Cost of Living Comparison Between Ubud, Bali and Margate Cost of Living Comparison Between Ubud, Bali and Margate

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $928 in Margate.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,430 in Margate.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $1,931 in Margate.

Living in Ubud, Bali is roughly 50% more expensive than in Margate, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Margate is 30% below.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$6.96 R 114

-51.15%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$27.51 R 452

17.70%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$3.53 R 58.1

41.64%

Cappuccino

$2.82 Rp 50.3K

$1.23 R 20.19

129.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$0.73 R 11.98

89.04%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.38 R 6.22

92.11%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$1.92 R 31.54

55.21%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$1.38 R 22.66

187.68%

Milk (1 liter)

$1.79 Rp 32.0K

$0.82 R 13.43

118.29%

White Bread (500g)

$2.46 Rp 43.9K

$0.74 R 12.15

232.43%

Rice (white) (1kg)

$1.20 Rp 21.4K

$1.26 R 20.67

-4.76%

Eggs

$2.39 Rp 42.6K

$2.18 R 35.79

9.63%

Local Cheese (1kg)

$14.40 Rp 256.6K

$4.87 R 80.0

195.69%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$2.40 R 39.53

78.33%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$3.34 R 54.9

253.89%

Apples (1kg)

$3.78 Rp 67.4K

$1.42 R 23.29

166.20%

Banana (1kg)

$1.63 Rp 29.1K

$1.36 R 22.39

19.85%

Oranges (1kg)

$2.80 Rp 49.9K

$1.27 R 20.95

120.47%

Tomato (1kg)

$2.26 Rp 40.3K

$1.30 R 21.30

73.85%

Potato (1kg)

$2.00 Rp 35.6K

$1.00 R 16.41

100.00%

Onion (1kg)

$2.21 Rp 39.4K

$1.23 R 20.29

79.67%

Lettuce (1 head)

$1.07 Rp 19.1K

$1.02 R 16.77

4.90%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.87 R 14.38

-12.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$1.46 R 23.92

114.38%

Wine (Bottle)

$23.81 Rp 424.4K

$3.71 R 60.9

541.78%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$0.91 R 15.03

212.09%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$1.36 R 22.35

104.41%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$1.07 R 17.59

-74.77%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$0.70 R 11.50

-35.71%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$0.59 R 9.62

-27.12%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$4.60 R 75.5

30.00%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.26 R 20.77

-36.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$19.9K R 327.0K

29.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$24.4K R 401.4K

30.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$142 R 2,329

-43.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$29.58 R 486

-86.00%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$34.09 R 560

-29.25%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$31.09 R 511

214.41%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$3.33 R 54.7

99.40%

Cinema Ticket

$4.04 Rp 71.9K

$3.60 R 59.2

12.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$204 R 3,356

45.48%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$4,687 R 77.0K

40.62%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$41.39 R 680

33.22%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$30.17 R 496

27.64%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$93.5 R 1,537

-7.89%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$74.2 R 1,220

5.05%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$366 R 6,017

169.16%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$329 R 5,408

102.07%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$675 R 11.1K

410.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$697 R 11.5K

193.09%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$899 R 14.8K

214.54%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$721 R 11.9K

216.36%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,534 R 25.2K

-88.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.01

10.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Margate: June 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $366 in Margate. Housing cost is often the main lever when comparing two cities.

Margate pays 806% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $28.00 in Margate for a mid-range dinner for two. Groceries echo the gap at $299 vs $128 per month, with Margate cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Margate: Cost of Living - Frequently Asked Questions

Margate wins on cost – living expenses run 50% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Margate the obvious pick if budget is a priority.

On paper, salaries run 806% lower in Margate. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $366 in Margate. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $204 in Margate. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Margate – a meal for two runs $28.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $928 in Margate versus $1,394 in Ubud, Bali, a $1,000 budget is realistic in Margate but tight or insufficient in Ubud, Bali. The gap between the two cities makes Margate the clear choice for anyone on this budget.

Both work as nomad bases, but Margate delivers better value – similar infrastructure at $928 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Margate hard to pass up.

Safety-wise, Ubud, Bali and Margate are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Margate gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.