Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Luton

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,461 in Luton, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
118

Cost of Living Index in Luton
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Luton Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Luton

🇬🇧 United Kingdom

$2,461

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Luton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Luton actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,461 in Luton, rent included.

Ubud, Bali $1,349
Luton $2,461

A couple spends around $2,305 per month in Ubud, Bali vs $3,427 in Luton, rent included.

Ubud, Bali $2,305
Luton $3,427

A family of three spends $3,261 per month in Ubud, Bali vs $4,392 in Luton, rent included.

Ubud, Bali $3,261
Luton $4,392

Ubud, Bali is about 45% cheaper than Luton, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$13.66 £10.20

-75.70%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$66.3 £49.51

-46.22%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.47 £7.07

-41.61%

Cappuccino

$2.72 Rp 49.3K

$4.98 £3.72

-45.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.47 £1.85

-31.17%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.71 £1.28

-55.56%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.75 £4.30

-53.91%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.90 £4.41

-25.76%

Milk (1 liter)

$1.49 Rp 27.0K

$1.51 £1.13

-1.32%

White Bread (500g)

$2.28 Rp 41.3K

$1.91 £1.42

19.37%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.69 £2.01

-55.76%

Eggs

$2.04 Rp 36.9K

$4.17 £3.12

-51.08%

Local Cheese (1kg)

$17.70 Rp 321.1K

$8.25 £6.16

114.55%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.13 £6.07

-51.29%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$16.40 £12.26

-25.67%

Apples (1kg)

$3.66 Rp 66.3K

$3.14 £2.34

16.56%

Banana (1kg)

$1.52 Rp 27.5K

$1.48 £1.11

2.70%

Oranges (1kg)

$2.23 Rp 40.4K

$1.72 £1.28

29.65%

Tomato (1kg)

$1.97 Rp 35.8K

$3.34 £2.49

-41.02%

Potato (1kg)

$1.85 Rp 33.5K

$1.39 £1.04

33.09%

Onion (1kg)

$2.42 Rp 44.0K

$1.78 £1.33

35.96%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.30 £0.97

-23.85%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.30 £0.97

-60.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$23.57 £17.61

-90.58%

Wine (Bottle)

$22.24 Rp 403.4K

$8.22 £6.14

170.56%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.28 £2.45

-31.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.99 £2.23

-0.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$4.07 £3.04

-93.86%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$75.8 £56.6

-89.68%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$7.29 £5.44

-93.96%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$2.05 £1.53

-79.02%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$16.33 £12.20

-66.87%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.91 £1.43

-57.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$38.7K £28.9K

-38.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$40.2K £30.0K

-21.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$375 £280

-78.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$17.56 £13.12

-63.27%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$35.81 £26.75

-48.12%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$35.84 £26.77

38.06%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$26.76 £19.99

-34.04%

Cinema Ticket

$4.27 Rp 77.5K

$13.54 £10.12

-68.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,857 £1,387

-73.58%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$28.8K £21.5K

-80.33%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$54.2 £40.52

-17.70%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$39.89 £29.80

-12.38%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$72.9 £54.5

9.60%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$92.8 £69.4

-14.45%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,567 £1,171

-28.23%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,197 £895

-43.92%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,143 £1,601

66.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,795 £1,341

-4.00%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$6,124 £4,575

-55.40%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$4,796 £3,583

-52.37%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,255 £2,432

-94.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.21

164.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Luton: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Luton

$1.2K 48.7% 78.3% $526

Groceries & Markets

Ubud, Bali

$288 21.4%

Luton

$292 11.9% 1.1% $3.3

Eating Out

Ubud, Bali

$108 8%

Luton

$255 10.4% 137% $147

Clothing & Footwear

Ubud, Bali

$108 8%

Luton

$117 4.8% 8.8% $9.4

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Luton

$428 17.4% 311% $324

Sport & Entertainment

Ubud, Bali

$58 4.3%

Luton

$63 2.6% 8.4% $4.9

Getting Around

Ubud, Bali

$11 0.9%

Luton

$110 4.5% 860% $98

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,567 in Luton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Luton are about 20 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $66 in Luton. Monthly groceries follow the same trend: $288 vs $292 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Luton

🕒 Local time

08:57 8:57 AM

00:57 12:57 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

203,200

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Luton 12,500 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Luton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Luton: Cost of Living - Frequently Asked Questions

Yes – Luton is pricier by about 82%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,692 in Luton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,567 in Luton.

A mid-range dinner for two costs $36 in Ubud, Bali and $66 in Luton. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 90% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,461 in Luton. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Luton makes more sense. Both are solid long-term options with distinct trade-offs.