Cost of Living Comparison Between Ubud, Bali and Maseru Cost of Living Comparison Between Ubud, Bali and Maseru

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $699 in Maseru.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,161 in Maseru.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,624 in Maseru.

Living in Ubud, Bali is roughly 100% more expensive than in Maseru, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Maseru is 49% below.

Currency
🍽 Eating Out
Ubud, Bali
Maseru
Difference
Meal at Budget Restaurant
$3.37 Rp 59.7K
$9.28 LSL 149
-63.69%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 682.4K
$24.64 LSL 395
56.62%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 97.6K
$8.65 LSL 139
-36.18%
Cappuccino
$2.64 Rp 46.8K
$2.12 LSL 33.93
24.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.6K
$1.08 LSL 17.36
54.63%
Water (0.33 liter bottle)
$0.77 Rp 13.6K
$0.85 LSL 13.68
-9.41%
Local Beer (0.5 liter draught)
$2.63 Rp 46.6K
$1.92 LSL 30.72
36.98%
Imported Beer (0.33 liter bottle)
$4.28 Rp 75.7K
$2.53 LSL 40.63
69.17%
🛒 Groceries & Markets
Ubud, Bali
Maseru
Difference
Milk (1 liter)
$1.55 Rp 27.3K
$1.22 LSL 19.51
27.05%
White Bread (500g)
$2.22 Rp 39.3K
$0.82 LSL 13.11
170.73%
Rice (white) (1kg)
$1.13 Rp 19.9K
$1.84 LSL 29.52
-38.59%
Eggs
$2.09 Rp 36.9K
$1.61 LSL 25.83
29.81%
Local Cheese (1kg)
$17.39 Rp 307.6K
$7.03 LSL 113
147.37%
Chicken Fillets (1kg)
$3.87 Rp 68.4K
$6.22 LSL 99.8
-37.78%
Beef Round Steak (1kg)
$12.55 Rp 221.9K
$6.20 LSL 99.4
102.42%
Apples (1kg)
$3.62 Rp 63.9K
$1.97 LSL 31.60
83.76%
Banana (1kg)
$1.56 Rp 27.6K
$2.35 LSL 37.67
-33.62%
Oranges (1kg)
$2.35 Rp 41.6K
$2.76 LSL 44.29
-14.86%
Tomato (1kg)
$2.06 Rp 36.4K
$2.42 LSL 38.85
-14.88%
Potato (1kg)
$1.90 Rp 33.6K
$1.57 LSL 25.12
21.02%
Onion (1kg)
$2.34 Rp 41.3K
$1.64 LSL 26.25
42.68%
Lettuce (1 head)
$1.03 Rp 18.2K
$1.53 LSL 24.56
-32.68%
Water (1.5 liter bottle)
$0.55 Rp 9,809
$0.84 LSL 13.54
-34.52%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 39.8K
$5.35 LSL 85.7
-57.94%
Wine (Bottle)
$23.81 Rp 421.0K
$7.42 LSL 119
220.89%
Local Beer (0.5 liter bottle)
$2.31 Rp 40.9K
$1.12 LSL 17.99
106.25%
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.5K
$1.59 LSL 25.46
76.10%
🚌 Getting Around
Ubud, Bali
Maseru
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,816
$0.84 LSL 13.41
-67.86%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 153.2K
$30.97 LSL 497
-72.04%
Taxi Start (Normal Tariff)
$0.48 Rp 8,515
$0.72 LSL 11.60
-33.33%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,887
$0.66 LSL 10.57
-31.82%
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 101.1K
$3.77 LSL 60.5
51.72%
Gasoline (1 liter)
$0.76 Rp 13.4K
$1.32 LSL 21.22
-42.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 433.0M
$21.8K LSL 350.4K
12.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 568.0M
$17.0K LSL 272.2K
89.32%
🧾 Monthly Utilities & Internet
Ubud, Bali
Maseru
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
-
-
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 114.2K
$15.02 LSL 241
-56.99%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 335.9K
$39.11 LSL 627
-51.44%
🎉 Sport & Entertainment
Ubud, Bali
Maseru
Difference
Gym Membership (Monthly)
$56.0 Rp 989.8K
$23.99 LSL 385
133.31%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 329.2K
-
-
Cinema Ticket
$4.28 Rp 75.7K
-
-
🧸 Childcare & Education
Ubud, Bali
Maseru
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$53.2 LSL 854
814.34%
International Primary School, 1 Child (Yearly)
$5,856 Rp 103.6M
$1,216 LSL 19.5K
381.57%
👕👟 Clothing & Footwear
Ubud, Bali
Maseru
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 805.6K
$46.93 LSL 753
-2.92%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 643.3K
$56.9 LSL 912
-36.04%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.4M
$107 LSL 1,723
-23.71%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$154 LSL 2,462
-47.63%
🏠 Accommodation & Living
Ubud, Bali
Maseru
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.7M
$94.6 LSL 1,518
1080.08%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.4M
$56.3 LSL 904
1144.37%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.5M
$452 LSL 7,245
683.03%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.2M
$178 LSL 2,851
891.54%
Buy Apartment in City Center (m2)
$2,826 Rp 50.0M
$395 LSL 6,338
615.23%
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.5M
$537 LSL 8,605
327.18%
💵 Salaries & Financials
Ubud, Bali
Maseru
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
$647 LSL 10.4K
-73.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
8.5
62.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Maseru: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $94.6 in Maseru. Housing cost is often the main lever when comparing two cities.

Maseru pays 281% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $25.00 in Maseru for a mid-range dinner for two. Groceries echo the gap at $293 vs $200 per month, with Maseru cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Maseru: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Maseru?
Ubud, Bali and Maseru differ by about 100% in total monthly costs ($1,396 vs $699 including rent). Maseru is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 281% lower in Maseru. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Maseru?
Rent for a central apartment: $1,117 in Ubud, Bali versus $94.6 in Maseru. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Maseru – a meal for two runs $25.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Maseru?
All in, you'll spend $1,396 per month in Ubud, Bali versus $699 in Maseru – a 100% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $699 in Maseru versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Maseru but tight or insufficient in Ubud, Bali. The gap between the two cities makes Maseru the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Maseru?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Maseru safer for residents?
Safety-wise, Ubud, Bali and Maseru are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Maseru?
Expats usually find Maseru gentler on the wallet – expenses run 100% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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