Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Muelheim an der Ruhr

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,429 in Muelheim an der Ruhr, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
118

Cost of Living Index in Muelheim an der Ruhr
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Muelheim an der Ruhr Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Muelheim an der Ruhr

🇩🇪 Germany

$2,429

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Muelheim an der Ruhr

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Muelheim an der Ruhr actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,429 in Muelheim an der Ruhr, rent included.

Ubud, Bali $1,349
Muelheim an der Ruhr $2,429

A couple spends around $2,305 per month in Ubud, Bali vs $3,174 in Muelheim an der Ruhr, rent included.

Ubud, Bali $2,305
Muelheim an der Ruhr $3,174

A family of three spends $3,261 per month in Ubud, Bali vs $3,920 in Muelheim an der Ruhr, rent included.

Ubud, Bali $3,261
Muelheim an der Ruhr $3,920

Ubud, Bali is about 44% cheaper than Muelheim an der Ruhr, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$14.46 €12.96

-77.04%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$71.5 €64.1

-50.18%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$13.24 €11.86

-58.23%

Cappuccino

$2.72 Rp 49.3K

$4.41 €3.95

-38.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.11 €2.78

-45.34%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.28 €2.04

-66.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.34 €3.89

-38.94%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.60 €4.12

-4.78%

Milk (1 liter)

$1.49 Rp 27.0K

$1.33 €1.19

12.03%

White Bread (500g)

$2.28 Rp 41.3K

$2.21 €1.98

3.17%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.89 €2.59

-58.82%

Eggs

$2.04 Rp 36.9K

$4.33 €3.88

-52.89%

Local Cheese (1kg)

$17.70 Rp 321.1K

$14.03 €12.58

26.16%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$12.51 €11.21

-68.35%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$18.17 €16.29

-32.91%

Apples (1kg)

$3.66 Rp 66.3K

$3.54 €3.17

3.39%

Banana (1kg)

$1.52 Rp 27.5K

$2.16 €1.94

-29.63%

Oranges (1kg)

$2.23 Rp 40.4K

$2.11 €1.89

5.69%

Tomato (1kg)

$1.97 Rp 35.8K

$5.22 €4.68

-62.26%

Potato (1kg)

$1.85 Rp 33.5K

$1.28 €1.14

44.53%

Onion (1kg)

$2.42 Rp 44.0K

$1.18 €1.06

105.08%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.80 €1.61

-45.00%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.34 €1.20

-61.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$9.35 €8.38

-76.26%

Wine (Bottle)

$22.24 Rp 403.4K

$6.60 €5.91

236.97%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.09 €0.97

107.34%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.65 €1.48

80.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$3.30 €2.96

-92.42%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$65.1 €58.4

-88.00%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$5.63 €5.04

-92.18%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$2.99 €2.68

-85.62%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$47.92 €42.94

-88.71%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.16 €1.94

-62.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$32.8K €29.4K

-27.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$39.2K €35.1K

-19.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$331 €297

-76.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$19.78 €17.73

-67.39%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$54.4 €48.71

-65.81%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$32.23 €28.88

53.52%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$10.74 €9.62

-60.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$220 €197

122.60%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$16.8K €15.1K

-66.27%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$101 €90.2

-55.63%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$33.49 €30.01

4.36%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$110 €98.4

-27.21%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$124 €111

-36.05%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$813 €729

38.32%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,105 €990

-39.24%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,280 €1,147

178.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,135 €1,017

51.85%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,140 €2,813

-94.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.91

252.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Muelheim an der Ruhr: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Muelheim an der Ruhr

$1.1K 45.5% 64.6% $434

Groceries & Markets

Ubud, Bali

$288 21.4%

Muelheim an der Ruhr

$340 14% 17.9% $52

Eating Out

Ubud, Bali

$108 8%

Muelheim an der Ruhr

$261 10.7% 142% $153

Clothing & Footwear

Ubud, Bali

$108 8%

Muelheim an der Ruhr

$166 6.8% 54.1% $58

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Muelheim an der Ruhr

$405 16.7% 289% $301

Sport & Entertainment

Ubud, Bali

$58 4.3%

Muelheim an der Ruhr

$54 2.2% 7.4% $4.3

Getting Around

Ubud, Bali

$11 0.9%

Muelheim an der Ruhr

$99 4.1% 766% $87

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $813 in Muelheim an der Ruhr. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Muelheim an der Ruhr are about 19 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $72 in Muelheim an der Ruhr. Monthly groceries follow the same trend: $288 vs $340 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Muelheim an der Ruhr

🕒 Local time

19:04 7:04 PM

12:04 12:04 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

167,108

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Muelheim an der Ruhr 12,020 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Muelheim an der Ruhr

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muelheim an der Ruhr: Cost of Living - Frequently Asked Questions

Muelheim an der Ruhr costs about 80% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,644 in Muelheim an der Ruhr. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muelheim an der Ruhr, especially for central apartments: a one-bedroom in the center costs $813 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,429 in Muelheim an der Ruhr. That makes Ubud, Bali about 44% cheaper.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,429 in Muelheim an der Ruhr. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,429 in Muelheim an der Ruhr. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Muelheim an der Ruhr makes more sense. Both are solid long-term options with distinct trade-offs.