Cost of Living Comparison Between Ubud, Bali and Lutsk Cost of Living Comparison Between Ubud, Bali and Lutsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $691 in Lutsk.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,017 in Lutsk.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,342 in Lutsk.

Living in Ubud, Bali is roughly 105% more expensive than Lutsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Lutsk is 48% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$3.12 ₴139

14.10%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$19.26 ₴855

69.94%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.3K

$4.70 ₴209

5.32%

Cappuccino

$2.71 Rp 48.9K

$1.15 ₴51.0

135.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.52 ₴23.16

157.69%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.34 ₴15.18

105.88%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$1.10 ₴48.69

165.45%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$1.21 ₴53.7

227.27%

Milk (1 liter)

$1.81 Rp 32.6K

$1.02 ₴45.11

77.45%

White Bread (500g)

$2.52 Rp 45.4K

$0.64 ₴28.21

293.75%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.12 ₴49.90

3.57%

Eggs

$2.46 Rp 44.4K

$1.90 ₴84.4

29.47%

Local Cheese (1kg)

$14.71 Rp 265.3K

$7.75 ₴344

89.81%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$3.80 ₴169

13.68%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$6.36 ₴282

90.88%

Apples (1kg)

$3.84 Rp 69.3K

$0.61 ₴27.09

529.51%

Banana (1kg)

$1.56 Rp 28.1K

$1.48 ₴65.9

5.41%

Oranges (1kg)

$2.83 Rp 51.1K

$1.57 ₴69.6

80.25%

Tomato (1kg)

$2.33 Rp 41.9K

$2.06 ₴91.2

13.11%

Potato (1kg)

$1.91 Rp 34.5K

$0.68 ₴30.13

180.88%

Onion (1kg)

$2.20 Rp 39.7K

$0.55 ₴24.31

300.00%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.97 ₴87.6

-48.73%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.49 ₴21.67

59.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$2.70 ₴120

22.96%

Wine (Bottle)

$23.74 Rp 428.1K

$6.80 ₴302

249.12%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$0.77 ₴34.29

262.34%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$2.17 ₴96.3

31.80%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.35 ₴15.69

-22.86%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$23.00 ₴1,021

-65.09%

Taxi Start (Normal Tariff)

$0.46 Rp 8,231

$1.42 ₴63.1

-67.61%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,117

$0.23 ₴10.18

95.65%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$3.53 ₴156

72.80%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.38 ₴61.0

-42.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$29.2K ₴1.3M

-10.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.3M

$34.1K ₴1.5M

-5.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$78.2 ₴3,470

2.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$4.99 ₴222

-18.64%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.2K

$5.88 ₴261

300.00%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$32.82 ₴1,457

200.73%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$7.73 ₴343

-14.23%

Cinema Ticket

$4.15 Rp 74.8K

$3.68 ₴163

12.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$277 ₴12.3K

9.70%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$4,341 ₴192.6K

52.35%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$40.02 ₴1,776

38.78%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$50.7 ₴2,249

-24.42%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$60.9 ₴2,700

45.60%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$88.7 ₴3,937

-12.21%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.2M

$306 ₴13.6K

229.28%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$209 ₴9,290

222.60%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$398 ₴17.7K

764.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$293 ₴13.0K

595.63%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$1,022 ₴45.4K

177.88%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$771 ₴34.2K

193.65%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$421 ₴18.7K

-60.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.5

-8.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Lutsk: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $306 in Lutsk. Housing cost is often the main lever when comparing two cities.

Lutsk pays 155% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $19.00 in Lutsk for a mid-range dinner for two. Groceries echo the gap at $302 vs $157 per month, with Lutsk cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lutsk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lutsk differ by about 105% in total monthly costs ($1,419 vs $691 including rent). Lutsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Lutsk earns 155% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $306 in Lutsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lutsk – a meal for two runs $19.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $691 in Lutsk – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

At $691 in Lutsk versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Lutsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lutsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lutsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lutsk gentler on the wallet – expenses run 105% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.