganj cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 322%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $486 in Munshiganj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Munshiganj, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Ubud, Bali and in Munshiganj?
Monthly expenses with rent come to $1,368 in Ubud, Bali and $324 in Munshiganj. That's a gap of about 322%.
Which city has cheaper kindergarten?
Kindergarten costs $493 per month in Ubud, Bali and $28.57 in Munshiganj. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Ubud, Bali or in Munshiganj?
A $1,500 monthly budget goes further in Munshiganj, where all-in costs run around $324, than in Ubud, Bali at $1,368. In Munshiganj it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Munshiganj more family-friendly?
Families tend to lean toward Munshiganj – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Munshiganj?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Munshiganj. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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