Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Luque

For one person, living is cheaper in Luque: $1,030 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
50

Cost of Living Index in Luque
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Luque Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Luque

🇵🇾 Paraguay

$1,030

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Luque

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Luque actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,030 in Luque, rent included.

Ubud, Bali $1,349
Luque $1,030

A couple spends around $2,305 per month in Ubud, Bali vs $1,556 in Luque, rent included.

Ubud, Bali $2,305
Luque $1,556

A family of three spends $3,261 per month in Ubud, Bali vs $2,082 in Luque, rent included.

Ubud, Bali $3,261
Luque $2,082

Ubud, Bali costs about 31% more than Luque, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.22 ₲24.5K

-21.33%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$34.94 ₲202.8K

2.00%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$5.30 ₲30.7K

4.34%

Cappuccino

$2.72 Rp 49.4K

$3.50 ₲20.3K

-22.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.09 ₲6,354

55.96%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.57 ₲3,291

33.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.09 ₲12.1K

26.79%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$1.80 ₲10.4K

143.33%

Milk (1 liter)

$1.49 Rp 27.1K

$1.31 ₲7,618

13.74%

White Bread (500g)

$2.28 Rp 41.4K

$1.47 ₲8,552

55.10%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.37 ₲7,949

-13.14%

Eggs

$2.04 Rp 37.0K

$2.14 ₲12.4K

-4.67%

Local Cheese (1kg)

$17.70 Rp 321.7K

$9.84 ₲57.1K

79.88%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$5.37 ₲31.2K

-26.26%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$10.11 ₲58.7K

20.57%

Apples (1kg)

$3.66 Rp 66.4K

$2.93 ₲17.0K

24.91%

Banana (1kg)

$1.52 Rp 27.6K

$1.31 ₲7,600

16.03%

Oranges (1kg)

$2.23 Rp 40.5K

$1.23 ₲7,151

81.30%

Tomato (1kg)

$1.97 Rp 35.9K

$2.41 ₲14.0K

-18.26%

Potato (1kg)

$1.85 Rp 33.6K

$1.41 ₲8,170

31.21%

Onion (1kg)

$2.42 Rp 44.1K

$1.36 ₲7,867

77.94%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.91 ₲5,282

8.79%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.71 ₲4,126

-28.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.39 ₲13.9K

-7.11%

Wine (Bottle)

$22.24 Rp 404.2K

$8.99 ₲52.1K

147.39%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.37 ₲7,969

64.96%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.78 ₲10.3K

66.85%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.67 ₲3,871

-62.69%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.45 ₲8,411

-69.66%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.57 ₲9,138

-72.61%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$10.37 ₲60.2K

-47.83%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.28 ₲7,454

-35.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$17.7K ₲102.5M

34.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$30.4K ₲176.5M

4.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$26.26 ₲152.4K

201.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.13 ₲99.4K

-62.35%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$21.01 ₲121.9K

-11.57%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$48.12 ₲279.2K

2.83%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$8.88 ₲51.5K

-51.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$188 ₲1.1M

161.27%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$4,851 ₲28.2M

16.97%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$63.6 ₲369.1K

-29.81%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$56.7 ₲329.2K

-38.38%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$108 ₲624.0K

-25.68%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$70.9 ₲411.6K

11.97%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$442 ₲2.6M

154.62%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$426 ₲2.5M

57.81%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,517 ₲8.8M

134.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$651 ₲3.8M

164.83%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,248 ₲7.2M

118.92%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$490 ₲2.8M

-66.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.5

31.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Luque: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Luque

$426 41.3% 36.6% $246

Groceries & Markets

Ubud, Bali

$288 21.4%

Luque

$216 20.9% 25.3% $73

Eating Out

Ubud, Bali

$108 8%

Luque

$112 10.9% 4.3% $4.6

Clothing & Footwear

Ubud, Bali

$108 8%

Luque

$134 13.1% 25% $27

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Luque

$64 6.3% 38.1% $40

Sport & Entertainment

Ubud, Bali

$58 4.3%

Luque

$66 6.4% 13.5% $7.8

Getting Around

Ubud, Bali

$11 0.9%

Luque

$12 * 1.2% 5% $0.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $442 in Luque. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Luque are about 3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $35 in Luque. Monthly groceries follow the same trend: $288 vs $216 – making Luque the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇾 Luque

🕒 Local time

06:07 6:07 AM

19:07 7:07 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

224,000

💱 Currency

Indonesian Rupiah IDR Rp

Paraguayan Guarani PYG ₲

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

10,000 PYG = 1.72 USD

10,000 PYG = 1.55 EUR

Exchange rates and currency converter

PYG, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Paraguayan Guarani exchange rates as of October 28, 2026: 1 USD = 5,803 PYG (10,000 PYG = 1.72 USD). 1 EUR = 6,460 PYG (10,000 PYG = 1.55 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Luque 16,180 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Luque

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Luque: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 31%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,545 in Luque. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Luque, especially for central apartments: a one-bedroom in the center costs $442 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,030 in Luque. That makes Luque about 24% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $188 in Luque. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,030 in Luque, leaving budget for savings and extras in both cases.

Families tend to lean toward Luque – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.