😐Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $681 in Maseru.
😐Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,098 in Maseru.
😐Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,515 in Maseru.
😐Living in Ubud, Bali is roughly 109% more expensive than Maseru, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 6% above, Maseru is 49% below.
Currency
🍽 Eating Out
Ubud, Bali
Maseru
Difference
Meal at Budget Restaurant
$3.56Rp 63.9K
$11.24LSL 183
-68.33%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 586.8K
$24.79LSL 403
32.03%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.7K
$10.96LSL 178
-54.84%
Cappuccino
$2.71Rp 48.6K
$1.76LSL 28.51
53.98%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.1K
$1.32LSL 21.52
1.52%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$0.75LSL 12.16
-6.67%
Local Beer(0.5 liter draught)
$2.92Rp 52.3K
$1.95LSL 31.62
49.74%
Imported Beer(0.33 liter bottle)
$3.96Rp 70.9K
$2.22LSL 36.00
78.38%
🛒 Groceries & Markets
Ubud, Bali
Maseru
Difference
Milk(1 liter)
$1.81Rp 32.4K
$0.99LSL 16.13
82.83%
White Bread(500g)
$2.52Rp 45.1K
$0.71LSL 11.57
254.93%
Rice(white)(1kg)
$1.16Rp 20.8K
$2.18LSL 35.42
-46.79%
Eggs
$2.46Rp 44.1K
$1.37LSL 22.32
79.56%
Local Cheese(1kg)
$14.71Rp 263.7K
$7.17LSL 116
105.16%
Chicken Fillets(1kg)
$4.32Rp 77.4K
$5.56LSL 90.3
-22.30%
Beef Round Steak(1kg)
$12.14Rp 217.5K
$5.71LSL 92.7
112.61%
Apples(1kg)
$3.84Rp 68.8K
$1.66LSL 27.04
131.33%
Banana(1kg)
$1.56Rp 27.9K
$2.10LSL 34.14
-25.71%
Oranges(1kg)
$2.83Rp 50.8K
$2.53LSL 41.15
11.86%
Tomato(1kg)
$2.33Rp 41.7K
$2.18LSL 35.39
6.88%
Potato(1kg)
$1.91Rp 34.3K
$1.49LSL 24.14
28.19%
Onion(1kg)
$2.20Rp 39.5K
$1.51LSL 24.58
45.70%
Lettuce(1 head)
$1.01Rp 18.2K
$1.37LSL 22.18
-26.28%
Water(1.5 liter bottle)
$0.78Rp 13.9K
$0.78LSL 12.72
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.4K
$4.85LSL 78.8
-31.55%
Wine(Bottle)
$23.74Rp 425.5K
$7.26LSL 118
227.00%
Local Beer(0.5 liter bottle)
$2.79Rp 50.0K
$0.96LSL 15.64
190.63%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.3K
$1.44LSL 23.35
98.61%
🚌 Getting Around
Ubud, Bali
Maseru
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,819
$0.70LSL 11.33
-61.43%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.9K
$28.09LSL 456
-71.41%
Taxi Start(Normal Tariff)
$0.46Rp 8,181
$0.64LSL 10.47
-28.13%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,068
$0.61LSL 9.98
-26.23%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 109.3K
$10.04LSL 163
-39.24%
Gasoline(1 liter)
$0.79Rp 14.2K
$1.14LSL 18.56
-30.70%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 468.8M
$20.0KLSL 324.3K
30.96%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 575.8M
$15.3KLSL 248.9K
109.57%
🧾 Monthly Utilities & Internet
Ubud, Bali
Maseru
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.9K
$13.60LSL 221
-70.15%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 421.6K
$31.41LSL 510
-25.12%
🎉 Sport & Entertainment
Ubud, Bali
Maseru
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$21.63LSL 351
356.31%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.8K
-
-
Cinema Ticket
$4.15Rp 74.3K
-
-
🧸 Childcare & Education
Ubud, Bali
Maseru
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$48.66LSL 790
524.66%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.5M
$1,124LSL 18.2K
488.51%
👕👟 Clothing & Footwear
Ubud, Bali
Maseru
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 995.6K
$43.80LSL 711
26.80%
Summer Dress(H&M, Zara, etc)
$38.31Rp 686.7K
$39.16LSL 636
-2.17%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$98.9LSL 1,606
-10.38%
Men's Leather Business Shoes
$77.9Rp 1.4M
$139LSL 2,259
-44.02%
🏠 Accommodation & Living
Ubud, Bali
Maseru
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$140LSL 2,271
619.70%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$72.5LSL 1,177
831.88%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.7M
$396LSL 6,434
768.75%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.6M
$157LSL 2,552
1198.10%
Buy Apartment in City Center(m2)
$2,841Rp 50.9M
$386LSL 6,272
635.60%
Buy Apartment Outside City Center(m2)
$2,264Rp 40.6M
$528LSL 8,573
328.84%
💵 Salaries & Financials
Ubud, Bali
Maseru
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$643LSL 10.4K
-74.28%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
8.5
56.24%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Maseru: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $140 in Maseru. Housing cost is often the main lever when comparing two cities.
💰Maseru pays 289% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $25.00 in Maseru for a mid-range dinner for two. Groceries echo the gap at $302 vs $184 per month, with Maseru cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Maseru: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Maseru?
Ubud, Bali and Maseru differ by about 109% in total monthly costs ($1,419 vs $681 including rent). Maseru is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Maseru earns 289% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Maseru?
Rent for a central apartment: $1,006 in Ubud, Bali versus $140 in Maseru. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Maseru – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Maseru?
All in, you'll spend $1,419 per month in Ubud, Bali versus $681 in Maseru – a 109% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $681 in Maseru versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Maseru but tight or insufficient in Ubud, Bali. The gap between the two cities makes Maseru the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Maseru?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Maseru safer for residents?
Safety-wise, Ubud, Bali and Maseru are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Maseru?
Expats usually find Maseru gentler on the wallet – expenses run 109% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared