Cost of Living Comparison Between Ubud, Bali and Margate Cost of Living Comparison Between Ubud, Bali and Margate

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $900 in Margate.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,460 in Margate.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,020 in Margate.

Living in Ubud, Bali is roughly 53% more expensive than in Margate, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Margate is 35% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$7.84 R 126

-57.53%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$37.39 R 602

-4.20%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$6.20 R 99.8

-9.19%

Cappuccino

$2.82 Rp 49.7K

$1.87 R 30.09

50.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.07 R 17.26

63.55%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.85 R 13.74

-5.88%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.46 R 39.61

23.58%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.35 R 37.87

82.98%

Milk (1 liter)

$1.61 Rp 28.3K

$1.02 R 16.36

57.84%

White Bread (500g)

$2.27 Rp 39.9K

$0.96 R 15.39

136.46%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.16 R 18.60

0.86%

Eggs

$2.17 Rp 38.2K

$2.47 R 39.85

-12.15%

Local Cheese (1kg)

$17.63 Rp 310.5K

$5.21 R 83.9

238.39%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.46 R 55.6

17.05%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$6.01 R 96.7

102.66%

Apples (1kg)

$3.62 Rp 63.7K

$1.24 R 20.02

191.94%

Banana (1kg)

$1.64 Rp 28.8K

$1.22 R 19.62

34.43%

Oranges (1kg)

$2.31 Rp 40.6K

$1.10 R 17.68

110.00%

Tomato (1kg)

$1.96 Rp 34.5K

$1.50 R 24.20

30.67%

Potato (1kg)

$1.84 Rp 32.5K

$1.06 R 17.09

73.58%

Onion (1kg)

$2.37 Rp 41.7K

$1.37 R 22.05

72.99%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.18 R 19.04

-11.02%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.01 R 16.33

-46.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$1.74 R 27.95

32.18%

Wine (Bottle)

$23.08 Rp 406.4K

$3.73 R 60.0

518.77%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.45 R 23.36

61.38%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.89 R 30.49

62.43%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.53 R 24.65

-83.66%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.49 R 7.86

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.72 R 11.52

-34.72%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$7.83 R 126

-28.48%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.39 R 22.40

-41.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$36.5K R 587.8K

-31.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$33.0K R 531.5K

-5.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$61.5 R 991

34.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$18.61 R 300

-65.13%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$34.81 R 561

-46.02%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$32.77 R 528

68.57%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$4.32 R 69.5

-0.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$332 R 5,353

48.66%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,836 R 126.2K

-24.49%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$56.3 R 906

-17.78%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$18.52 R 298

96.76%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$76.0 R 1,224

6.21%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$50.7 R 816

55.49%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$432 R 6,957

157.85%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$382 R 6,159

81.28%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$817 R 13.2K

345.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$781 R 12.6K

119.22%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$877 R 14.1K

214.75%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$681 R 11.0K

236.59%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,538 R 24.8K

-89.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.81

16.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Margate: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $432 in Margate. Housing cost is often the main lever when comparing two cities.

Margate pays 821% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $37.00 in Margate. Groceries flip the comparison at $294 vs $152, with Margate cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Margate: Cost of Living - Frequently Asked Questions

Margate wins on cost – living expenses run 53% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Margate the obvious pick if budget is a priority.

On paper, salaries run 821% lower in Margate. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $432 in Margate. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $332 in Margate. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Margate – a meal for two runs $37.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $900 in Margate versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Margate but tight or insufficient in Ubud, Bali. The gap between the two cities makes Margate the clear choice for anyone on this budget.

Both work as nomad bases, but Margate delivers better value – similar infrastructure at $900 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Margate hard to pass up.

Safety-wise, Ubud, Bali and Margate are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Margate gentler on the wallet – expenses run 53% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.