Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Maiduguri

For one person, living is cheaper in Maiduguri: $170 a month against $1,353 in Ubud, Bali, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Maiduguri

🇳🇬 Nigeria

$170

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Maiduguri

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Maiduguri actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $170 in Maiduguri.

Ubud, Bali $1,353
Maiduguri $170

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $284 in Maiduguri.

Ubud, Bali $2,297
Maiduguri $284

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $398 in Maiduguri.

Ubud, Bali $3,241
Maiduguri $398

Living in Ubud, Bali is roughly 696% more expensive than in Maiduguri, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Maiduguri is 87% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$0.51 ₦673

533.33%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$1.83 ₦2,433

211.48%

Cappuccino

$2.62 Rp 47.1K

$0.89 ₦1,178

194.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.27 ₦361

537.04%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.19 ₦249

326.32%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

White Bread (500g)

$2.19 Rp 39.5K

$1.03 ₦1,368

112.62%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.95 ₦2,598

-39.49%

Eggs

$2.16 Rp 38.8K

$1.75 ₦2,326

23.43%

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.90 ₦6,515

-22.86%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$4.04 ₦5,375

195.79%

Apples (1kg)

$3.60 Rp 64.8K

$4.08 ₦5,430

-11.76%

Banana (1kg)

$1.59 Rp 28.6K

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$1.91 Rp 34.3K

$0.97 ₦1,291

96.91%

Potato (1kg)

$1.78 Rp 32.1K

$1.48 ₦1,973

20.27%

Onion (1kg)

$2.33 Rp 41.9K

$1.01 ₦1,349

130.69%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.39 ₦514

156.41%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.31 ₦417

70.97%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.36 ₦485

-36.11%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.25 ₦331

232.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$7.92 ₦10.5K

-17.17%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$7.89 ₦10.5K

131.69%

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$20.38 ₦27.1K

123.65%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$17.88 ₦23.8K

95.53%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$25.37 ₦33.7K

206.35%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$24.82 ₦33.0K

216.36%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Maiduguri: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Maiduguri

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Maiduguri

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Maiduguri

–

Eating Out

Ubud, Bali

$106 7.9%

Maiduguri

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Maiduguri

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Maiduguri

–

Getting Around

Ubud, Bali

$12 0.9%

Maiduguri

–

Good to know

🇮🇩 Ubud, Bali

🇳🇬 Maiduguri

🕒 Local time

19:39 7:39 PM

12:39 12:39 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,197,497

💱 Currency

Indonesian Rupiah IDR Rp

Nigerian Naira NGN ₦

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

Exchange rates and currency converter

NGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Nigerian Naira exchange rates as of October 20, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,495 NGN (10,000 NGN = 6.69 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Maiduguri 11,510 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Maiduguri

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Maiduguri: Cost of Living - Frequently Asked Questions

Maiduguri is cheaper overall, especially in groceries, clothing, and eating out. The 696% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,030 in Ubud, Bali and $255 in Maiduguri to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 191% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $170 in Maiduguri – a 696% gap that adds up to real savings over time for anyone picking the cheaper option.

At $170 in Maiduguri versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Maiduguri but tight or insufficient in Ubud, Bali. The gap between the two cities makes Maiduguri the clear choice for anyone on this budget.

For families, Maiduguri is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Maiduguri are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Maiduguri gentler on the wallet – expenses run 696% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.