Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Matamoros

For one person, living is cheaper in Matamoros: $1,090 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Matamoros
🇲🇽 Mexico
$1,090
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Matamoros

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Matamoros actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,090 in Matamoros.

  • Ubud, Bali $1,368
  • Matamoros $1,090

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,832 in Matamoros.

  • Ubud, Bali $2,314
  • Matamoros $1,832

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,573 in Matamoros.

  • Ubud, Bali $3,260
  • Matamoros $2,573

Living in Ubud, Bali is roughly 25% more expensive than in Matamoros, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 1% above, Matamoros is 19% below.

Currency
🍽 Eating Out
Ubud, Bali
Matamoros
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$12.38 MX$229
-73.10%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$37.67 MX$696
-6.61%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$9.06 MX$167
-35.98%
Cappuccino
$2.73 Rp 49.1K
$3.29 MX$60.8
-17.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$1.47 MX$27.18
11.56%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$1.05 MX$19.40
-20.95%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$2.26 MX$41.81
19.47%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$4.48 MX$82.8
-4.02%
🛒 Groceries & Markets
Ubud, Bali
Matamoros
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$1.63 MX$30.12
-7.98%
White Bread (500g)
$2.30 Rp 41.4K
$2.40 MX$44.43
-4.17%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.70 MX$31.43
-30.59%
Eggs
$2.14 Rp 38.6K
$2.57 MX$47.54
-16.73%
Local Cheese (1kg)
$17.48 Rp 314.6K
$9.01 MX$167
94.01%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$7.82 MX$144
-48.47%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$11.74 MX$217
4.17%
Apples (1kg)
$3.55 Rp 63.9K
$2.70 MX$49.81
31.48%
Banana (1kg)
$1.57 Rp 28.3K
$1.73 MX$31.92
-9.25%
Oranges (1kg)
$2.24 Rp 40.2K
$1.67 MX$30.82
34.13%
Tomato (1kg)
$1.93 Rp 34.7K
$2.05 MX$37.92
-5.85%
Potato (1kg)
$1.88 Rp 33.9K
$2.17 MX$40.01
-13.36%
Onion (1kg)
$2.29 Rp 41.3K
$2.09 MX$38.70
9.57%
Lettuce (1 head)
$0.99 Rp 17.9K
$1.61 MX$29.73
-38.51%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$1.22 MX$22.48
-56.56%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$4.72 MX$87.2
-51.69%
Wine (Bottle)
$23.01 Rp 414.2K
$10.79 MX$199
113.25%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$2.02 MX$37.32
15.84%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$3.18 MX$58.8
-8.49%
🚌 Getting Around
Ubud, Bali
Matamoros
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
$0.65 MX$12.03
-63.08%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$2.71 MX$50.0
-82.29%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$2.25 MX$41.49
-79.56%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$11.47 MX$212
-52.48%
Gasoline (1 liter)
$0.88 Rp 15.9K
$1.34 MX$24.72
-34.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$23.5K MX$435.0K
4.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$23.9K MX$441.3K
30.59%
🧾 Monthly Utilities & Internet
Ubud, Bali
Matamoros
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$56.2 MX$1,038
47.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$25.44 MX$470
-74.65%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$26.61 MX$492
-30.21%
🎉 Sport & Entertainment
Ubud, Bali
Matamoros
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$32.88 MX$608
69.77%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
$22.40 MX$414
-19.15%
Cinema Ticket
$4.38 Rp 78.9K
$4.48 MX$82.7
-2.23%
🧸 Childcare & Education
Ubud, Bali
Matamoros
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$223 MX$4,114
121.42%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$4,650 MX$85.9K
23.72%
👕👟 Clothing & Footwear
Ubud, Bali
Matamoros
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$53.3 MX$986
-13.40%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$38.50 MX$711
-8.23%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$99.1 MX$1,832
-20.21%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$79.4 MX$1,467
-1.23%
🏠 Accommodation & Living
Ubud, Bali
Matamoros
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$646 MX$11.9K
76.82%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$337 MX$6,220
100.72%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$901 MX$16.7K
288.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$826 MX$15.3K
105.82%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
$2,039 MX$37.7K
36.55%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$1,054 MX$19.5K
112.53%
💵 Salaries & Financials
Ubud, Bali
Matamoros
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
11.3
21.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Matamoros: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Matamoros
$337 50.2% $339
Groceries & Markets
Ubud, Bali
$290
Matamoros
$269 7.3% $21
Eating Out
Ubud, Bali
$109
Matamoros
$196 80.2% $87
Monthly Utilities & Internet
Ubud, Bali
$108
Matamoros
$108 0.2% $0.2
Clothing & Footwear
Ubud, Bali
$108
Matamoros
$122 13.1% $14
Sport & Entertainment
Ubud, Bali
$65
Matamoros
$42 35.2% $23
Getting Around
Ubud, Bali
$13
Matamoros
$17 * 31.8% $4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $646 in Matamoros. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $38.00 in Matamoros. Groceries flip the comparison at $290 vs $269, with Matamoros cheaper for home cooking.

Good to know
🇮🇩 Ubud, Bali
🇲🇽 Matamoros
🕒 Local time
12:19 12:19 PM
23:19 11:19 PM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
510,739
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Mexican Peso exchange rates as of October 19, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Ubud, Bali Matamoros 16,050 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Matamoros

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Matamoros: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Matamoros?
Matamoros wins on cost – living expenses run 25% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Matamoros the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Matamoros?
You'd need roughly $2,051 in Ubud, Bali and $1,635 in Matamoros to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Matamoros?
Rent for a central apartment: $1,142 in Ubud, Bali versus $646 in Matamoros. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Matamoros?
Childcare runs $493 in Ubud, Bali versus $223 in Matamoros. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Matamoros?
Dining out is cheaper in Matamoros – a meal for two runs $38.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Matamoros?
At $1,090 in Matamoros versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Matamoros but tight or insufficient in Ubud, Bali. The gap between the two cities makes Matamoros the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Matamoros?
Both work as nomad bases, but Matamoros delivers better value – similar infrastructure at $1,090 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Matamoros hard to pass up.
How safe is Ubud, Bali compared to Matamoros?
Safety-wise, Ubud, Bali and Matamoros are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Matamoros gentler on the wallet – expenses run 25% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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