Cost of Living Comparison Between Ubud, Bali and Marsh Harbour Cost of Living Comparison Between Ubud, Bali and Marsh Harbour

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $485 in Marsh Harbour.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $736 in Marsh Harbour.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $986 in Marsh Harbour.

Living in Ubud, Bali is roughly 184% more expensive than in Marsh Harbour, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 1% above, Marsh Harbour is 65% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

Cappuccino

$2.64 Rp 46.9K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

Water (0.33 liter bottle)

$0.71 Rp 12.6K

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

Milk (1 liter)

$1.54 Rp 27.4K

$8.48 BSD 8.48

-81.84%

White Bread (500g)

$2.30 Rp 40.8K

$5.45 BSD 5.45

-57.80%

Rice (white) (1kg)

$1.03 Rp 18.3K

$3.69 BSD 3.69

-72.09%

Eggs

$2.12 Rp 37.7K

$7.06 BSD 7.06

-69.97%

Local Cheese (1kg)

$17.30 Rp 307.5K

$3.28 BSD 3.28

427.44%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

Beef Round Steak (1kg)

$12.42 Rp 220.8K

Apples (1kg)

$3.70 Rp 65.7K

$7.83 BSD 7.83

-52.75%

Banana (1kg)

$1.62 Rp 28.7K

Oranges (1kg)

$2.27 Rp 40.3K

Tomato (1kg)

$1.99 Rp 35.4K

Potato (1kg)

$1.83 Rp 32.5K

Onion (1kg)

$2.25 Rp 40.1K

Lettuce (1 head)

$1.04 Rp 18.6K

$7.04 BSD 7.04

-85.23%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

Wine (Bottle)

$23.22 Rp 412.7K

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

One-way Ticket (Public Transport)

$0.25 Rp 4,416

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.71 BSD 1.71

-55.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$35.44 BSD 35.44

-82.14%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$121 BSD 121

-84.62%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$79.2 BSD 79.2

-29.21%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$1,477 BSD 1,477

-66.88%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

Men's Leather Business Shoes

$80.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Marsh Harbour: August 17, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Marsh Harbour: Cost of Living - Frequently Asked Questions

Marsh Harbour wins on cost – living expenses run 184% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Marsh Harbour the obvious pick if budget is a priority.

You'd need roughly $2,069 in Ubud, Bali and $728 in Marsh Harbour to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,379 per month in Ubud, Bali versus $485 in Marsh Harbour – a 184% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 13% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $485 in Marsh Harbour versus $1,379 in Ubud, Bali, a $1,000 budget is realistic in Marsh Harbour but tight or insufficient in Ubud, Bali. The gap between the two cities makes Marsh Harbour the clear choice for anyone on this budget.

Both work as nomad bases, but Marsh Harbour delivers better value – similar infrastructure at $485 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Marsh Harbour hard to pass up.

Safety-wise, Ubud, Bali and Marsh Harbour are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Marsh Harbour gentler on the wallet – expenses run 184% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.