Cost of Living Comparison Between Ubud, Bali and Lutsk Cost of Living Comparison Between Ubud, Bali and Lutsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $755 in Lutsk.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,150 in Lutsk.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,546 in Lutsk.

Living in Ubud, Bali is roughly 85% more expensive than in Lutsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Lutsk is 45% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$2.89 ₴129

16.61%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$24.00 ₴1,074

60.79%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$5.53 ₴247

-0.18%

Cappuccino

$2.64 Rp 46.6K

$1.33 ₴59.6

98.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.72 ₴32.00

131.94%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.37 ₴16.40

108.11%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.02 ₴45.52

157.84%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$1.48 ₴66.4

189.19%

Milk (1 liter)

$1.55 Rp 27.3K

$1.02 ₴45.67

51.96%

White Bread (500g)

$2.22 Rp 39.2K

$0.67 ₴29.84

231.34%

Rice (white) (1kg)

$1.13 Rp 19.8K

$2.29 ₴103

-50.66%

Eggs

$2.09 Rp 36.8K

$2.10 ₴94.1

-0.48%

Local Cheese (1kg)

$17.39 Rp 306.7K

$8.35 ₴373

108.26%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.96 ₴177

-2.27%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

$7.71 ₴345

62.78%

Apples (1kg)

$3.62 Rp 63.8K

$0.76 ₴34.09

376.32%

Banana (1kg)

$1.56 Rp 27.5K

$1.66 ₴74.2

-6.02%

Oranges (1kg)

$2.35 Rp 41.5K

$1.47 ₴65.9

59.86%

Tomato (1kg)

$2.06 Rp 36.2K

$3.69 ₴165

-44.17%

Potato (1kg)

$1.90 Rp 33.5K

$0.62 ₴27.70

206.45%

Onion (1kg)

$2.34 Rp 41.2K

$0.43 ₴19.25

444.19%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.38 ₴61.7

-25.36%

Water (1.5 liter bottle)

$0.55 Rp 9,780

$0.55 ₴24.67

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$2.67 ₴120

-15.73%

Wine (Bottle)

$23.81 Rp 419.7K

$6.93 ₴310

243.58%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$0.82 ₴36.57

181.71%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.49 ₴111

12.45%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.41 ₴18.36

-34.15%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$19.96 ₴893

-56.61%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.45 ₴64.8

-66.90%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,864

$0.29 ₴13.19

55.17%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$2.74 ₴122

108.76%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.54 ₴69.1

-50.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$29.3K ₴1.3M

-16.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$31.2K ₴1.4M

2.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$84.7 ₴3,787

-1.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$4.88 ₴218

32.38%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$6.95 ₴311

173.24%

Gym Membership (Monthly)

$56.0 Rp 986.9K

$34.22 ₴1,531

63.56%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$8.77 ₴392

112.31%

Cinema Ticket

$4.28 Rp 75.5K

$3.62 ₴162

18.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$340 ₴15.2K

42.89%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$49.92 ₴2,233

-8.73%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$48.08 ₴2,151

-24.33%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$101 ₴4,507

-18.67%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$92.0 ₴4,116

-12.62%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$332 ₴14.8K

236.59%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$222 ₴9,910

216.43%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$418 ₴18.7K

746.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$319 ₴14.3K

451.71%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,000 ₴44.7K

182.73%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$751 ₴33.6K

205.06%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$419 ₴18.8K

-59.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-37.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Lutsk: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $332 in Lutsk. Housing cost is often the main lever when comparing two cities.

Lutsk pays 147% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $24.00 in Lutsk for a mid-range dinner for two. Groceries echo the gap at $293 vs $178 per month, with Lutsk cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lutsk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lutsk differ by about 85% in total monthly costs ($1,396 vs $755 including rent). Lutsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 147% lower in Lutsk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $332 in Lutsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lutsk – a meal for two runs $24.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,396 per month in Ubud, Bali versus $755 in Lutsk – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

At $755 in Lutsk versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Lutsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lutsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lutsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lutsk gentler on the wallet – expenses run 85% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.