Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Millville, NJ

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,250 in Millville, NJ, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Millville, NJ
🇺🇸 United States
$2,250
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Millville, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Millville, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,250 in Millville, NJ.

  • Ubud, Bali $1,353
  • Millville, NJ $2,250

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,374 in Millville, NJ.

  • Ubud, Bali $2,297
  • Millville, NJ $3,374

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,498 in Millville, NJ.

  • Ubud, Bali $3,241
  • Millville, NJ $4,498

Living in Ubud, Bali costs roughly 40% less than in Millville, NJ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Millville, NJ 66% above.

Currency
🍽 Eating Out
Ubud, Bali
Millville, NJ
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$18.02 $18.02
-82.08%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$96.9 $96.9
-64.02%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$10.86 $10.86
-47.51%
Cappuccino
$2.62 Rp 47.1K
$5.29 $5.29
-50.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$3.42 $3.42
-49.71%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$2.70 $2.70
-70.00%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$6.88 $6.88
-61.48%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$8.16 $8.16
-46.45%
🛒 Groceries & Markets
Ubud, Bali
Millville, NJ
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.05 $1.05
49.52%
White Bread (500g)
$2.19 Rp 39.5K
$3.77 $3.77
-41.91%
Rice (white) (1kg)
$1.18 Rp 21.2K
$4.21 $4.21
-71.97%
Eggs
$2.16 Rp 38.8K
$1.39 $1.39
55.40%
Local Cheese (1kg)
$17.65 Rp 317.7K
$5.58 $5.58
216.31%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$7.23 $7.23
-47.72%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$8.78 $8.78
36.10%
Apples (1kg)
$3.60 Rp 64.8K
$2.01 $2.01
79.10%
Banana (1kg)
$1.59 Rp 28.6K
$1.22 $1.22
30.33%
Oranges (1kg)
$2.31 Rp 41.6K
$5.81 $5.81
-60.24%
Tomato (1kg)
$1.91 Rp 34.3K
$2.82 $2.82
-32.27%
Potato (1kg)
$1.78 Rp 32.1K
$2.19 $2.19
-18.72%
Onion (1kg)
$2.33 Rp 41.9K
$2.83 $2.83
-17.67%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.54 $1.54
-35.06%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$0.99 $0.99
-46.46%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$6.79 $6.79
-66.27%
Wine (Bottle)
$22.07 Rp 397.3K
$8.81 $8.81
150.51%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$2.62 $2.62
-10.31%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$3.78 $3.78
-21.16%
🚌 Getting Around
Ubud, Bali
Millville, NJ
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$2.04 $2.04
-88.73%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$33.61 $33.61
-73.52%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$1.77 $1.77
-73.45%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.39 $1.39
-69.06%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$24.31 $24.31
-77.50%
Gasoline (1 liter)
$0.83 Rp 14.9K
$1.03 $1.03
-19.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$33.9K $33.9K
-29.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$25.2K $25.2K
29.92%
🧾 Monthly Utilities & Internet
Ubud, Bali
Millville, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$101 $101
-20.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$14.78 $14.78
-55.62%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$24.83 $24.83
-25.09%
🎉 Sport & Entertainment
Ubud, Bali
Millville, NJ
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$42.02 $42.02
28.80%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
-
-
Cinema Ticket
$4.25 Rp 76.5K
$7.92 $7.92
-46.34%
🧸 Childcare & Education
Ubud, Bali
Millville, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$903 $903
-45.46%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$34.4K $34.4K
-83.71%
👕👟 Clothing & Footwear
Ubud, Bali
Millville, NJ
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$30.35 $30.35
50.18%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$29.80 $29.80
17.32%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$93.9 $93.9
-17.25%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$111 $111
-29.43%
🏠 Accommodation & Living
Ubud, Bali
Millville, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,587 $1,587
-28.69%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,293 $1,293
-47.97%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$2,551 $2,551
41.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$2,128 $2,128
-20.05%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$2,673 $2,673
1.67%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,402 $2,402
-6.71%
💵 Salaries & Financials
Ubud, Bali
Millville, NJ
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$6,376 $6,376
-97.39%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
5.89
133.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Millville, NJ: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Millville, NJ
$1.3K 92.2% $620
Groceries & Markets
Ubud, Bali
$287
Millville, NJ
$273 4.9% $14
Clothing & Footwear
Ubud, Bali
$107
Millville, NJ
$119 12.1% $13
Eating Out
Ubud, Bali
$106
Millville, NJ
$315 196% $209
Monthly Utilities & Internet
Ubud, Bali
$105
Millville, NJ
$141 33.8% $36
Sport & Entertainment
Ubud, Bali
$63
Millville, NJ
$58 7.6% $4.8
Getting Around
Ubud, Bali
$12
Millville, NJ
$50 306% $38

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,587 in Millville, NJ. Housing cost is often the main lever when comparing two cities.

Millville, NJ pays 3732% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $97.0 in Millville, NJ. Groceries flip the comparison at $287 vs $273, with Millville, NJ cheaper for home cooking.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Millville, NJ
🕒 Local time
16:11 4:11 PM
04:11 4:11 AM
12 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
27,000
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Millville, NJ 16,430 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Millville, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Millville, NJ: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Millville, NJ?
Ubud, Bali wins on cost – living expenses run 66% lower than in Millville, NJ. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Millville, NJ?
On paper, salaries run 3732% lower in Millville, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Millville, NJ?
Rent for a central apartment: $1,131 in Ubud, Bali versus $1,587 in Millville, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Millville, NJ?
Shoppers in Millville, NJ pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How do dining costs compare in Ubud, Bali and in Millville, NJ?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $97.0 in Millville, NJ. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Millville, NJ?
At $1,353 in Ubud, Bali versus $2,250 in Millville, NJ, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Millville, NJ. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Millville, NJ?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Millville, NJ?
Safety-wise, Ubud, Bali and Millville, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Millville, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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