Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Mirpur

For one person, living is cheaper in Mirpur: $372 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Mirpur
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Mirpur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Mirpur

🇵🇰 Pakistan

$372

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mirpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mirpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $372 in Mirpur.

Ubud, Bali $1,368
Mirpur $372

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $558 in Mirpur.

Ubud, Bali $2,314
Mirpur $558

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $743 in Mirpur.

Ubud, Bali $3,260
Mirpur $743

Living in Ubud, Bali is roughly 267% more expensive than in Mirpur, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Mirpur is 72% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$1.83 PKR 505

81.97%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$7.17 PKR 1,985

390.66%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$5.40 PKR 1,494

7.41%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.05 PKR 290

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.78 PKR 493

Cappuccino

$2.73 Rp 49.1K

$1.06 PKR 295

157.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.47 PKR 129

248.94%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.18 PKR 49.33

361.11%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$1.50 Rp 27.1K

$0.78 PKR 217

92.31%

White Bread (500g)

$2.30 Rp 41.4K

$0.62 PKR 173

270.97%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.21 PKR 334

-2.48%

Eggs

$2.14 Rp 38.6K

$1.19 PKR 328

79.83%

Local Cheese (1kg)

$17.48 Rp 314.6K

$3.70 PKR 1,025

372.43%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.61 PKR 721

54.41%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$3.96 PKR 1,096

208.84%

Apples (1kg)

$3.55 Rp 63.9K

$1.10 PKR 306

222.73%

Banana (1kg)

$1.57 Rp 28.3K

$0.62 PKR 172

153.23%

Oranges (1kg)

$2.24 Rp 40.2K

$0.56 PKR 155

300.00%

Tomato (1kg)

$1.93 Rp 34.7K

$0.52 PKR 144

271.15%

Potato (1kg)

$1.88 Rp 33.9K

$0.28 PKR 76.7

571.43%

Onion (1kg)

$2.29 Rp 41.3K

$0.30 PKR 84.1

663.33%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.28 PKR 76.4

253.57%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.35 PKR 96.8

51.43%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.82 PKR 504

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.07 PKR 297

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 671

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$1.41 PKR 391

61.70%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.17 PKR 47.68

41.18%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$9.78 PKR 2,708

-9.82%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.09 PKR 302

-55.96%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.23 PKR 63.9

100.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$2.84 PKR 786

91.90%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.98 PKR 271

-10.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$8,856 PKR 2.5M

177.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$14.3K PKR 4.0M

117.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$67.0 PKR 18.5K

23.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$5.50 PKR 1,521

17.27%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$14.25 PKR 3,945

30.32%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$14.64 PKR 4,052

281.28%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$8.01 PKR 2,216

126.09%

Cinema Ticket

$4.38 Rp 78.9K

$3.56 PKR 984

23.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$26.90 PKR 7,446

1732.68%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$2,040 PKR 564.6K

182.03%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$18.29 PKR 5,062

152.54%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$18.11 PKR 5,013

95.09%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$36.45 PKR 10.1K

116.98%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$29.04 PKR 8,036

169.94%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$127 PKR 35.2K

797.78%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$78.6 PKR 21.8K

759.28%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$251 PKR 69.5K

1294.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$151 PKR 41.9K

1023.03%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$898 PKR 248.6K

210.00%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$462 PKR 127.8K

385.30%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$146 PKR 40.3K

12.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.83

16.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Mirpur: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Mirpur

$79 21.1% 88.4% $597

Groceries & Markets

Ubud, Bali

$290 21.2%

Mirpur

$81 21.6% 72.3% $210

Eating Out

Ubud, Bali

$109 8%

Mirpur

$46 12.4% 57.6% $63

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Mirpur

$87 23.3% 19.7% $21

Clothing & Footwear

Ubud, Bali

$108 7.9%

Mirpur

$46 12.3% 57.4% $62

Sport & Entertainment

Ubud, Bali

$65 4.7%

Mirpur

$22 5.8% 66.3% $43

Getting Around

Ubud, Bali

$13 0.9%

Mirpur

$13 3.4% 1.4% $0.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $127 in Mirpur. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $7.00 in Mirpur for a mid-range dinner for two. Groceries echo the gap at $290 vs $81.0 per month, with Mirpur cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Mirpur

🕒 Local time

16:42 4:42 PM

13:42 1:42 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

124,350

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Mirpur 6,380 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Mirpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mirpur: Cost of Living - Frequently Asked Questions

Ubud, Bali and Mirpur differ by about 267% in total monthly costs ($1,368 vs $372 including rent). Mirpur is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 13% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,142 in Ubud, Bali versus $127 in Mirpur. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $372 in Mirpur – a 267% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Mirpur runs roughly 11% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $372 in Mirpur versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Mirpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mirpur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Mirpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mirpur gentler on the wallet – expenses run 267% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.