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Cost of Living Comparison Between Ubud, Bali and Matagalpa Cost of Living Comparison Between Ubud, Bali and Matagalpa

😐 Solo nomad: Ubud, Bali is 8.6% more expensive than Matagalpa without rent, and 70.1% more expensive with rent.
😐 Family of 3: Ubud, Bali is 7.7% more expensive than Matagalpa without rent, and 122.8% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Matagalpa
Difference
Meal at Budget Restaurant
$3.43 Rp 58.1K
$4.96 NIO 182
-30.85%
Three-Course Dinner for Two, Mid-Range
$32.70 Rp 553.4K
$25.13 NIO 925
30.12%
Fast Food Meal (McDonalds, etc)
$5.04 Rp 85.2K
$6.90 NIO 254
-26.96%
Cappuccino
$2.85 Rp 48.2K
$2.41 NIO 88.9
18.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 22.8K
$0.79 NIO 29.15
69.62%
Water (0.33 liter bottle)
$0.75 Rp 12.6K
$0.44 NIO 16.15
70.45%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$1.18 NIO 43.60
145.76%
Imported Beer (0.33 liter bottle)
$3.94 Rp 66.7K
$2.01 NIO 74.1
96.02%
🛒 Groceries & Markets
Ubud, Bali
Matagalpa
Difference
Milk (1 liter)
$1.80 Rp 30.5K
$1.20 NIO 44.27
50.00%
White Bread (500g)
$2.55 Rp 43.2K
$1.48 NIO 54.4
72.30%
Rice (white) (1kg)
$1.19 Rp 20.2K
$1.63 NIO 60.0
-26.99%
Eggs
$2.42 Rp 40.9K
$2.16 NIO 79.4
12.04%
Local Cheese (1kg)
$14.38 Rp 243.4K
$1.90 NIO 70.1
656.84%
Chicken Fillets (1kg)
$4.21 Rp 71.2K
$4.31 NIO 159
-2.32%
Beef Round Steak (1kg)
$11.88 Rp 201.0K
$6.60 NIO 243
80.00%
Apples (1kg)
$3.71 Rp 62.8K
$3.99 NIO 147
-7.02%
Banana (1kg)
$1.56 Rp 26.4K
$0.85 NIO 31.27
83.53%
Oranges (1kg)
$2.77 Rp 46.9K
$1.84 NIO 67.8
50.54%
Tomato (1kg)
$2.22 Rp 37.6K
$2.26 NIO 83.4
-1.77%
Potato (1kg)
$1.99 Rp 33.8K
$1.11 NIO 41.04
79.28%
Onion (1kg)
$2.29 Rp 38.8K
$2.23 NIO 82.1
2.69%
Lettuce (1 head)
$1.01 Rp 17.1K
$0.67 NIO 24.85
50.75%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$1.02 NIO 37.56
-23.53%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rp 53.6K
$2.73 NIO 101
16.12%
Wine (Bottle)
$23.70 Rp 401.1K
$9.93 NIO 366
138.67%
Local Beer (0.5 liter bottle)
$2.78 Rp 47.0K
$1.21 NIO 44.57
129.75%
Imported Beer (0.33 liter bottle)
$2.75 Rp 46.5K
$2.19 NIO 80.7
25.57%
🚌 Getting Around
Ubud, Bali
Matagalpa
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,514
$0.48 NIO 17.84
-43.75%
Public Transport Monthly Pass (Regular Price)
$8.14 Rp 137.7K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,609
$0.92 NIO 33.82
-51.09%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,192
$0.97 NIO 35.84
-56.70%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rp 104.6K
$6.63 NIO 244
-6.79%
Gasoline (1 liter)
$0.80 Rp 13.5K
$1.29 NIO 47.62
-37.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 443.1M
$22.8K NIO 838.0K
15.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rp 534.8M
$26.4K NIO 970.4K
19.91%
🧾 Monthly Utilities & Internet
Ubud, Bali
Matagalpa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$52.3 NIO 1,924
54.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rp 69.8K
$16.72 NIO 615
-75.36%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rp 401.0K
$36.38 NIO 1,339
-34.85%
🎉 Sport & Entertainment
Ubud, Bali
Matagalpa
Difference
Gym Membership (Monthly)
$96.9 Rp 1.6M
-
-
Tennis Court (1 Hour on Weekend)
$6.29 Rp 106.4K
-
-
Cinema Ticket
$4.11 Rp 69.5K
$8.16 NIO 301
-49.63%
🧸 Childcare & Education
Ubud, Bali
Matagalpa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rp 5.0M
$99.2 NIO 3,653
200.76%
International Primary School, 1 Child (Yearly)
$6,540 Rp 110.7M
$6,109 NIO 224.9K
7.06%
👕👟 Clothing & Footwear
Ubud, Bali
Matagalpa
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 904.2K
$76.9 NIO 2,831
-30.50%
Summer Dress (H&M, Zara, etc)
$38.33 Rp 648.6K
$73.7 NIO 2,713
-47.98%
Sport Shoes (Adidas, Nike)
$86.4 Rp 1.5M
$134 NIO 4,948
-35.72%
Men's Leather Business Shoes
$78.9 Rp 1.3M
$109 NIO 4,025
-27.81%
🏠 Accommodation & Living
Ubud, Bali
Matagalpa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rp 17.2M
$155 NIO 5,694
556.72%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rp 11.3M
$260 NIO 9,567
157.28%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rp 56.7M
$559 NIO 20.6K
498.58%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rp 35.8M
$382 NIO 14.1K
453.49%
Buy Apartment in City Center (m2)
$3,020 Rp 51.1M
-
-
Buy Apartment Outside City Center (m2)
$2,334 Rp 39.5M
-
-
💵 Salaries & Financials
Ubud, Bali
Matagalpa
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$200 NIO 7,374
-10.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
10.25
29.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Matagalpa: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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