Cost of Living Comparison Between Ubud, Bali and Muncie, IN Cost of Living Comparison Between Ubud, Bali and Muncie, IN

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,676 in Muncie, IN.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,075 in Muncie, IN.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $4,474 in Muncie, IN.

Living in Ubud, Bali costs roughly 14% less than in Muncie, IN, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Muncie, IN 25% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$14.17 $14.17

-74.81%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$59.1 $59.1

-44.83%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.09 $8.09

-37.33%

Cappuccino

$2.83 Rp 49.0K

$3.81 $3.81

-25.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.66 $1.66

-19.28%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.89 $1.89

-63.49%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$3.89 $3.89

-23.14%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$5.89 $5.89

-34.63%

Milk (1 liter)

$1.74 Rp 30.2K

$0.67 $0.67

159.70%

White Bread (500g)

$2.54 Rp 44.0K

$2.56 $2.56

-0.78%

Rice (white) (1kg)

$1.19 Rp 20.6K

$3.82 $3.82

-68.85%

Eggs

$2.43 Rp 42.0K

$3.23 $3.23

-24.77%

Local Cheese (1kg)

$14.66 Rp 254.1K

$10.28 $10.28

42.61%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$9.28 $9.28

-54.96%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$15.71 $15.71

-24.00%

Apples (1kg)

$3.69 Rp 63.9K

$3.97 $3.97

-7.05%

Banana (1kg)

$1.61 Rp 27.8K

$1.18 $1.18

36.44%

Oranges (1kg)

$2.69 Rp 46.5K

$3.86 $3.86

-30.31%

Tomato (1kg)

$2.33 Rp 40.4K

$3.61 $3.61

-35.46%

Potato (1kg)

$1.91 Rp 33.0K

$2.08 $2.08

-8.17%

Onion (1kg)

$2.19 Rp 37.9K

$2.47 $2.47

-11.34%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.73 $1.73

-38.73%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.45 $1.45

-50.34%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$9.03 $9.03

-65.34%

Wine (Bottle)

$23.49 Rp 407.1K

$15.15 $15.15

55.05%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.00 $2.00

37.00%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.85 $1.85

55.68%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.97 $1.97

-85.28%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$18.28 $18.28

-55.31%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$3.74 $3.74

-87.97%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.24 $1.24

-66.13%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$25.46 $25.46

-75.81%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.87 $0.87

-3.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$35.6K $35.6K

-26.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$25.1K $25.1K

29.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$120 $120

-34.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$56.7 $56.7

-93.03%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$55.3 $55.3

-55.84%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$43.59 $43.59

121.47%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$10.78 $10.78

-62.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$1,574 $1,574

-80.77%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$17.3K $17.3K

-62.19%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$40.90 $40.90

31.64%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$40.68 $40.68

-6.64%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$86.4 $86.4

0.47%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$100 $100

-21.43%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$982 $982

3.12%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$656 $656

2.78%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$2,621 $2,621

29.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$2,205 $2,205

-4.84%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,189 $1,189

150.97%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,208 $1,208

93.66%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$5,164 $5,164

-96.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.6

137.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Muncie, IN: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $982 in Muncie, IN. Housing cost is often the main lever when comparing two cities.

Muncie, IN pays 2882% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $59.0 in Muncie, IN for a mid-range dinner for two. Groceries echo the gap at $298 vs $325 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muncie, IN: Cost of Living - Frequently Asked Questions

Ubud, Bali and Muncie, IN differ by about 17% in total monthly costs ($1,438 vs $1,676 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Muncie, IN earns 2882% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $982 in Muncie, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $59.0 in Muncie, IN. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $1,676 in Muncie, IN – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,438 in Ubud, Bali versus $1,676 in Muncie, IN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Muncie, IN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Muncie, IN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 17% less than in Muncie, IN. Beyond cost, consider language, visa policies, and how big the international community is in each city.