Cost of Living Comparison Between Ubud, Bali and Martinsburg, WV Cost of Living Comparison Between Ubud, Bali and Martinsburg, WV

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,331 in Martinsburg, WV, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $3,481 in Martinsburg, WV, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $4,631 in Martinsburg, WV, rent included.

Ubud, Bali is about 40% cheaper than Martinsburg, WV, driven mainly by Eating Out.

Both Ubud, Bali and Martinsburg, WV sit above the global median – Ubud, Bali by 5%, Martinsburg, WV by 74%.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$22.54 $22.54

-84.83%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$60.1 $60.1

-45.16%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$13.40 $13.40

-62.09%

Cappuccino

$2.82 Rp 48.5K

$5.36 $5.36

-47.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$3.25 $3.25

-57.85%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$2.58 $2.58

-72.48%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$6.64 $6.64

-55.27%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$7.76 $7.76

-49.61%

Milk (1 liter)

$1.75 Rp 30.0K

$0.89 $0.89

96.63%

White Bread (500g)

$2.52 Rp 43.2K

$2.70 $2.70

-6.67%

Rice (white) (1kg)

$1.21 Rp 20.8K

$2.05 $2.05

-40.98%

Eggs

$2.33 Rp 40.1K

$3.47 $3.47

-32.85%

Local Cheese (1kg)

$14.50 Rp 249.2K

$10.68 $10.68

35.77%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$7.48 $7.48

-41.71%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$15.85 $15.85

-23.97%

Apples (1kg)

$3.82 Rp 65.6K

$3.41 $3.41

12.02%

Banana (1kg)

$1.61 Rp 27.7K

$1.28 $1.28

25.78%

Oranges (1kg)

$2.70 Rp 46.5K

$8.06 $8.06

-66.50%

Tomato (1kg)

$2.23 Rp 38.3K

$5.50 $5.50

-59.45%

Potato (1kg)

$1.90 Rp 32.6K

$3.39 $3.39

-43.95%

Onion (1kg)

$2.18 Rp 37.5K

$3.74 $3.74

-41.71%

Lettuce (1 head)

$1.03 Rp 17.7K

$2.89 $2.89

-64.36%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$3.08 $3.08

-75.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$9.61 $9.61

-66.91%

Wine (Bottle)

$23.23 Rp 399.2K

$18.31 $18.31

26.87%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.77 $1.77

61.02%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$3.72 $3.72

-26.88%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$2.45 $2.45

-88.16%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$71.4 $71.4

-88.19%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$4.39 $4.39

-88.84%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$1.39 $1.39

-67.63%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$29.34 $29.34

-78.60%

Gasoline (1 liter)

$0.85 Rp 14.6K

$0.81 $0.81

4.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$27.0K $27.0K

-3.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$24.4K $24.4K

29.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$218 $218

-63.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$29.46 $29.46

-86.12%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$67.2 $67.2

-64.19%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$50.3 $50.3

91.35%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$20.24 $20.24

-67.74%

Cinema Ticket

$4.13 Rp 71.1K

$15.42 $15.42

-73.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$1,880 $1,880

-84.22%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$23.0K $23.0K

-71.04%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$47.40 $47.40

15.95%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$47.73 $47.73

-18.81%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$79.0 $79.0

13.46%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$122 $122

-35.27%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$1,206 $1,206

-15.57%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$930 $930

-29.07%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$1,530 $1,530

124.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$1,770 $1,770

16.01%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$2,012 $2,012

48.16%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$2,033 $2,033

16.49%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$4,685 $4,685

-96.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.57

102.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Martinsburg, WV: April 22, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $1,206 in Martinsburg, WV. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2623% higher in Martinsburg, WV, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33 in Ubud, Bali versus $60 in Martinsburg, WV. Monthly groceries follow the same trend: $299 vs $378 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Martinsburg, WV: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $2,331 in Martinsburg, WV – roughly 66% apart. Martinsburg, WV costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $3,496 in Martinsburg, WV. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $2,331 in Martinsburg, WV. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 747% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Martinsburg, WV at $2,331. In Ubud, Bali it covers expenses comfortably, while in Martinsburg, WV it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $2,331 in Martinsburg, WV. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Martinsburg, WV makes more sense. Both are solid long-term options with distinct trade-offs.