Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lutsk

For one person, living is cheaper in Lutsk: $760 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
37

Cost of Living Index in Lutsk
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Lutsk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Lutsk

🇺🇦 Ukraine

$760

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lutsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lutsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $760 in Lutsk.

Ubud, Bali $1,353
Lutsk $760

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,126 in Lutsk.

Ubud, Bali $2,297
Lutsk $1,126

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,492 in Lutsk.

Ubud, Bali $3,241
Lutsk $1,492

Living in Ubud, Bali is roughly 78% more expensive than in Lutsk, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Lutsk is 44% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.34 ₴150

-3.29%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$19.94 ₴895

74.92%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.42 ₴243

5.17%

Cappuccino

$2.62 Rp 47.1K

$1.17 ₴52.6

123.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.66 ₴29.59

160.61%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.33 ₴14.67

145.45%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$0.99 ₴44.59

167.68%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.60 ₴71.6

173.13%

Milk (1 liter)

$1.57 Rp 28.3K

$1.06 ₴47.56

48.11%

White Bread (500g)

$2.19 Rp 39.5K

$0.71 ₴31.78

208.45%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.37 ₴106

-50.21%

Eggs

$2.16 Rp 38.8K

$2.02 ₴90.8

6.93%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.51 ₴382

107.40%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.07 ₴183

-7.13%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$7.77 ₴349

53.80%

Apples (1kg)

$3.60 Rp 64.8K

$0.77 ₴34.66

367.53%

Banana (1kg)

$1.59 Rp 28.6K

$1.65 ₴74.0

-3.64%

Oranges (1kg)

$2.31 Rp 41.6K

$1.39 ₴62.5

66.19%

Tomato (1kg)

$1.91 Rp 34.3K

$3.61 ₴162

-47.09%

Potato (1kg)

$1.78 Rp 32.1K

$0.63 ₴28.14

182.54%

Onion (1kg)

$2.33 Rp 41.9K

$0.40 ₴17.94

482.50%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.36 ₴60.9

-26.47%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.52 ₴23.45

1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.71 ₴122

-15.50%

Wine (Bottle)

$22.07 Rp 397.3K

$6.85 ₴307

222.19%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.83 ₴37.46

183.13%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.43 ₴109

22.63%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.41 ₴18.55

-43.90%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$19.93 ₴895

-55.34%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.47 ₴66.1

-68.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.30 ₴13.44

43.33%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.61 ₴117

109.58%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.53 ₴68.8

-45.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$29.2K ₴1.3M

-18.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$30.2K ₴1.4M

8.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$84.4 ₴3,788

-5.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$4.78 ₴215

37.24%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$6.63 ₴297

180.54%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$32.88 ₴1,476

64.60%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$9.07 ₴407

101.54%

Cinema Ticket

$4.25 Rp 76.5K

$3.56 ₴160

19.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$331 ₴14.9K

48.80%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$49.69 ₴2,230

-8.27%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$47.77 ₴2,144

-26.82%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$101 ₴4,533

-23.04%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$92.6 ₴4,154

-15.16%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$324 ₴14.5K

249.52%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$221 ₴9,898

205.16%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$427 ₴19.2K

745.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$316 ₴14.2K

438.69%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$981 ₴44.0K

177.14%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$747 ₴33.5K

199.98%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$415 ₴18.6K

-59.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-37.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Lutsk: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Lutsk

$221 29% 67.2% $452

Groceries & Markets

Ubud, Bali

$287 21.2%

Lutsk

$179 23.5% 37.7% $108

Clothing & Footwear

Ubud, Bali

$107 7.9%

Lutsk

$131 17.2% 22.9% $24

Eating Out

Ubud, Bali

$106 7.9%

Lutsk

$69 9.1% 35% $37

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Lutsk

$96 12.6% 8.9% $9.4

Sport & Entertainment

Ubud, Bali

$63 4.6%

Lutsk

$40 5.3% 36.1% $23

Getting Around

Ubud, Bali

$12 0.9%

Lutsk

$25 3.2% 97.6% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $324 in Lutsk. Housing cost is often the main lever when comparing two cities.

Lutsk pays 150% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $20.00 in Lutsk for a mid-range dinner for two. Groceries echo the gap at $287 vs $179 per month, with Lutsk cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇦 Lutsk

🕒 Local time

19:43 7:43 PM

14:43 2:43 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

217,502

💱 Currency

Indonesian Rupiah IDR Rp

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Ukrainian Hryvnia exchange rates as of October 22, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lutsk 10,730 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Lutsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lutsk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lutsk differ by about 78% in total monthly costs ($1,353 vs $760 including rent). Lutsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 150% lower in Lutsk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $324 in Lutsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lutsk – a meal for two runs $20.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,353 per month in Ubud, Bali versus $760 in Lutsk – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.

At $760 in Lutsk versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Lutsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lutsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lutsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lutsk gentler on the wallet – expenses run 78% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.