Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Marsh Harbour

For one person, living is cheaper in Marsh Harbour: $494 a month against $1,368 in Ubud, Bali, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Marsh Harbour

🇧🇸 Bahamas

$494

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Marsh Harbour

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Marsh Harbour actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $494 in Marsh Harbour.

Ubud, Bali $1,368
Marsh Harbour $494

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $730 in Marsh Harbour.

Ubud, Bali $2,314
Marsh Harbour $730

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $967 in Marsh Harbour.

Ubud, Bali $3,260
Marsh Harbour $967

Living in Ubud, Bali is roughly 177% more expensive than in Marsh Harbour, and outside of rent the biggest gap is in utilities.

The two cities straddle the global median: Ubud, Bali is 1% above, Marsh Harbour is 63% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 629.4K

Fast Food Meal (McDonalds, etc)

$5.80 Rp 103.8K

Cappuccino

$2.73 Rp 48.8K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

Water (0.33 liter bottle)

$0.83 Rp 14.9K

Local Beer (0.5 liter draught)

$2.70 Rp 48.3K

Imported Beer (0.33 liter bottle)

$4.30 Rp 76.9K

Milk (1 liter)

$1.50 Rp 26.9K

$8.57 BSD 8.57

-82.50%

White Bread (500g)

$2.30 Rp 41.1K

$5.32 BSD 5.32

-56.77%

Rice (white) (1kg)

$1.18 Rp 21.1K

$3.68 BSD 3.68

-67.93%

Eggs

$2.14 Rp 38.4K

$7.13 BSD 7.13

-69.99%

Local Cheese (1kg)

$17.48 Rp 312.7K

$3.26 BSD 3.26

436.20%

Chicken Fillets (1kg)

$4.03 Rp 72.1K

Beef Round Steak (1kg)

$12.23 Rp 218.8K

Apples (1kg)

$3.55 Rp 63.5K

$7.87 BSD 7.87

-54.89%

Banana (1kg)

$1.57 Rp 28.1K

Oranges (1kg)

$2.24 Rp 40.0K

Tomato (1kg)

$1.93 Rp 34.5K

Potato (1kg)

$1.88 Rp 33.7K

Onion (1kg)

$2.29 Rp 41.0K

Lettuce (1 head)

$0.99 Rp 17.8K

$7.33 BSD 7.33

-86.49%

Water (1.5 liter bottle)

$0.53 Rp 9,418

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 40.9K

Wine (Bottle)

$23.01 Rp 411.7K

Local Beer (0.5 liter bottle)

$2.34 Rp 41.9K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.1K

One-way Ticket (Public Transport)

$0.24 Rp 4,289

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 157.8K

Taxi Start (Normal Tariff)

$0.48 Rp 8,632

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,183

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.6K

Gasoline (1 liter)

$0.88 Rp 15.8K

$1.67 BSD 1.67

-47.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 439.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 558.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.3K

$35.46 BSD 35.46

-81.81%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 332.2K

$119 BSD 119

-84.40%

Gym Membership (Monthly)

$55.8 Rp 998.7K

$78.8 BSD 78.8

-29.16%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.0K

Cinema Ticket

$4.38 Rp 78.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$1,515 BSD 1,515

-67.47%

International Primary School, 1 Child (Yearly)

$5,754 Rp 102.9M

Jeans (Levis 501 Or Similar)

$46.19 Rp 826.5K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 632.2K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.4M

Buy Apartment in City Center (m2)

$2,784 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.1M

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Marsh Harbour: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Marsh Harbour

–

Groceries & Markets

Ubud, Bali

$290 21.2%

Marsh Harbour

–

Eating Out

Ubud, Bali

$109 8%

Marsh Harbour

–

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Marsh Harbour

–

Clothing & Footwear

Ubud, Bali

$108 7.9%

Marsh Harbour

–

Sport & Entertainment

Ubud, Bali

$65 4.7%

Marsh Harbour

–

Getting Around

Ubud, Bali

$13 0.9%

Marsh Harbour

–

Good to know

🇮🇩 Ubud, Bali

🇧🇸 Marsh Harbour

🕒 Local time

08:19 8:19 AM

20:19 8:19 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,314

💱 Currency

Indonesian Rupiah IDR Rp

Bahamian Dollar BSD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 BSD = 1 USD

1 BSD = 0.894 EUR

Exchange rates and currency converter

BSD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 14, 2026: 1 USD = 17,892 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,022 IDR (100,000 IDR = 4.99 EUR).

Bahamian Dollar exchange rates as of October 14, 2026: 1 USD = 1 BSD (1 BSD = 1 USD). 1 EUR = 1.12 BSD (1 BSD = 0.894 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Marsh Harbour 17,630 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Marsh Harbour

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Marsh Harbour: Cost of Living - Frequently Asked Questions

Marsh Harbour wins on cost – living expenses run 177% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Marsh Harbour the obvious pick if budget is a priority.

You'd need roughly $2,051 in Ubud, Bali and $741 in Marsh Harbour to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,368 per month in Ubud, Bali versus $494 in Marsh Harbour – a 177% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 11% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $494 in Marsh Harbour versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Marsh Harbour but tight or insufficient in Ubud, Bali. The gap between the two cities makes Marsh Harbour the clear choice for anyone on this budget.

Both work as nomad bases, but Marsh Harbour delivers better value – similar infrastructure at $494 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Marsh Harbour hard to pass up.

Safety-wise, Ubud, Bali and Marsh Harbour are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Marsh Harbour gentler on the wallet – expenses run 177% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.