Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Luninets

For one person, living is cheaper in Luninets: $535 a month against $1,353 in Ubud, Bali, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
26

Cost of Living Index in Luninets
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Luninets Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Luninets

🇧🇾 Belarus

$535

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Luninets

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Luninets actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $535 in Luninets, rent included.

Ubud, Bali $1,353
Luninets $535

A couple spends around $2,297 per month in Ubud, Bali vs $874 in Luninets, rent included.

Ubud, Bali $2,297
Luninets $874

A family of three spends $3,241 per month in Ubud, Bali vs $1,214 in Luninets, rent included.

Ubud, Bali $3,241
Luninets $1,214

Ubud, Bali costs about 153% more than Luninets, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Luninets is 61% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$6.57 BYN 19.70

-50.84%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$30.38 BYN 91.1

14.81%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.30 BYN 12.90

32.56%

Cappuccino

$2.62 Rp 47.1K

$1.53 BYN 4.60

71.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.62 BYN 1.86

177.42%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.33 BYN 0.98

145.45%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.18 BYN 3.55

124.58%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.54 BYN 7.62

72.05%

Milk (1 liter)

$1.57 Rp 28.3K

$0.69 BYN 2.08

127.54%

White Bread (500g)

$2.19 Rp 39.5K

$0.63 BYN 1.88

247.62%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.10 BYN 3.30

7.27%

Eggs

$2.16 Rp 38.8K

$1.42 BYN 4.26

52.11%

Local Cheese (1kg)

$17.65 Rp 317.7K

$6.60 BYN 19.81

167.42%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.21 BYN 12.62

-10.21%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$6.09 BYN 18.28

96.22%

Apples (1kg)

$3.60 Rp 64.8K

$1.22 BYN 3.65

195.08%

Banana (1kg)

$1.59 Rp 28.6K

$1.83 BYN 5.48

-13.11%

Oranges (1kg)

$2.31 Rp 41.6K

$1.87 BYN 5.60

23.53%

Tomato (1kg)

$1.91 Rp 34.3K

$1.77 BYN 5.32

7.91%

Potato (1kg)

$1.78 Rp 32.1K

$0.43 BYN 1.28

313.95%

Onion (1kg)

$2.33 Rp 41.9K

$0.63 BYN 1.90

269.84%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.00 BYN 3.01

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.51 BYN 1.52

3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.03 BYN 6.08

12.81%

Wine (Bottle)

$22.07 Rp 397.3K

$8.05 BYN 24.16

174.16%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.53 BYN 4.59

53.59%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.12 BYN 6.35

40.57%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.34 BYN 1.03

-32.35%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$14.60 BYN 43.81

-39.04%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.72 BYN 2.16

-34.72%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.50 BYN 1.50

-14.00%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$9.91 BYN 29.72

-44.80%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.89 BYN 2.68

-6.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$19.8K BYN 59.3K

20.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.6K BYN 58.7K

67.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$69.7 BYN 209

14.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$7.58 BYN 22.75

-13.46%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$11.78 BYN 35.35

57.89%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$36.29 BYN 109

49.13%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$3.25 BYN 9.74

30.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$327 BYN 981

50.66%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$9,955 BYN 29.9K

-43.78%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$44.79 BYN 134

1.76%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$47.28 BYN 142

-26.06%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$87.8 BYN 263

-11.43%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$106 BYN 318

-25.83%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$348 BYN 1,045

224.92%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$576 BYN 1,727

527.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,122 BYN 3,366

142.19%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$898 BYN 2,695

149.51%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-8.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Luninets: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Luninets

- * 0% 100%

Groceries & Markets

Ubud, Bali

$287 21.2%

Luninets

$156 29.3% 45.5% $131

Clothing & Footwear

Ubud, Bali

$107 7.9%

Luninets

$129 24.1% 20.7% $22

Eating Out

Ubud, Bali

$106 7.9%

Luninets

$99 18.5% 7.3% $7.8

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Luninets

$89 16.7% 15.3% $16

Sport & Entertainment

Ubud, Bali

$63 4.6%

Luninets

$43 8% 31.7% $20

Getting Around

Ubud, Bali

$12 0.9%

Luninets

$19 3.6% 54.5% $6.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $348 in Luninets. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $30.00 in Luninets. Monthly groceries follow the same trend: $287 vs $156 – making Luninets the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇾 Luninets

🕒 Local time

23:05 11:05 PM

18:05 6:05 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

23,396

💱 Currency

Indonesian Rupiah IDR Rp

Belarusian Ruble BYN Br

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BYN = 0.333 USD

1 BYN = 0.297 EUR

Exchange rates and currency converter

BYN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Belarusian Ruble exchange rates as of October 24, 2026: 1 USD = 3 BYN (1 BYN = 0.333 USD). 1 EUR = 3.37 BYN (1 BYN = 0.297 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Luninets 10,650 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Luninets

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Luninets: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 153% more than Luninets, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $802 in Luninets. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Luninets, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $535 in Luninets. That's a gap of about 153%.

Public transport costs about 64% less in Luninets. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Luninets, where all-in costs run around $535, than in Ubud, Bali at $1,353. In Luninets it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Luninets costs $535 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Luninets. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.