Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Mersch

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,813 in Mersch, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
135

Cost of Living Index in Mersch
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Mersch Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Mersch

🇱🇺 Luxembourg

$2,813

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mersch

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mersch actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,813 in Mersch, rent included.

Ubud, Bali $1,349
Mersch $2,813

A couple spends around $2,305 per month in Ubud, Bali vs $4,084 in Mersch, rent included.

Ubud, Bali $2,305
Mersch $4,084

A family of three spends $3,261 per month in Ubud, Bali vs $5,356 in Mersch, rent included.

Ubud, Bali $3,261
Mersch $5,356

Ubud, Bali is about 52% cheaper than Mersch, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$22.01 €19.77

-84.92%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$82.4 €74.1

-56.76%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$14.64 €13.15

-62.23%

Cappuccino

$2.72 Rp 49.4K

$4.43 €3.98

-38.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$4.08 €3.67

-58.33%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$4.21 €3.79

-81.95%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$7.77 €6.98

-65.89%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.67 €5.99

-34.33%

Milk (1 liter)

$1.49 Rp 27.1K

$1.36 €1.22

9.56%

White Bread (500g)

$2.28 Rp 41.4K

$2.66 €2.39

-14.29%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.85 €2.56

-58.25%

Eggs

$2.04 Rp 37.0K

$4.58 €4.11

-55.46%

Local Cheese (1kg)

$17.70 Rp 321.7K

$18.61 €16.71

-4.89%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$14.57 €13.09

-72.82%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$26.12 €23.46

-53.33%

Apples (1kg)

$3.66 Rp 66.4K

$3.27 €2.94

11.93%

Banana (1kg)

$1.52 Rp 27.6K

$2.31 €2.07

-34.20%

Oranges (1kg)

$2.23 Rp 40.5K

$3.17 €2.85

-29.65%

Tomato (1kg)

$1.97 Rp 35.9K

$1.97 €1.77

Potato (1kg)

$1.85 Rp 33.6K

$1.30 €1.17

42.31%

Onion (1kg)

$2.42 Rp 44.1K

$2.14 €1.92

13.08%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.91 €1.71

-48.17%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.04 €0.94

-50.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$6.33 €5.68

-64.93%

Wine (Bottle)

$22.24 Rp 404.2K

$11.27 €10.13

97.34%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.06 €1.85

9.71%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.57 €2.31

15.56%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$4.99 €4.48

-91.18%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$4.02 €3.61

-89.30%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$55.7 €50.1

-90.29%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.80 €1.61

-54.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$31.3K €28.1K

-23.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$36.8K €33.1K

-13.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$298 €268

-73.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$26.81 €24.09

-75.94%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$55.0 €49.42

-66.23%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$45.58 €40.95

8.56%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$21.91 €19.68

-19.44%

Cinema Ticket

$4.27 Rp 77.7K

$16.78 €15.07

-74.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,363 €1,224

-64.00%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$18.4K €16.5K

-69.10%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$108 €97.2

-58.73%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$50.6 €45.46

-30.94%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$110 €98.8

-27.38%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$132 €118

-39.65%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,561 €1,402

-27.94%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,394 €1,252

-51.83%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,538 €2,280

40.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,258 €2,029

-23.69%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$8,522 €7,655

-67.94%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$7,174 €6,445

-68.16%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,128 €4,606

-96.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.4

474.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Mersch: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Mersch

$1.4K 49.6% 108% $723

Groceries & Markets

Ubud, Bali

$288 21.4%

Mersch

$396 14.1% 37.3% $108

Eating Out

Ubud, Bali

$108 8%

Mersch

$359 12.8% 233% $251

Clothing & Footwear

Ubud, Bali

$108 8%

Mersch

$180 6.4% 67.6% $73

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Mersch

$380 13.5% 265% $276

Sport & Entertainment

Ubud, Bali

$58 4.3%

Mersch

$79 2.8% 36.4% $21

Getting Around

Ubud, Bali

$11 0.9%

Mersch

$25 * 0.9% 120% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,561 in Mersch. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Mersch are about 31 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $82 in Mersch. Monthly groceries follow the same trend: $288 vs $396 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇱🇺 Mersch

🕒 Local time

21:02 9:02 PM

14:02 2:02 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,000

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Mersch 12,100 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Mersch

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mersch: Cost of Living - Frequently Asked Questions

Yes – Mersch is pricier by about 109%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,220 in Mersch. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,561 in Mersch.

A mid-range dinner for two costs $36 in Ubud, Bali and $82 in Mersch. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 37% more in Mersch, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,813 in Mersch. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mersch makes more sense. Both are solid long-term options with distinct trade-offs.