Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Marsa

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,871 in Marsa, rent and utilities included – about $18,300 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Marsa, Malta
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Marsa
🇲🇹 Malta
$2,871
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Marsa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Marsa actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,871 in Marsa, rent included.

  • Ubud, Bali $1,349
  • Marsa $2,871

A couple spends around $2,305 per month in Ubud, Bali vs $3,976 in Marsa, rent included.

  • Ubud, Bali $2,305
  • Marsa $3,976

A family of three spends $3,261 per month in Ubud, Bali vs $5,081 in Marsa, rent included.

  • Ubud, Bali $3,261
  • Marsa $5,081

Ubud, Bali is about 53% cheaper than Marsa, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Marsa
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$19.41 €17.31
-82.90%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.7K
$85.2 €76.0
-58.18%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$13.67 €12.19
-59.55%
Cappuccino
$2.72 Rp 49.3K
$2.69 €2.40
1.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.28 €2.04
-25.44%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$2.27 €2.02
-66.52%
Local Beer (0.5 liter draught)
$2.65 Rp 48.2K
$4.58 €4.08
-42.14%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$2.53 €2.25
73.12%
🛒 Groceries & Markets
Ubud, Bali
Marsa
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$1.36 €1.21
9.56%
White Bread (500g)
$2.28 Rp 41.3K
$1.29 €1.15
76.74%
Rice (white) (1kg)
$1.19 Rp 21.6K
$4.22 €3.76
-71.80%
Eggs
$2.04 Rp 36.9K
$4.33 €3.87
-52.89%
Local Cheese (1kg)
$17.70 Rp 321.2K
$8.43 €7.52
109.96%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$10.25 €9.14
-61.37%
Beef Round Steak (1kg)
$12.19 Rp 221.2K
$18.47 €16.48
-34.00%
Apples (1kg)
$3.66 Rp 66.3K
$4.27 €3.81
-14.29%
Banana (1kg)
$1.52 Rp 27.5K
$2.69 €2.40
-43.49%
Oranges (1kg)
$2.23 Rp 40.4K
$3.55 €3.17
-37.18%
Tomato (1kg)
$1.97 Rp 35.8K
$3.27 €2.92
-39.76%
Potato (1kg)
$1.85 Rp 33.5K
$2.25 €2.01
-17.78%
Onion (1kg)
$2.42 Rp 44.0K
$1.87 €1.67
29.41%
Lettuce (1 head)
$0.99 Rp 18.0K
$2.27 €2.02
-56.39%
Water (1.5 liter bottle)
$0.51 Rp 9,316
$1.31 €1.17
-61.07%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$6.85 €6.11
-67.59%
Wine (Bottle)
$22.24 Rp 403.6K
$8.36 €7.46
166.03%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$1.63 €1.46
38.65%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.33 €2.08
27.47%
🚌 Getting Around
Ubud, Bali
Marsa
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,555
-
-
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.0K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,975
$5.75 €5.13
-92.35%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,804
$2.29 €2.04
-81.22%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.2K
$26.56 €23.69
-79.63%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.47 €1.31
-44.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.6M
$37.4K €33.3K
-36.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 576.1M
$38.4K €34.2K
-17.22%
🧾 Monthly Utilities & Internet
Ubud, Bali
Marsa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$103 €92.2
-23.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.0K
$24.97 €22.28
-74.17%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.1K
$42.87 €38.25
-56.66%
🎉 Sport & Entertainment
Ubud, Bali
Marsa
Difference
Gym Membership (Monthly)
$49.48 Rp 897.9K
-
-
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.2K
-
-
Cinema Ticket
$4.27 Rp 77.6K
$10.19 €9.09
-58.10%
🧸 Childcare & Education
Ubud, Bali
Marsa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$372 €332
31.76%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.0M
$11.2K €9,953
-49.14%
👕👟 Clothing & Footwear
Ubud, Bali
Marsa
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 810.0K
$86.1 €76.8
-48.15%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.2K
$39.89 €35.59
-12.38%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$101 €90.4
-21.13%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$77.4 €69.1
2.62%
🏠 Accommodation & Living
Ubud, Bali
Marsa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$2,481 €2,213
-54.65%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$1,925 €1,718
-65.12%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$2,271 €2,026
56.98%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$2,758 €2,460
-37.51%
Buy Apartment in City Center (m2)
$2,732 Rp 49.6M
-
-
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Marsa
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$3,229 €2,881
-94.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
2.9
375.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Marsa: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Marsa
$1.9K 187% $1.3K
Groceries & Markets
Ubud, Bali
$288
Marsa
$326 12.8% $37
Eating Out
Ubud, Bali
$108
Marsa
$275 155% $167
Clothing & Footwear
Ubud, Bali
$108
Marsa
$137 27.5% $30
Monthly Utilities & Internet
Ubud, Bali
$104
Marsa
$171 64.5% $67
Sport & Entertainment
Ubud, Bali
$58
Marsa
$20 * 64.9% $38
Getting Around
Ubud, Bali
$11
Marsa
$17 * 50.4% $5.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $2,481 in Marsa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Marsa are about 20 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $85 in Marsa. Monthly groceries follow the same trend: $288 vs $326 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇲🇹 Marsa
🕒 Local time
06:00 6:00 AM
23:00 11:00 PM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
5,000
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Marsa 11,530 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Marsa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Marsa: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Marsa?
Yes – Marsa is pricier by about 113%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,307 in Marsa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,481 in Marsa.
What are total monthly expenses in Ubud, Bali and in Marsa?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,871 in Marsa. That makes Ubud, Bali about 53% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $491 per month in Ubud, Bali and $372 in Marsa. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough to cover costs in Ubud, Bali or in Marsa?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,871 in Marsa. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Ubud, Bali or in Marsa?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,871 in Marsa. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Ubud, Bali or Marsa?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Marsa makes more sense. Both are solid long-term options with distinct trade-offs.

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