Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Monroe, MI

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,218 in Monroe, MI, rent and utilities included – about $10,400 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
107

Cost of Living Index in Monroe, MI
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Monroe, MI Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monroe, MI

🇺🇸 United States

$2,218

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Monroe, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Monroe, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,218 in Monroe, MI.

Ubud, Bali $1,349
Monroe, MI $2,218

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,096 in Monroe, MI.

Ubud, Bali $2,305
Monroe, MI $3,096

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,975 in Monroe, MI.

Ubud, Bali $3,261
Monroe, MI $3,975

Living in Ubud, Bali costs roughly 39% less than in Monroe, MI, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$12.04 $12.04

-72.43%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$32.27 $32.27

10.44%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.36 $8.36

-33.85%

Cappuccino

$2.72 Rp 49.3K

$3.48 $3.48

-21.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.47 $1.47

15.65%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.03 $1.03

-26.21%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.97 $3.97

-33.25%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.97 $4.97

-11.87%

Milk (1 liter)

$1.49 Rp 27.0K

$0.78 $0.78

91.03%

White Bread (500g)

$2.28 Rp 41.3K

$2.80 $2.80

-18.57%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.59 $4.59

-74.07%

Eggs

$2.04 Rp 36.9K

$2.19 $2.19

-6.85%

Local Cheese (1kg)

$17.70 Rp 321.1K

$11.17 $11.17

58.46%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$16.95 $16.95

-76.64%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$35.13 $35.13

-65.30%

Apples (1kg)

$3.66 Rp 66.3K

$3.36 $3.36

8.93%

Banana (1kg)

$1.52 Rp 27.5K

$1.58 $1.58

-3.80%

Oranges (1kg)

$2.23 Rp 40.4K

$6.55 $6.55

-65.95%

Tomato (1kg)

$1.97 Rp 35.8K

$3.61 $3.61

-45.43%

Potato (1kg)

$1.85 Rp 33.5K

$5.81 $5.81

-68.16%

Onion (1kg)

$2.42 Rp 44.0K

$5.75 $5.75

-57.91%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.13 $2.13

-53.52%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$2.22 $2.22

-77.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$8.29 $8.29

-73.22%

Wine (Bottle)

$22.24 Rp 403.4K

$18.62 $18.62

19.44%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.30 $2.30

-1.74%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.98 $4.98

-40.36%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.97 $1.97

-87.31%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$56.8 $56.8

-86.24%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$3.16 $3.16

-86.08%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$3.04 $3.04

-85.86%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$10.16 $10.16

-46.75%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.86 $0.86

-4.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$30.0K $30.0K

-20.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$26.0K $26.0K

21.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$229 $229

-65.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$65.1 $65.1

-90.09%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$51.9 $51.9

-64.18%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$41.45 $41.45

19.37%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$8.53 $8.53

-49.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$645 $645

-23.98%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$23.5K $23.5K

-75.89%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$55.2 $55.2

-19.09%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$50.6 $50.6

-30.89%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$81.3 $81.3

-1.75%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$118 $118

-32.87%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,008 $1,008

11.64%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$910 $910

-26.20%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,383 $1,383

157.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,287 $1,287

33.87%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,855 $1,855

47.23%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,818 $1,818

25.62%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,905 $5,905

-97.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.56

110.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Monroe, MI: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Monroe, MI

$910 41% 35.5% $238

Groceries & Markets

Ubud, Bali

$288 21.4%

Monroe, MI

$480 21.6% 66.3% $191

Eating Out

Ubud, Bali

$108 8%

Monroe, MI

$203 9.2% 88.4% $95

Clothing & Footwear

Ubud, Bali

$108 8%

Monroe, MI

$137 6.2% 27.8% $30

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Monroe, MI

$346 15.6% 233% $242

Sport & Entertainment

Ubud, Bali

$58 4.3%

Monroe, MI

$59 2.6% 0.8% $0.5

Getting Around

Ubud, Bali

$11 0.9%

Monroe, MI

$83 3.8% 628% $72

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,008 in Monroe, MI. Housing cost is often the main lever when comparing two cities.

Monroe, MI pays about 36 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $32 in Monroe, MI. Groceries flip the comparison at $288 vs $480, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Monroe, MI

🕒 Local time

16:10 4:10 PM

03:10 3:10 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

47,702

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Monroe, MI 15,870 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Monroe, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Monroe, MI: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 39% lower than in Monroe, MI. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 97% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,008 in Monroe, MI. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,218 in Monroe, MI – Ubud, Bali is about 39% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Monroe, MI. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Monroe, MI on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.