Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Misrata

For one person, living is cheaper in Misrata: $439 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
21

Cost of Living Index in Misrata
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Misrata Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Misrata

🇱🇾 Libya

$439

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Misrata

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Misrata actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $439 in Misrata.

Ubud, Bali $1,349
Misrata $439

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $709 in Misrata.

Ubud, Bali $2,305
Misrata $709

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $979 in Misrata.

Ubud, Bali $3,261
Misrata $979

Living in Ubud, Bali is roughly 207% more expensive than in Misrata, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.73 LYD 17.52

21.61%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$7.98 LYD 51.2

346.62%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$2.64 LYD 16.93

109.47%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.60 LYD 3.85

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.49 LYD 3.15

Cappuccino

$2.72 Rp 49.4K

$0.48 LYD 3.06

466.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.43 LYD 2.73

295.35%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.10 LYD 0.65

660.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

Milk (1 liter)

$1.49 Rp 27.1K

$0.85 LYD 5.43

75.29%

White Bread (500g)

$2.28 Rp 41.4K

$0.20 LYD 1.28

1040.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.95 LYD 6.09

25.26%

Eggs

$2.04 Rp 37.0K

$1.21 LYD 7.80

68.60%

Local Cheese (1kg)

$17.70 Rp 321.9K

$4.05 LYD 26.01

337.04%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$3.41 LYD 21.89

16.13%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$9.05 LYD 58.1

34.70%

Apples (1kg)

$3.66 Rp 66.5K

$2.22 LYD 14.26

64.86%

Banana (1kg)

$1.52 Rp 27.6K

$1.53 LYD 9.83

-0.65%

Oranges (1kg)

$2.23 Rp 40.5K

$0.74 LYD 4.75

201.35%

Tomato (1kg)

$1.97 Rp 35.9K

$0.60 LYD 3.85

228.33%

Potato (1kg)

$1.85 Rp 33.6K

$0.72 LYD 4.62

156.94%

Onion (1kg)

$2.42 Rp 44.1K

$0.46 LYD 2.95

426.09%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.43 LYD 2.75

130.23%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.19 LYD 1.21

168.42%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.22 LYD 14.27

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.69 LYD 4.45

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.85 LYD 5.46

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.89 LYD 12.15

17.46%

Wine (Bottle)

$22.24 Rp 404.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.64 LYD 4.13

-60.94%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$39.49 LYD 254

-80.20%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$0.81 LYD 5.19

-45.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.49 LYD 3.11

-12.24%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$2.31 LYD 14.81

134.20%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.02 LYD 0.13

4000.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$23.4K LYD 150.4K

1.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$19.1K LYD 122.8K

65.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$62.0 LYD 398

27.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$6.05 LYD 38.83

6.61%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$27.12 LYD 174

-31.49%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$14.29 LYD 91.8

246.26%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$7.66 LYD 49.19

130.42%

Cinema Ticket

$4.27 Rp 77.7K

$4.78 LYD 30.66

-10.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$26.32 LYD 169

1763.75%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$805 LYD 5,166

605.06%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$22.81 LYD 146

95.70%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$17.16 LYD 110

103.67%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$45.36 LYD 291

76.15%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$41.88 LYD 269

89.64%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$147 LYD 941

667.45%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$71.4 LYD 458

841.12%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$326 LYD 2,092

993.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$214 LYD 1,375

704.34%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$516 LYD 3,309

429.86%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$103 LYD 660

2122.70%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$398 LYD 2,552

-58.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Misrata: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Misrata

$71 16.2% 89.4% $600

Groceries & Markets

Ubud, Bali

$288 21.4%

Misrata

$109 24.8% 62.3% $180

Eating Out

Ubud, Bali

$108 8%

Misrata

$38 8.6% 65.1% $70

Clothing & Footwear

Ubud, Bali

$108 8%

Misrata

$57 13% 46.7% $50

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Misrata

$95 21.7% 8.6% $8.9

Sport & Entertainment

Ubud, Bali

$58 4.3%

Misrata

$24 5.4% 58.9% $34

Getting Around

Ubud, Bali

$11 0.9%

Misrata

$45 10.3% 297% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $147 in Misrata. Housing cost is often the main lever when comparing two cities.

Misrata pays about 2.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $8 in Misrata for a mid-range dinner for two. Groceries echo the gap at $288 vs $109 per month, with Misrata cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇱🇾 Misrata

🕒 Local time

10:51 10:51 AM

04:51 4:51 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

600,000

💱 Currency

Indonesian Rupiah IDR Rp

Libyan Dinar LYD ل.د

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 LYD = 0.156 USD

1 LYD = 0.14 EUR

Exchange rates and currency converter

LYD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Libyan Dinar exchange rates as of October 29, 2026: 1 USD = 6.42 LYD (1 LYD = 0.156 USD). 1 EUR = 7.15 LYD (1 LYD = 0.14 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Misrata 11,460 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Misrata

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Misrata: Cost of Living - Frequently Asked Questions

Misrata is about 67% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 59% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $147 in Misrata. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $439 in Misrata – Misrata is about 67% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 80% less than in Misrata. The price difference matters if you commute daily and watch your budget.

At $439 in Misrata versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Misrata but tight or insufficient in Ubud, Bali. The gap between the two cities makes Misrata the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.