Cost of Living Comparison Between Ubud, Bali and Margate Cost of Living Comparison Between Ubud, Bali and Margate

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $917 in Margate.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,412 in Margate.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,907 in Margate.

Living in Ubud, Bali is roughly 57% more expensive than Margate, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Margate is 32% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$7.05 R 118

-49.36%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$28.46 R 477

14.48%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.40 R 57.0

49.12%

Cappuccino

$2.83 Rp 49.0K

$1.23 R 20.55

130.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.67 R 11.27

100.00%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.37 R 6.25

86.49%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.01 R 33.69

48.76%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.36 R 22.86

183.09%

Milk (1 liter)

$1.74 Rp 30.2K

$0.81 R 13.59

114.81%

White Bread (500g)

$2.54 Rp 44.0K

$0.80 R 13.42

217.50%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.20 R 20.21

-0.83%

Eggs

$2.43 Rp 42.0K

$2.20 R 36.92

10.45%

Local Cheese (1kg)

$14.66 Rp 254.1K

$4.86 R 81.6

201.65%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.47 R 41.49

69.23%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$3.50 R 58.8

241.14%

Apples (1kg)

$3.69 Rp 63.9K

$1.37 R 22.92

169.34%

Banana (1kg)

$1.61 Rp 27.8K

$1.40 R 23.55

15.00%

Oranges (1kg)

$2.69 Rp 46.5K

$1.23 R 20.62

118.70%

Tomato (1kg)

$2.33 Rp 40.4K

$1.29 R 21.68

80.62%

Potato (1kg)

$1.91 Rp 33.0K

$0.99 R 16.62

92.93%

Onion (1kg)

$2.19 Rp 37.9K

$1.19 R 19.95

84.03%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.97 R 16.33

9.28%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.95 R 15.97

-24.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.44 R 24.23

117.36%

Wine (Bottle)

$23.49 Rp 407.1K

$3.60 R 60.3

552.50%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.93 R 15.59

194.62%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.37 R 22.97

110.22%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.07 R 17.89

-72.90%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.71 R 11.94

-36.62%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.58 R 9.64

-27.59%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$4.39 R 73.6

40.32%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.34 R 22.40

-37.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$20.1K R 336.6K

30.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$24.5K R 411.3K

32.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$146 R 2,452

-46.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$29.77 R 499

-86.73%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$33.93 R 569

-28.09%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$31.19 R 523

209.52%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$3.44 R 57.7

84.59%

Cinema Ticket

$4.04 Rp 70.0K

$3.68 R 61.8

9.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$206 R 3,453

46.97%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,675 R 78.4K

39.53%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$41.44 R 695

29.92%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$30.51 R 512

24.48%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$95.6 R 1,603

-9.25%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$71.6 R 1,201

10.16%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$369 R 6,182

174.57%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$335 R 5,625

101.07%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$694 R 11.6K

388.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$684 R 11.5K

206.62%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$534 R 8,962

458.48%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$555 R 9,310

321.35%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,517 R 25.4K

-88.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.01

10.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Margate: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $369 in Margate. Housing cost is often the main lever when comparing two cities.

Margate pays 776% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $28.00 in Margate for a mid-range dinner for two. Groceries echo the gap at $298 vs $129 per month, with Margate cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Margate: Cost of Living - Frequently Asked Questions

Margate wins on cost – living expenses run 57% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Margate the obvious pick if budget is a priority.

On paper, Margate earns 776% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $369 in Margate. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $206 in Margate. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Margate – a meal for two runs $28.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $917 in Margate versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Margate but tight or insufficient in Ubud, Bali. The gap between the two cities makes Margate the clear choice for anyone on this budget.

Both work as nomad bases, but Margate delivers better value – similar infrastructure at $917 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Margate hard to pass up.

Safety-wise, Ubud, Bali and Margate are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Margate gentler on the wallet – expenses run 57% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.