Cost of Living Comparison Between Ubud, Bali and Luninets Cost of Living Comparison Between Ubud, Bali and Luninets

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $523 in Luninets, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $854 in Luninets, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,185 in Luninets, rent included.

Ubud, Bali costs about 163% more than Luninets, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Luninets is 62% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$6.65 BYN 20.40

-49.92%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.0K

$29.24 BYN 89.8

22.50%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.2K

$4.34 BYN 13.33

29.72%

Cappuccino

$2.82 Rp 49.7K

$1.55 BYN 4.75

81.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.57 BYN 1.74

207.02%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.34 BYN 1.05

135.29%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.16 BYN 3.55

162.07%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.41 BYN 7.40

78.42%

Milk (1 liter)

$1.61 Rp 28.3K

$0.74 BYN 2.27

117.57%

White Bread (500g)

$2.27 Rp 40.0K

$0.60 BYN 1.85

278.33%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.13 BYN 3.46

3.54%

Eggs

$2.17 Rp 38.2K

$1.34 BYN 4.12

61.94%

Local Cheese (1kg)

$17.63 Rp 310.6K

$6.61 BYN 20.28

166.72%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.16 BYN 12.78

-2.64%

Beef Round Steak (1kg)

$12.18 Rp 214.6K

$6.03 BYN 18.50

101.99%

Apples (1kg)

$3.62 Rp 63.7K

$1.25 BYN 3.83

189.60%

Banana (1kg)

$1.64 Rp 28.8K

$1.74 BYN 5.33

-5.75%

Oranges (1kg)

$2.31 Rp 40.6K

$1.84 BYN 5.64

25.54%

Tomato (1kg)

$1.96 Rp 34.5K

$1.67 BYN 5.12

17.37%

Potato (1kg)

$1.84 Rp 32.5K

$0.38 BYN 1.17

384.21%

Onion (1kg)

$2.37 Rp 41.8K

$0.60 BYN 1.84

295.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.02 BYN 3.13

2.94%

Water (1.5 liter bottle)

$0.54 Rp 9,564

$0.49 BYN 1.52

10.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$1.95 BYN 5.97

17.95%

Wine (Bottle)

$23.08 Rp 406.5K

$8.02 BYN 24.62

187.78%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.56 BYN 4.79

50.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.10 BYN 6.46

46.19%

One-way Ticket (Public Transport)

$0.25 Rp 4,366

$0.34 BYN 1.05

-26.47%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$14.14 BYN 43.40

-33.38%

Taxi Start (Normal Tariff)

$0.49 Rp 8,635

$0.66 BYN 2.04

-25.76%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,352

$0.52 BYN 1.60

-9.62%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.7K

$9.98 BYN 30.65

-43.89%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.83 BYN 2.55

-2.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.5M

$19.3K BYN 59.2K

29.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.2M

$19.7K BYN 60.5K

57.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$70.7 BYN 217

17.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.3K

$7.27 BYN 22.33

-10.73%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.0K

$11.35 BYN 34.83

65.55%

Gym Membership (Monthly)

$55.2 Rp 973.0K

$35.76 BYN 110

54.47%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.8K

Cinema Ticket

$4.30 Rp 75.7K

$3.34 BYN 10.26

28.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$331 BYN 1,016

49.29%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$9,945 BYN 30.5K

-40.50%

Jeans (Levis 501 Or Similar)

$46.28 Rp 815.2K

$44.02 BYN 135

5.13%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.9K

$47.28 BYN 145

-22.93%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$89.2 BYN 274

-9.54%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$102 BYN 313

-22.71%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$353 BYN 1,083

215.90%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$589 BYN 1,808

518.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,113 BYN 3,418

147.95%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$894 BYN 2,745

156.42%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-8.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Luninets: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $353 in Luninets. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $29.00 in Luninets. Monthly groceries follow the same trend: $294 vs $155 – making Luninets the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Luninets: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 163% more than Luninets, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $785 in Luninets. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Luninets, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $523 in Luninets. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 50% less in Luninets. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Luninets, where all-in costs run around $523, than in Ubud, Bali at $1,378. In Luninets it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Luninets costs $523 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Luninets. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.