Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Midlothian, TX

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,624 in Midlothian, TX, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Midlothian, TX
🇺🇸 United States
$2,624
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Midlothian, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Midlothian, TX actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,624 in Midlothian, TX, rent included.

  • Ubud, Bali $1,353
  • Midlothian, TX $2,624

A couple spends around $2,297 per month in Ubud, Bali vs $3,844 in Midlothian, TX, rent included.

  • Ubud, Bali $2,297
  • Midlothian, TX $3,844

A family of three spends $3,241 per month in Ubud, Bali vs $5,064 in Midlothian, TX, rent included.

  • Ubud, Bali $3,241
  • Midlothian, TX $5,064

Ubud, Bali is about 48% cheaper than Midlothian, TX, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Midlothian, TX sit above the global median – Ubud, Bali by 0%, Midlothian, TX by 94%.

Currency
🍽 Eating Out
Ubud, Bali
Midlothian, TX
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$20.30 $20.30
-84.09%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$86.1 $86.1
-59.47%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$12.48 $12.48
-54.33%
Cappuccino
$2.62 Rp 47.1K
$5.51 $5.51
-52.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$3.66 $3.66
-53.01%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$2.37 $2.37
-65.82%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$8.10 $8.10
-67.28%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$9.25 $9.25
-52.76%
🛒 Groceries & Markets
Ubud, Bali
Midlothian, TX
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.10 $1.10
42.73%
White Bread (500g)
$2.19 Rp 39.5K
$3.76 $3.76
-41.76%
Rice (white) (1kg)
$1.18 Rp 21.2K
$3.25 $3.25
-63.69%
Eggs
$2.16 Rp 38.8K
$4.31 $4.31
-49.88%
Local Cheese (1kg)
$17.65 Rp 317.7K
$12.70 $12.70
38.98%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$13.82 $13.82
-72.65%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$16.03 $16.03
-25.45%
Apples (1kg)
$3.60 Rp 64.8K
$4.48 $4.48
-19.64%
Banana (1kg)
$1.59 Rp 28.6K
$1.52 $1.52
4.61%
Oranges (1kg)
$2.31 Rp 41.6K
$4.52 $4.52
-48.89%
Tomato (1kg)
$1.91 Rp 34.3K
$4.32 $4.32
-55.79%
Potato (1kg)
$1.78 Rp 32.1K
$2.64 $2.64
-32.58%
Onion (1kg)
$2.33 Rp 41.9K
$2.27 $2.27
2.64%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.76 $1.76
-43.18%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$2.12 $2.12
-75.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$10.02 $10.02
-77.15%
Wine (Bottle)
$22.07 Rp 397.3K
$15.27 $15.27
44.53%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$2.90 $2.90
-18.97%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$3.40 $3.40
-12.35%
🚌 Getting Around
Ubud, Bali
Midlothian, TX
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$1.91 $1.91
-87.96%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
-
-
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$2.77 $2.77
-83.03%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$0.90 $0.90
-52.22%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$29.55 $29.55
-81.49%
Gasoline (1 liter)
$0.83 Rp 14.9K
$0.99 $0.99
-16.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$34.2K $34.2K
-30.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$26.9K $26.9K
21.96%
🧾 Monthly Utilities & Internet
Ubud, Bali
Midlothian, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$223 $223
-64.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$57.7 $57.7
-88.64%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$70.8 $70.8
-73.73%
🎉 Sport & Entertainment
Ubud, Bali
Midlothian, TX
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$41.85 $41.85
29.32%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
-
-
Cinema Ticket
$4.25 Rp 76.5K
$14.12 $14.12
-69.90%
🧸 Childcare & Education
Ubud, Bali
Midlothian, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,507 $1,507
-67.30%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$21.2K $21.2K
-73.65%
👕👟 Clothing & Footwear
Ubud, Bali
Midlothian, TX
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$52.6 $52.6
-13.28%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$44.06 $44.06
-20.65%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$86.8 $86.8
-10.41%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$106 $106
-25.80%
🏠 Accommodation & Living
Ubud, Bali
Midlothian, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,611 $1,611
-29.77%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,306 $1,306
-48.47%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$2,498 $2,498
44.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$2,145 $2,145
-20.68%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$2,760 $2,760
-1.55%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,184 $2,184
2.61%
💵 Salaries & Financials
Ubud, Bali
Midlothian, TX
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$5,853 $5,853
-97.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.79
102.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Midlothian, TX: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Midlothian, TX
$1.3K 94.1% $633
Groceries & Markets
Ubud, Bali
$287
Midlothian, TX
$402 40.1% $115
Clothing & Footwear
Ubud, Bali
$107
Midlothian, TX
$130 22.1% $24
Eating Out
Ubud, Bali
$106
Midlothian, TX
$349 228% $243
Monthly Utilities & Internet
Ubud, Bali
$105
Midlothian, TX
$352 235% $247
Sport & Entertainment
Ubud, Bali
$63
Midlothian, TX
$70 11.9% $7.5
Getting Around
Ubud, Bali
$12
Midlothian, TX
$15 * 20.2% $2.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,611 in Midlothian, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3418% higher in Midlothian, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $86.0 in Midlothian, TX. Monthly groceries follow the same trend: $287 vs $402 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Midlothian, TX
🕒 Local time
06:00 6:00 AM
17:00 5:00 PM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
13,821
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Midlothian, TX 15,760 km ≈ 20 h nonstop flight
From you
  • Ubud, Bali
  • Midlothian, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Midlothian, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Midlothian, TX?
Midlothian, TX costs about 94% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Midlothian, TX?
For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,936 in Midlothian, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Midlothian, TX?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Ubud, Bali and in Midlothian, TX?
A mid-range dinner for two costs $35.00 in Ubud, Bali and $86.0 in Midlothian, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Ubud, Bali or in Midlothian, TX?
Groceries cost about 40% more in Midlothian, TX, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or in Midlothian, TX?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Midlothian, TX at $2,624. In Ubud, Bali it covers expenses comfortably, while in Midlothian, TX it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Midlothian, TX?
For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,624 in Midlothian, TX. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Midlothian, TX?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Midlothian, TX?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Midlothian, TX makes more sense. Both are solid long-term options with distinct trade-offs.

Ubud, Bali vs other spots: cost of living compared

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