Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lynchburg, VA

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,079 in Lynchburg, VA, rent and utilities included – about $8,800 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
101

Cost of Living Index in Lynchburg, VA
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Lynchburg, VA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Lynchburg, VA

🇺🇸 United States

$2,079

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lynchburg, VA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lynchburg, VA actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,079 in Lynchburg, VA, rent included.

Ubud, Bali $1,349
Lynchburg, VA $2,079

A couple spends around $2,305 per month in Ubud, Bali vs $2,927 in Lynchburg, VA, rent included.

Ubud, Bali $2,305
Lynchburg, VA $2,927

A family of three spends $3,261 per month in Ubud, Bali vs $3,775 in Lynchburg, VA, rent included.

Ubud, Bali $3,261
Lynchburg, VA $3,775

Ubud, Bali is about 35% cheaper than Lynchburg, VA, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$18.55 $18.55

-82.10%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$49.77 $49.77

-28.39%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.30 $9.30

-40.54%

Cappuccino

$2.72 Rp 49.3K

$3.06 $3.06

-11.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.05 $2.05

-17.07%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.46 $1.46

-47.95%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.86 $5.86

-54.78%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.96 $6.96

-37.07%

Milk (1 liter)

$1.49 Rp 27.0K

$0.82 $0.82

81.71%

White Bread (500g)

$2.28 Rp 41.3K

$2.37 $2.37

-3.80%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.94 $1.94

-38.66%

Eggs

$2.04 Rp 36.9K

$2.84 $2.84

-28.17%

Local Cheese (1kg)

$17.70 Rp 321.1K

$13.16 $13.16

34.50%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.60 $8.60

-53.95%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$16.40 $16.40

-25.67%

Apples (1kg)

$3.66 Rp 66.3K

$2.90 $2.90

26.21%

Banana (1kg)

$1.52 Rp 27.5K

$1.09 $1.09

39.45%

Oranges (1kg)

$2.23 Rp 40.4K

$4.05 $4.05

-44.94%

Tomato (1kg)

$1.97 Rp 35.8K

$4.12 $4.12

-52.18%

Potato (1kg)

$1.85 Rp 33.5K

$2.43 $2.43

-23.87%

Onion (1kg)

$2.42 Rp 44.0K

$2.58 $2.58

-6.20%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.79 $1.79

-44.69%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.52 $0.52

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$8.92 $8.92

-75.11%

Wine (Bottle)

$22.24 Rp 403.4K

$12.07 $12.07

84.26%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.69 $1.69

33.73%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.99 $2.99

-0.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.97 $1.97

-87.31%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$49.54 $49.54

-84.21%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$4.88 $4.88

-90.98%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.10 $1.10

-60.91%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$17.76 $17.76

-69.54%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.94 $0.94

-12.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$26.5K $26.5K

-10.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$26.0K $26.0K

22.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$183 $183

-56.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$49.38 $49.38

-86.94%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$61.9 $61.9

-70.00%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$27.37 $27.37

80.78%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$14.25 $14.25

-70.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$597 $597

-17.83%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$10.3K $10.3K

-44.93%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$52.1 $52.1

-14.29%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$36.98 $36.98

-5.49%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$70.4 $70.4

13.56%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$117 $117

-32.30%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,078 $1,078

4.39%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$962 $962

-30.18%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,607 $1,607

121.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,396 $1,396

23.45%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,159 $2,159

26.52%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,746 $1,746

30.81%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,494 $3,494

-95.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.13

124.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Lynchburg, VA: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Lynchburg, VA

$962 46.3% 43.2% $290

Groceries & Markets

Ubud, Bali

$288 21.4%

Lynchburg, VA

$305 14.7% 5.7% $17

Eating Out

Ubud, Bali

$108 8%

Lynchburg, VA

$270 13% 151% $163

Clothing & Footwear

Ubud, Bali

$108 8%

Lynchburg, VA

$125 6% 15.8% $17

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Lynchburg, VA

$294 14.1% 182% $190

Sport & Entertainment

Ubud, Bali

$58 4.3%

Lynchburg, VA

$56 2.7% 3.7% $2.2

Getting Around

Ubud, Bali

$11 0.9%

Lynchburg, VA

$68 3.3% 494% $56

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,078 in Lynchburg, VA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Lynchburg, VA are about 21 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $50 in Lynchburg, VA. Monthly groceries follow the same trend: $288 vs $305 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Lynchburg, VA

🕒 Local time

09:08 9:08 AM

20:08 8:08 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

79,009

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Lynchburg, VA 16,490 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Lynchburg, VA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lynchburg, VA: Cost of Living - Frequently Asked Questions

Lynchburg, VA costs about 54% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,119 in Lynchburg, VA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,078 in Lynchburg, VA. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Kindergarten costs $491 per month in Ubud, Bali and $597 in Lynchburg, VA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 6% more in Lynchburg, VA, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,079 in Lynchburg, VA. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,079 in Lynchburg, VA. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Lynchburg, VA makes more sense. Both are solid long-term options with distinct trade-offs.