Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Mrągowo

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,481 in Mrągowo, rent and utilities included – about $1,400 less a year. Other living expenses account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Mrągowo
🇵🇱 Poland
$1,481
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mrągowo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mrągowo actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,481 in Mrągowo, rent included.

  • Ubud, Bali $1,368
  • Mrągowo $1,481

A couple spends around $2,314 per month in Ubud, Bali vs $2,184 in Mrągowo, rent included.

  • Ubud, Bali $2,314
  • Mrągowo $2,184

A family of three spends $3,260 per month in Ubud, Bali vs $2,887 in Mrągowo, rent included.

  • Ubud, Bali $3,260
  • Mrągowo $2,887

Ubud, Bali is about 8% cheaper than Mrągowo, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Mrągowo sit above the global median – Ubud, Bali by 1%, Mrągowo by 10%.

Currency
🍽 Eating Out
Ubud, Bali
Mrągowo
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$11.36 zł 44.13
-70.69%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$58.0 zł 226
-39.39%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$8.93 zł 34.70
-35.05%
Cappuccino
$2.73 Rp 49.1K
$4.03 zł 15.65
-32.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$2.24 zł 8.68
-26.79%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$1.65 zł 6.42
-49.70%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$3.75 zł 14.56
-28.00%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$3.84 zł 14.90
11.98%
🛒 Groceries & Markets
Ubud, Bali
Mrągowo
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$1.01 zł 3.92
48.51%
White Bread (500g)
$2.30 Rp 41.4K
$1.12 zł 4.35
105.36%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.71 zł 6.63
-30.99%
Eggs
$2.14 Rp 38.6K
$3.72 zł 14.46
-42.47%
Local Cheese (1kg)
$17.48 Rp 314.6K
$4.61 zł 17.89
279.18%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$5.07 zł 19.72
-20.51%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$13.38 zł 52.0
-8.59%
Apples (1kg)
$3.55 Rp 63.9K
$1.26 zł 4.88
181.75%
Banana (1kg)
$1.57 Rp 28.3K
$1.74 zł 6.77
-9.77%
Oranges (1kg)
$2.24 Rp 40.2K
$2.08 zł 8.06
7.69%
Tomato (1kg)
$1.93 Rp 34.7K
$3.18 zł 12.36
-39.31%
Potato (1kg)
$1.88 Rp 33.9K
$0.79 zł 3.07
137.97%
Onion (1kg)
$2.29 Rp 41.3K
$1.10 zł 4.26
108.18%
Lettuce (1 head)
$0.99 Rp 17.9K
$1.37 zł 5.32
-27.74%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$0.71 zł 2.75
-25.35%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$5.73 zł 22.27
-60.21%
Wine (Bottle)
$23.01 Rp 414.2K
$6.65 zł 25.85
246.02%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$1.23 zł 4.76
90.24%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$1.85 zł 7.20
57.30%
🚌 Getting Around
Ubud, Bali
Mrągowo
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
$1.04 zł 4.05
-76.92%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
$28.70 zł 111
-69.27%
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$2.01 zł 7.80
-76.12%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$1.00 zł 3.87
-54.00%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$12.64 zł 49.13
-56.88%
Gasoline (1 liter)
$0.88 Rp 15.9K
$1.60 zł 6.22
-45.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$30.8K zł 119.8K
-20.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$28.9K zł 112.4K
7.78%
🧾 Monthly Utilities & Internet
Ubud, Bali
Mrągowo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$287 zł 1,116
-71.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$11.89 zł 46.18
-45.75%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$20.26 zł 78.7
-8.34%
🎉 Sport & Entertainment
Ubud, Bali
Mrągowo
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$35.78 zł 139
56.01%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
$24.04 zł 93.4
-24.67%
Cinema Ticket
$4.38 Rp 78.9K
$7.44 zł 28.89
-41.13%
🧸 Childcare & Education
Ubud, Bali
Mrągowo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$524 zł 2,038
-6.00%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$7,970 zł 31.0K
-27.81%
👕👟 Clothing & Footwear
Ubud, Bali
Mrągowo
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$87.9 zł 341
-47.42%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$47.16 zł 183
-25.08%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$93.2 zł 362
-15.11%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$104 zł 403
-24.36%
🏠 Accommodation & Living
Ubud, Bali
Mrągowo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$595 zł 2,310
92.15%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$509 zł 1,978
32.69%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$983 zł 3,820
256.31%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$830 zł 3,223
104.91%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
$2,634 zł 10.2K
5.69%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,181 zł 8,472
2.74%
💵 Salaries & Financials
Ubud, Bali
Mrągowo
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$1,148 zł 4,460
-85.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.67
106.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Mrągowo: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Mrągowo
$509 24.6% $166
Groceries & Markets
Ubud, Bali
$290
Mrągowo
$205 29.4% $85
Eating Out
Ubud, Bali
$109
Mrągowo
$208 91.2% $99
Monthly Utilities & Internet
Ubud, Bali
$108
Mrągowo
$319 196% $211
Clothing & Footwear
Ubud, Bali
$108
Mrągowo
$149 38.8% $42
Sport & Entertainment
Ubud, Bali
$65
Mrągowo
$51 21.6% $14
Getting Around
Ubud, Bali
$13
Mrągowo
$40 218% $27

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $595 in Mrągowo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 598% higher in Mrągowo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $58.0 in Mrągowo. Groceries tell a different story – $290 in Ubud, Bali vs $205 in Mrągowo – so Mrągowo wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Ubud, Bali
🇵🇱 Mrągowo
🕒 Local time
08:32 8:32 AM
02:32 2:32 AM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
21,179
💱 Currency
Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

On the map
Between locations
  • Ubud, Bali Mrągowo 11,030 km ≈ 14 h nonstop flight
From you
  • Ubud, Bali
  • Mrągowo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Mrągowo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Mrągowo?
Mrągowo costs about 8% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Mrągowo?
For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,222 in Mrągowo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Mrągowo?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Ubud, Bali or in Mrągowo?
Interestingly, groceries are about 42% cheaper in Mrągowo – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
How do dining costs compare in Ubud, Bali and in Mrągowo?
A mid-range dinner for two costs $35.00 in Ubud, Bali and $58.0 in Mrągowo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Mrągowo?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Mrągowo at $1,481. In Ubud, Bali it covers expenses comfortably, while in Mrągowo it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Mrągowo?
For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,481 in Mrągowo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Mrągowo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Mrągowo?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mrągowo makes more sense. Both are solid long-term options with distinct trade-offs.

Ubud, Bali vs other spots: cost of living compared

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