Cost of Living Comparison Between Ubud, Bali and Lutsk Cost of Living Comparison Between Ubud, Bali and Lutsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $699 in Lutsk.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $1,024 in Lutsk.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $1,349 in Lutsk.

Living in Ubud, Bali is roughly 100% more expensive than in Lutsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Lutsk is 48% below.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$3.06 ₴137

12.09%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.4K

$19.22 ₴860

66.34%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$4.85 ₴217

4.12%

Cappuccino

$2.71 Rp 48.6K

$1.15 ₴51.4

135.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$0.52 ₴23.05

167.31%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.32 ₴14.27

131.25%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$1.14 ₴51.0

153.51%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$1.24 ₴55.5

205.65%

Milk (1 liter)

$1.79 Rp 32.1K

$0.98 ₴43.97

82.65%

White Bread (500g)

$2.51 Rp 44.9K

$0.64 ₴28.44

292.19%

Rice (white) (1kg)

$1.21 Rp 21.7K

$1.13 ₴50.7

7.08%

Eggs

$2.37 Rp 42.4K

$1.81 ₴81.1

30.94%

Local Cheese (1kg)

$14.43 Rp 258.4K

$7.67 ₴343

88.14%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$3.95 ₴177

5.06%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$6.31 ₴282

91.92%

Apples (1kg)

$3.77 Rp 67.5K

$0.64 ₴28.66

489.06%

Banana (1kg)

$1.63 Rp 29.1K

$1.46 ₴65.6

11.64%

Oranges (1kg)

$2.71 Rp 48.5K

$1.51 ₴67.6

79.47%

Tomato (1kg)

$2.26 Rp 40.4K

$2.09 ₴93.5

8.13%

Potato (1kg)

$1.93 Rp 34.5K

$0.72 ₴32.00

168.06%

Onion (1kg)

$2.19 Rp 39.3K

$0.55 ₴24.41

298.18%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.96 ₴87.5

-47.96%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$0.52 ₴23.40

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$2.83 ₴127

12.37%

Wine (Bottle)

$23.84 Rp 426.8K

$4.12 ₴184

478.64%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$0.75 ₴33.69

269.33%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$2.15 ₴96.2

27.91%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.33 ₴14.66

-18.18%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.8K

$23.10 ₴1,034

-64.50%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$1.43 ₴63.9

-66.43%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.25 ₴11.20

68.00%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$3.58 ₴160

68.44%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.37 ₴61.4

-40.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$29.0K ₴1.3M

-8.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$34.2K ₴1.5M

-5.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$79.7 ₴3,565

-1.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.1K

$5.20 ₴233

-24.81%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$5.70 ₴255

319.47%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$31.66 ₴1,417

203.79%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

$7.79 ₴349

-16.17%

Cinema Ticket

$4.01 Rp 71.9K

$3.59 ₴161

11.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$282 ₴12.6K

7.33%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$4,396 ₴196.7K

49.01%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.4K

$39.76 ₴1,779

39.11%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$50.9 ₴2,279

-24.76%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$60.1 ₴2,689

47.22%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$89.5 ₴4,003

-14.21%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$309 ₴13.8K

219.09%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$209 ₴9,359

226.11%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$397 ₴17.7K

762.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$295 ₴13.2K

602.33%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$1,004 ₴44.9K

175.07%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$752 ₴33.7K

198.18%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$416 ₴18.6K

-59.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.5

-8.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Lutsk: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $309 in Lutsk. Housing cost is often the main lever when comparing two cities.

Lutsk pays 146% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $19.00 in Lutsk for a mid-range dinner for two. Groceries echo the gap at $298 vs $152 per month, with Lutsk cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lutsk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lutsk differ by about 100% in total monthly costs ($1,397 vs $699 including rent). Lutsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 146% lower in Lutsk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $309 in Lutsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lutsk – a meal for two runs $19.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,397 per month in Ubud, Bali versus $699 in Lutsk – a 100% gap that adds up to real savings over time for anyone picking the cheaper option.

At $699 in Lutsk versus $1,397 in Ubud, Bali, a $2,000 budget is realistic in Lutsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lutsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lutsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lutsk gentler on the wallet – expenses run 100% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.