Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Luquillo

For one person, living is cheaper in Luquillo: $1,253 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Luquillo
Learn more

Luquillo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Luquillo

🇵🇷 Puerto Rico

$1,253

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Luquillo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Luquillo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,253 in Luquillo.

Ubud, Bali $1,349
Luquillo $1,253

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,011 in Luquillo.

Ubud, Bali $2,305
Luquillo $2,011

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,768 in Luquillo.

Ubud, Bali $3,261
Luquillo $2,768

Living in Ubud, Bali is roughly 8% more expensive than in Luquillo, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$19.20 $19.20

-82.71%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$83.0 $83.0

-57.04%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.40 $9.40

-41.17%

Cappuccino

$2.72 Rp 49.4K

$3.65 $3.65

-25.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.65 $1.65

3.03%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.44 $1.44

-47.22%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.94 $2.94

-9.86%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.19 $2.19

100.00%

Milk (1 liter)

$1.49 Rp 27.1K

$2.13 $2.13

-30.05%

White Bread (500g)

$2.28 Rp 41.4K

$3.59 $3.59

-36.49%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.44 $2.44

-51.23%

Eggs

$2.04 Rp 37.0K

$7.32 $7.32

-72.13%

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.66 $12.66

39.81%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$9.56 $9.56

-58.58%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.35 $13.35

-8.69%

Apples (1kg)

$3.66 Rp 66.4K

$4.99 $4.99

-26.65%

Banana (1kg)

$1.52 Rp 27.6K

$2.54 $2.54

-40.16%

Oranges (1kg)

$2.23 Rp 40.5K

$4.91 $4.91

-54.58%

Tomato (1kg)

$1.97 Rp 35.9K

$4.86 $4.86

-59.47%

Potato (1kg)

$1.85 Rp 33.6K

$3.71 $3.71

-50.13%

Onion (1kg)

$2.42 Rp 44.1K

$3.95 $3.95

-38.73%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.35 $3.35

-70.45%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.60 $1.60

-68.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$12.14 $12.14

-81.71%

Wine (Bottle)

$22.24 Rp 404.2K

$12.04 $12.04

84.72%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.13 $3.13

-27.80%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.94 $3.94

-24.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.45 $2.45

-82.04%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.53 $1.53

-71.90%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$41.65 $41.65

-87.01%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.78 $0.78

5.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$34.7K $34.7K

-31.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$28.0K $28.0K

13.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$266 $266

-70.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$69.3 $69.3

-90.69%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$70.6 $70.6

-73.69%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$10.56 $10.56

-59.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$806 $806

-39.16%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$12.6K $12.6K

-54.88%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$55.5 $55.5

-19.61%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$61.0 $61.0

-42.67%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$110 $110

-27.61%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$114 $114

-30.28%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,126 $4,126

-96.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Luquillo: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Luquillo

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Luquillo

$406 32.4% 40.6% $117

Eating Out

Ubud, Bali

$108 8%

Luquillo

$257 20.5% 139% $149

Clothing & Footwear

Ubud, Bali

$108 8%

Luquillo

$153 12.2% 42.6% $46

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Luquillo

$406 32.4% 290% $302

Sport & Entertainment

Ubud, Bali

$58 4.3%

Luquillo

$21 * 1.7% 63.6% $37

Getting Around

Ubud, Bali

$11 0.9%

Luquillo

$10 * 0.8% 11.4% $1.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Luquillo pays about 25 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $83 in Luquillo for a mid-range dinner for two. Groceries echo the gap at $288 vs $406 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇷 Luquillo

🕒 Local time

21:03 9:03 PM

09:03 9:03 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

20,000

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.899 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Luquillo 18,910 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Luquillo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Luquillo: Cost of Living - Frequently Asked Questions

Luquillo is cheaper overall, especially in leisure and transport. The 8% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Shoppers in Ubud, Bali pay roughly 29% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,253 in Luquillo – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,500 a month, though Luquillo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Safety-wise, Ubud, Bali and Luquillo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.