Cost of Living Comparison Between Ubud, Bali and Munich Cost of Living Comparison Between Ubud, Bali and Munich

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,866 in Munich, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $4,298 in Munich, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $5,731 in Munich, rent included.

Ubud, Bali is about 51% cheaper than Munich, driven mainly by Eating Out.

Both Ubud, Bali and Munich sit above the global median – Ubud, Bali by 5%, Munich by 114%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$20.61 €18.05

-83.26%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$92.3 €80.8

-64.95%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$14.00 €12.26

-65.43%

Cappuccino

$2.75 Rp 49.4K

$4.42 €3.87

-37.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$4.15 €3.63

-66.75%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$3.82 €3.35

-80.37%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$5.94 €5.20

-49.66%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$5.75 €5.03

-33.04%

Milk (1 liter)

$1.74 Rp 31.2K

$1.48 €1.29

17.57%

White Bread (500g)

$2.46 Rp 44.2K

$2.19 €1.92

12.33%

Rice (white) (1kg)

$1.17 Rp 21.0K

$3.31 €2.90

-64.65%

Eggs

$2.43 Rp 43.7K

$4.02 €3.52

-39.55%

Local Cheese (1kg)

$14.50 Rp 260.6K

$17.73 €15.52

-18.22%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$10.92 €9.56

-60.16%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$19.37 €16.97

-38.15%

Apples (1kg)

$3.72 Rp 66.8K

$3.23 €2.83

15.17%

Banana (1kg)

$1.63 Rp 29.2K

$2.15 €1.88

-24.19%

Oranges (1kg)

$2.74 Rp 49.3K

$2.63 €2.30

4.18%

Tomato (1kg)

$2.24 Rp 40.3K

$4.08 €3.57

-45.10%

Potato (1kg)

$1.92 Rp 34.5K

$1.68 €1.47

14.29%

Onion (1kg)

$2.28 Rp 40.9K

$1.58 €1.38

44.30%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.54 €1.35

-31.17%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.01 €0.88

-28.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$9.98 €8.74

-67.03%

Wine (Bottle)

$23.19 Rp 416.8K

$6.68 €5.85

247.16%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.20 €1.05

131.67%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.67 €1.47

63.47%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$4.60 €4.03

-94.13%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$67.7 €59.3

-88.02%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$6.46 €5.66

-92.57%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$2.57 €2.25

-83.66%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$43.11 €37.75

-85.57%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.04 €1.79

-60.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$31.8K €27.9K

-16.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$37.0K €32.4K

-12.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$407 €356

-80.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$16.84 €14.74

-75.83%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$47.64 €41.73

-48.93%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$53.3 €46.65

85.11%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$34.67 €30.36

-81.71%

Cinema Ticket

$3.99 Rp 71.6K

$15.97 €13.99

-75.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$984 €862

-69.00%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$15.3K €13.4K

-56.69%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$106 €92.8

-48.91%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$44.98 €39.40

-15.94%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$99.8 €87.4

-13.02%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$135 €119

-43.61%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,743 €1,527

-43.11%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,339 €1,173

-49.77%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$3,439 €3,012

-1.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$2,553 €2,236

-19.70%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$13.0K €11.3K

-78.36%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$8,621 €7,550

-74.17%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$4,146 €3,631

-95.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.97

234.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Munich: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,743 in Munich. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2383% higher in Munich, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $92.0 in Munich. Monthly groceries follow the same trend: $297 vs $341 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Munich: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $2,866 in Munich – roughly 104% apart. Munich costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $4,299 in Munich. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 735% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $984 in Munich. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Munich at $2,866. In Ubud, Bali it covers expenses comfortably, while in Munich it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $2,866 in Munich. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Munich makes more sense. Both are solid long-term options with distinct trade-offs.