Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Maseru

For one person, living is cheaper in Maseru: $669 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
33

Cost of Living Index in Maseru
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Maseru Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Maseru

🇱🇸 Lesotho

$669

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Maseru

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Maseru actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $669 in Maseru.

Ubud, Bali $1,353
Maseru $669

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,123 in Maseru.

Ubud, Bali $2,297
Maseru $1,123

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,576 in Maseru.

Ubud, Bali $3,241
Maseru $1,576

Living in Ubud, Bali is roughly 102% more expensive than in Maseru, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Maseru is 51% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$8.87 LSL 146

-63.59%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$23.91 LSL 395

45.88%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.34 LSL 138

-31.65%

Cappuccino

$2.62 Rp 47.1K

$1.99 LSL 32.92

31.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.11 LSL 18.32

54.95%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.88 LSL 14.55

-7.95%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.79 LSL 29.49

48.04%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.46 LSL 40.51

77.64%

Milk (1 liter)

$1.57 Rp 28.3K

$1.18 LSL 19.50

33.05%

White Bread (500g)

$2.19 Rp 39.5K

$0.87 LSL 14.42

151.72%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.80 LSL 29.75

-34.44%

Eggs

$2.16 Rp 38.8K

$1.53 LSL 25.27

41.18%

Local Cheese (1kg)

$17.65 Rp 317.7K

$6.55 LSL 108

169.47%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.15 LSL 101

-38.54%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$6.31 LSL 104

89.38%

Apples (1kg)

$3.60 Rp 64.8K

$1.94 LSL 31.96

85.57%

Banana (1kg)

$1.59 Rp 28.6K

$2.29 LSL 37.85

-30.57%

Oranges (1kg)

$2.31 Rp 41.6K

$2.77 LSL 45.67

-16.61%

Tomato (1kg)

$1.91 Rp 34.3K

$2.39 LSL 39.48

-20.08%

Potato (1kg)

$1.78 Rp 32.1K

$1.55 LSL 25.62

14.84%

Onion (1kg)

$2.33 Rp 41.9K

$1.67 LSL 27.53

39.52%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.55 LSL 25.50

-35.48%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.80 LSL 13.13

-33.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.08 LSL 83.9

-54.92%

Wine (Bottle)

$22.07 Rp 397.3K

$7.24 LSL 119

204.83%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.04 LSL 17.18

125.96%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.53 LSL 25.30

94.77%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.82 LSL 13.55

-71.95%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$30.08 LSL 496

-70.41%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.75 LSL 12.43

-37.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.70 LSL 11.52

-38.57%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$3.69 LSL 60.9

48.24%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.32 LSL 21.71

-37.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.2K LSL 349.9K

12.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$16.6K LSL 274.0K

97.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$14.55 LSL 240

-54.91%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$38.75 LSL 639

-52.00%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$23.08 LSL 381

134.49%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$52.7 LSL 870

834.19%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,219 LSL 20.1K

359.16%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$45.86 LSL 757

-0.61%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$57.2 LSL 944

-38.89%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$104 LSL 1,714

-25.17%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$150 LSL 2,478

-47.71%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$92.8 LSL 1,531

1119.40%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$56.7 LSL 935

1087.58%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$444 LSL 7,330

713.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$170 LSL 2,800

902.78%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$391 LSL 6,453

594.77%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$527 LSL 8,696

325.23%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$622 LSL 10.3K

-73.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.5

62.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Maseru: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Maseru

$57 8.5% 91.6% $616

Groceries & Markets

Ubud, Bali

$287 21.2%

Maseru

$196 29.3% 31.7% $91

Clothing & Footwear

Ubud, Bali

$107 7.9%

Maseru

$161 24% 50.8% $54

Eating Out

Ubud, Bali

$106 7.9%

Maseru

$142 21.2% 33.2% $35

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Maseru

$53 * 8% 49.3% $52

Sport & Entertainment

Ubud, Bali

$63 4.6%

Maseru

$23 * 3.5% 63.1% $40

Getting Around

Ubud, Bali

$12 0.9%

Maseru

$38 5.6% 203% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $92.8 in Maseru. Housing cost is often the main lever when comparing two cities.

Maseru pays 274% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $24.00 in Maseru for a mid-range dinner for two. Groceries echo the gap at $287 vs $196 per month, with Maseru cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇱🇸 Maseru

🕒 Local time

00:45 12:45 AM

18:45 6:45 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

227,880 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Lesotho Loti LSL L

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 LSL = 6.06 USD

100 LSL = 5.39 EUR

Exchange rates and currency converter

LSL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Lesotho Loti exchange rates as of October 20, 2026: 1 USD = 16.5 LSL (100 LSL = 6.06 USD). 1 EUR = 18.55 LSL (100 LSL = 5.39 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Maseru 9,330 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Maseru

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Maseru: Cost of Living - Frequently Asked Questions

Ubud, Bali and Maseru differ by about 102% in total monthly costs ($1,353 vs $669 including rent). Maseru is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 274% lower in Maseru. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $92.8 in Maseru. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Maseru – a meal for two runs $24.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,353 per month in Ubud, Bali versus $669 in Maseru – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.

At $669 in Maseru versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Maseru but tight or insufficient in Ubud, Bali. The gap between the two cities makes Maseru the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Maseru are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Maseru gentler on the wallet – expenses run 102% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.