Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lukavac

For one person, living is cheaper in Lukavac: $929 a month against $1,353 in Ubud, Bali, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
45

Cost of Living Index in Lukavac
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Lukavac Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Lukavac

🇧🇦 Bosnia and Herzegovina

$929

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lukavac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lukavac actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $929 in Lukavac.

Ubud, Bali $1,353
Lukavac $929

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,390 in Lukavac.

Ubud, Bali $2,297
Lukavac $1,390

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,852 in Lukavac.

Ubud, Bali $3,241
Lukavac $1,852

Living in Ubud, Bali is roughly 46% more expensive than in Lukavac, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Lukavac is 31% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$5.22 BAM 9.08

-38.12%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$30.83 BAM 53.6

13.14%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.65 BAM 9.82

0.88%

Cappuccino

$2.62 Rp 47.1K

$1.71 BAM 2.97

53.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.89 BAM 3.28

-8.99%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.18 BAM 2.05

-31.36%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.31 BAM 4.02

14.72%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.20 BAM 3.83

98.64%

Milk (1 liter)

$1.57 Rp 28.3K

$1.28 BAM 2.22

22.66%

White Bread (500g)

$2.19 Rp 39.5K

$0.87 BAM 1.52

151.72%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.97 BAM 3.43

-40.10%

Eggs

$2.16 Rp 38.8K

$2.61 BAM 4.54

-17.24%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.16 BAM 17.66

73.72%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$7.40 BAM 12.86

-48.92%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$10.62 BAM 18.47

12.52%

Apples (1kg)

$3.60 Rp 64.8K

$1.13 BAM 1.96

218.58%

Banana (1kg)

$1.59 Rp 28.6K

$1.60 BAM 2.79

-0.63%

Oranges (1kg)

$2.31 Rp 41.6K

$1.36 BAM 2.36

69.85%

Tomato (1kg)

$1.91 Rp 34.3K

$1.20 BAM 2.08

59.17%

Potato (1kg)

$1.78 Rp 32.1K

$1.03 BAM 1.80

72.82%

Onion (1kg)

$2.33 Rp 41.9K

$1.03 BAM 1.79

126.21%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.75 BAM 1.31

33.33%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.67 BAM 1.16

-20.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.86 BAM 6.71

-40.67%

Wine (Bottle)

$22.07 Rp 397.3K

$3.97 BAM 6.91

455.92%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.77 BAM 1.34

205.19%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$0.94 BAM 1.63

217.02%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.27 BAM 2.22

-81.89%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$60.8 BAM 106

-85.36%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.74 BAM 3.02

-72.99%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.59 BAM 1.03

-27.12%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$5.78 BAM 10.06

-5.36%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.52 BAM 2.64

-45.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$30.6K BAM 53.1K

-21.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$21.0K BAM 36.5K

56.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$92.5 BAM 161

-13.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$17.40 BAM 30.26

-62.30%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$25.86 BAM 44.97

-28.07%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$32.90 BAM 57.2

64.50%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$5.52 BAM 9.61

-23.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$138 BAM 239

258.14%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$3,891 BAM 6,765

43.86%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$59.0 BAM 103

-22.77%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$32.38 BAM 56.3

7.97%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$96.9 BAM 169

-19.83%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$83.5 BAM 145

-5.94%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$338 BAM 588

234.78%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$253 BAM 440

165.74%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$519 BAM 902

596.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$368 BAM 640

362.60%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,447 BAM 4,255

11.05%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,734 BAM 3,014

29.28%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$572 BAM 994

-70.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.3

220.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Lukavac: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Lukavac

$253 27.3% 62.4% $420

Groceries & Markets

Ubud, Bali

$287 21.2%

Lukavac

$196 21.1% 31.9% $92

Clothing & Footwear

Ubud, Bali

$107 7.9%

Lukavac

$122 13.2% 14.8% $16

Eating Out

Ubud, Bali

$106 7.9%

Lukavac

$107 11.6% 0.9% $1

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Lukavac

$136 14.6% 29.1% $31

Sport & Entertainment

Ubud, Bali

$63 4.6%

Lukavac

$44 4.7% 29.8% $19

Getting Around

Ubud, Bali

$12 0.9%

Lukavac

$71 7.6% 468% $58

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $338 in Lukavac. Housing cost is often the main lever when comparing two cities.

Lukavac pays 244% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $31.00 in Lukavac for a mid-range dinner for two. Groceries echo the gap at $287 vs $196 per month, with Lukavac cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Lukavac

🕒 Local time

18:38 6:38 PM

11:38 11:38 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

12,061

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 25, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lukavac 11,200 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Lukavac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lukavac: Cost of Living - Frequently Asked Questions

Lukavac wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lukavac the obvious pick if budget is a priority.

On paper, salaries run 244% lower in Lukavac. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $338 in Lukavac. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,353 per month in Ubud, Bali versus $929 in Lukavac – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lukavac runs roughly 583% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $929 in Lukavac versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Lukavac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lukavac the clear choice for anyone on this budget.

Both work as nomad bases, but Lukavac delivers better value – similar infrastructure at $929 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lukavac hard to pass up.

Safety-wise, Ubud, Bali and Lukavac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lukavac gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.