Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Matosinhos

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,913 in Matosinhos, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
92

Cost of Living Index in Matosinhos
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Matosinhos Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Matosinhos

🇵🇹 Portugal

$1,913

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Matosinhos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Matosinhos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,913 in Matosinhos.

Ubud, Bali $1,349
Matosinhos $1,913

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,802 in Matosinhos.

Ubud, Bali $2,305
Matosinhos $2,802

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,691 in Matosinhos.

Ubud, Bali $3,261
Matosinhos $3,691

Living in Ubud, Bali costs roughly 29% less than in Matosinhos, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$13.36 €11.96

-75.15%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$48.26 €43.22

-26.15%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$9.92 €8.89

-44.25%

Cappuccino

$2.72 Rp 49.3K

$2.69 €2.41

1.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.00 €1.79

-15.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.52 €1.36

-50.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.19 €1.96

21.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.45 €3.09

26.96%

Milk (1 liter)

$1.49 Rp 27.0K

$1.09 €0.97

36.70%

White Bread (500g)

$2.28 Rp 41.2K

$1.68 €1.50

35.71%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.69 €1.51

-29.59%

Eggs

$2.04 Rp 36.9K

$3.41 €3.06

-40.18%

Local Cheese (1kg)

$17.70 Rp 320.8K

$11.78 €10.55

50.25%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.04 €6.31

-43.75%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$14.72 €13.18

-17.19%

Apples (1kg)

$3.66 Rp 66.2K

$2.21 €1.98

65.61%

Banana (1kg)

$1.52 Rp 27.5K

$1.52 €1.36

Oranges (1kg)

$2.23 Rp 40.4K

$1.89 €1.69

17.99%

Tomato (1kg)

$1.97 Rp 35.7K

$2.49 €2.23

-20.88%

Potato (1kg)

$1.85 Rp 33.5K

$1.58 €1.41

17.09%

Onion (1kg)

$2.42 Rp 43.9K

$1.84 €1.65

31.52%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.60 €1.44

-38.13%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.77 €0.69

-33.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.25 €5.59

-64.48%

Wine (Bottle)

$22.24 Rp 403.0K

$5.44 €4.88

308.82%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.36 €1.21

66.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.10 €1.88

41.43%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$2.76 €2.47

-90.94%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$45.24 €40.51

-82.71%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$4.32 €3.87

-89.81%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.82 €0.73

-47.56%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$13.87 €12.43

-60.99%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.23 €2.00

-63.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$33.3K €29.8K

-28.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$37.8K €33.9K

-16.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$164 €147

-51.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$22.58 €20.23

-71.43%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$32.82 €29.39

-43.39%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$62.5 €55.9

-20.77%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$21.39 €19.16

-17.48%

Cinema Ticket

$4.27 Rp 77.4K

$9.06 €8.12

-52.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$564 €505

-13.08%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$10.5K €9,403

-45.96%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$94.8 €84.9

-52.93%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$37.05 €33.19

-5.67%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$93.5 €83.8

-14.57%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$106 €94.7

-24.92%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,178 €1,055

-4.49%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$949 €850

-29.22%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$2,238 €2,005

59.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,563 €1,400

10.27%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$4,277 €3,830

-36.12%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,731 €3,341

-38.78%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,563 €1,400

-89.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.67

275.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Matosinhos: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Matosinhos

$949 49.6% 41.3% $277

Groceries & Markets

Ubud, Bali

$288 21.4%

Matosinhos

$249 13% 13.7% $40

Eating Out

Ubud, Bali

$108 8%

Matosinhos

$201 10.5% 86.5% $93

Clothing & Footwear

Ubud, Bali

$108 8%

Matosinhos

$149 7.8% 38.6% $42

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Matosinhos

$220 11.5% 111% $116

Sport & Entertainment

Ubud, Bali

$58 4.3%

Matosinhos

$81 4.2% 38.9% $23

Getting Around

Ubud, Bali

$11 0.9%

Matosinhos

$65 3.4% 466% $53

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,178 in Matosinhos. Housing cost is often the main lever when comparing two cities.

Matosinhos pays about 9.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $48 in Matosinhos. Groceries flip the comparison at $288 vs $249, with Matosinhos cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Matosinhos

🕒 Local time

11:56 11:56 AM

03:56 3:56 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

172,586

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Matosinhos 13,440 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Matosinhos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matosinhos: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 29% cheaper overall, especially in eating out, transport, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 90% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,178 in Matosinhos. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,913 in Matosinhos – Ubud, Bali is about 29% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 83% less than in Matosinhos. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Matosinhos are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Matosinhos on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.