Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Muncie, IN

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,517 in Muncie, IN, rent and utilities included – about $14,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
120

Cost of Living Index in Muncie, IN
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Muncie, IN Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Muncie, IN

🇺🇸 United States

$2,517

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Muncie, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Muncie, IN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,517 in Muncie, IN.

Ubud, Bali $1,349
Muncie, IN $2,517

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,706 in Muncie, IN.

Ubud, Bali $2,305
Muncie, IN $3,706

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,896 in Muncie, IN.

Ubud, Bali $3,261
Muncie, IN $4,896

Living in Ubud, Bali costs roughly 46% less than in Muncie, IN, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$14.73 $14.73

-77.46%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$50.6 $50.6

-29.54%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$10.12 $10.12

-45.36%

Cappuccino

$2.72 Rp 49.3K

$4.86 $4.86

-44.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.29 $2.29

-25.76%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.74 $1.74

-56.32%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.55 $5.55

-52.25%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$7.72 $7.72

-43.26%

Milk (1 liter)

$1.49 Rp 27.1K

$0.65 $0.65

129.23%

White Bread (500g)

$2.28 Rp 41.3K

$3.29 $3.29

-30.70%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.01 $4.01

-70.32%

Eggs

$2.04 Rp 36.9K

$4.21 $4.21

-51.54%

Local Cheese (1kg)

$17.70 Rp 321.2K

$12.87 $12.87

37.53%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$11.00 $11.00

-64.00%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$16.20 $16.20

-24.75%

Apples (1kg)

$3.66 Rp 66.3K

$5.76 $5.76

-36.46%

Banana (1kg)

$1.52 Rp 27.5K

$1.65 $1.65

-7.88%

Oranges (1kg)

$2.23 Rp 40.4K

$4.28 $4.28

-47.90%

Tomato (1kg)

$1.97 Rp 35.8K

$4.61 $4.61

-57.27%

Potato (1kg)

$1.85 Rp 33.5K

$2.57 $2.57

-28.02%

Onion (1kg)

$2.42 Rp 44.0K

$3.32 $3.32

-27.11%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.04 $2.04

-51.47%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.86 $1.86

-72.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$10.13 $10.13

-78.08%

Wine (Bottle)

$22.24 Rp 403.6K

$14.97 $14.97

48.56%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.13 $2.13

6.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.06 $3.06

-2.94%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$2.14 $2.14

-88.32%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$57.7 $57.7

-86.45%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.78 $3.78

-88.36%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.27 $1.27

-66.14%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$25.17 $25.17

-78.51%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.90 $0.90

-8.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$36.0K $36.0K

-33.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$25.7K $25.7K

23.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$150 $150

-47.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$77.8 $77.8

-91.71%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$73.4 $73.4

-74.70%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$40.76 $40.76

21.39%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$15.12 $15.12

-71.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,304 $1,304

-62.39%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$19.7K $19.7K

-71.24%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$20.09 $20.09

122.20%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$44.59 $44.59

-21.62%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$86.1 $86.1

-7.18%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$108 $108

-26.75%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,556 $1,556

-27.72%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,301 $1,301

-48.38%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,216 $2,216

60.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,289 $2,289

-24.72%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,238 $1,238

120.69%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,236 $1,236

84.81%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,263 $3,263

-94.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.59

109.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Muncie, IN: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Muncie, IN

$1.3K 51.7% 93.7% $629

Groceries & Markets

Ubud, Bali

$288 21.4%

Muncie, IN

$385 15.3% 33.4% $96

Eating Out

Ubud, Bali

$108 8%

Muncie, IN

$266 10.6% 147% $158

Clothing & Footwear

Ubud, Bali

$108 8%

Muncie, IN

$117 4.6% 8.5% $9.1

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Muncie, IN

$301 12% 189% $197

Sport & Entertainment

Ubud, Bali

$58 4.3%

Muncie, IN

$71 2.8% 22.3% $13

Getting Around

Ubud, Bali

$11 0.9%

Muncie, IN

$76 3% 569% $65

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,556 in Muncie, IN. Housing cost is often the main lever when comparing two cities.

Muncie, IN pays about 20 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $51 in Muncie, IN for a mid-range dinner for two. Groceries echo the gap at $288 vs $385 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Muncie, IN

🕒 Local time

23:13 11:13 PM

10:13 10:13 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

65,287

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Muncie, IN 15,940 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Muncie, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muncie, IN: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $2,517 in Muncie, IN, so Ubud, Bali is about 46% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,556 in Muncie, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $51 in Muncie, IN. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,517 in Muncie, IN – Ubud, Bali is about 46% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Muncie, IN. Beyond cost, consider language, visa policies, and how big the international community is in each city.