Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Malindi

For one person, living is cheaper in Malindi: $517 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
25

Cost of Living Index in Malindi
Learn more

Malindi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Malindi

🇰🇪 Kenya

$517

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Malindi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Malindi actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $517 in Malindi, rent included.

Ubud, Bali $1,349
Malindi $517

A couple spends around $2,305 per month in Ubud, Bali vs $803 in Malindi, rent included.

Ubud, Bali $2,305
Malindi $803

A family of three spends $3,261 per month in Ubud, Bali vs $1,090 in Malindi, rent included.

Ubud, Bali $3,261
Malindi $1,090

Ubud, Bali costs about 161% more than Malindi, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.14 KES 277

55.14%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$25.30 KES 3,284

40.87%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$10.44 KES 1,355

-47.03%

Cappuccino

$2.72 Rp 49.4K

$2.70 KES 351

0.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.68 KES 88.5

150.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.52 KES 67.1

46.15%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$2.29 KES 298

15.72%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.23 KES 419

35.60%

Milk (1 liter)

$1.49 Rp 27.1K

$0.90 KES 117

65.56%

White Bread (500g)

$2.28 Rp 41.4K

$0.50 KES 64.3

356.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.25 KES 162

-4.80%

Eggs

$2.04 Rp 37.0K

$1.83 KES 237

11.48%

Local Cheese (1kg)

$17.70 Rp 321.9K

$11.40 KES 1,480

55.26%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$4.98 KES 647

-20.48%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$4.89 KES 635

149.28%

Apples (1kg)

$3.66 Rp 66.5K

$2.07 KES 269

76.81%

Banana (1kg)

$1.52 Rp 27.6K

$0.78 KES 101

94.87%

Oranges (1kg)

$2.23 Rp 40.5K

$1.76 KES 228

26.70%

Tomato (1kg)

$1.97 Rp 35.9K

$0.71 KES 91.7

177.46%

Potato (1kg)

$1.85 Rp 33.6K

$0.72 KES 93.7

156.94%

Onion (1kg)

$2.42 Rp 44.1K

$0.65 KES 84.0

272.31%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.59 KES 77.1

67.80%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.45 KES 58.8

13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.16 KES 540

-46.63%

Wine (Bottle)

$22.24 Rp 404.4K

$9.83 KES 1,276

126.25%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.01 KES 261

12.44%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.96 KES 384

0.34%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$3.14 KES 408

-85.99%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.78 KES 231

-75.84%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$4.59 KES 596

17.86%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.37 KES 178

-40.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$12.0K KES 1.6M

97.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$12.0K KES 1.6M

164.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$76.0 KES 9,870

3.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$8.99 KES 1,166

-28.25%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$30.23 KES 3,924

-38.54%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$38.62 KES 5,013

28.12%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$15.42 KES 2,002

-72.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$85.5 KES 11.1K

473.80%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$5,381 KES 698.4K

5.44%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$13.28 KES 1,723

236.14%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$13.38 KES 1,737

161.21%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$23.49 KES 3,049

240.14%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$46.81 KES 6,076

69.66%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$379 KES 49.2K

841.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Malindi: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Malindi

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Malindi

$173 33.4% 40.2% $116

Eating Out

Ubud, Bali

$108 8%

Malindi

$104 20.1% 3.8% $4.1

Clothing & Footwear

Ubud, Bali

$108 8%

Malindi

$44 8.5% 59.4% $64

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Malindi

$115 22.3% 10.7% $11

Sport & Entertainment

Ubud, Bali

$58 4.3%

Malindi

$69 13.5% 19.7% $11

Getting Around

Ubud, Bali

$11 0.9%

Malindi

$12 * 2.3% 5.4% $0.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $36 in Ubud, Bali versus $25 in Malindi. Monthly groceries follow the same trend: $288 vs $173 – making Malindi the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇰🇪 Malindi

🕒 Local time

13:05 1:05 PM

08:05 8:05 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

117,735

💱 Currency

Indonesian Rupiah IDR Rp

Kenyan Shilling KES Sh

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 KES = 7.7 USD

1,000 KES = 6.92 EUR

Exchange rates and currency converter

KES, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Kenyan Shilling exchange rates as of October 29, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 144 KES (1,000 KES = 6.92 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Malindi 8,320 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Malindi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Malindi: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 161% more than Malindi, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $775 in Malindi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $36 in Ubud, Bali and $25 in Malindi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 67% more in Ubud, Bali, though the gap depends on what you buy.

A $800 monthly budget goes further in Malindi, where all-in costs run around $517, than in Ubud, Bali at $1,349. In Malindi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.