Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ludwigshafen

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,848 in Ludwigshafen, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
89

Cost of Living Index in Ludwigshafen
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Ludwigshafen Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ludwigshafen

🇩🇪 Germany

$1,848

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ludwigshafen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ludwigshafen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,848 in Ludwigshafen.

Ubud, Bali $1,349
Ludwigshafen $1,848

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,726 in Ludwigshafen.

Ubud, Bali $2,305
Ludwigshafen $2,726

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,604 in Ludwigshafen.

Ubud, Bali $3,261
Ludwigshafen $3,604

Living in Ubud, Bali costs roughly 27% less than in Ludwigshafen, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.73 €14.99

-80.16%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$78.6 €70.4

-54.65%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$12.42 €11.13

-55.48%

Cappuccino

$2.72 Rp 49.3K

$4.20 €3.76

-35.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.44 €3.09

-50.58%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.62 €2.35

-70.99%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.91 €4.40

-46.03%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.41 €3.95

-0.68%

Milk (1 liter)

$1.49 Rp 27.0K

$1.20 €1.07

24.17%

White Bread (500g)

$2.28 Rp 41.3K

$1.66 €1.49

37.35%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.77 €2.49

-57.04%

Eggs

$2.04 Rp 36.9K

$4.01 €3.59

-49.13%

Local Cheese (1kg)

$17.70 Rp 321.1K

$13.22 €11.84

33.89%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$10.75 €9.63

-63.16%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$25.92 €23.22

-52.97%

Apples (1kg)

$3.66 Rp 66.3K

$2.63 €2.36

39.16%

Banana (1kg)

$1.52 Rp 27.5K

$1.48 €1.33

2.70%

Oranges (1kg)

$2.23 Rp 40.4K

$2.81 €2.52

-20.64%

Tomato (1kg)

$1.97 Rp 35.8K

$2.23 €2.00

-11.66%

Potato (1kg)

$1.85 Rp 33.5K

$1.36 €1.22

36.03%

Onion (1kg)

$2.42 Rp 44.0K

$1.47 €1.32

64.63%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.40 €1.25

-29.29%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.02 €0.91

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$9.90 €8.87

-77.58%

Wine (Bottle)

$22.24 Rp 403.4K

$6.66 €5.97

233.93%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.05 €0.94

115.24%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.65 €1.48

80.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$3.44 €3.08

-92.73%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$69.3 €62.1

-88.72%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$9.36 €8.39

-95.30%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$3.40 €3.05

-87.35%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$19.32 €17.31

-72.00%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.95 €1.75

-57.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$33.3K €29.8K

-28.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$38.2K €34.2K

-16.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$261 €234

-69.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$11.38 €10.20

-43.32%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$46.33 €41.52

-59.90%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$39.46 €35.36

25.39%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$28.28 €25.34

-37.59%

Cinema Ticket

$4.27 Rp 77.5K

$16.93 €15.17

-74.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$466 €418

5.18%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$22.3K €20.0K

-74.59%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$67.4 €60.4

-33.77%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$45.10 €40.41

-22.51%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$83.2 €74.6

-3.95%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$45.02 €40.34

76.41%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$801 €718

40.44%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$641 €574

4.78%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,470 €1,317

142.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$922 €826

86.96%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$4,605 €4,127

-40.68%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,374 €3,024

-32.31%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,396 €3,043

-95.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.95

248.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ludwigshafen: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ludwigshafen

$641 34.7% 4.6% $31

Groceries & Markets

Ubud, Bali

$288 21.4%

Ludwigshafen

$318 17.2% 10.2% $29

Eating Out

Ubud, Bali

$108 8%

Ludwigshafen

$279 15.1% 159% $171

Clothing & Footwear

Ubud, Bali

$108 8%

Ludwigshafen

$108 5.9% 0.8% $0.8

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ludwigshafen

$319 17.3% 207% $215

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ludwigshafen

$73 4% 26.3% $15

Getting Around

Ubud, Bali

$11 0.9%

Ludwigshafen

$109 5.9% 858% $98

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $801 in Ludwigshafen. Housing cost is often the main lever when comparing two cities.

Ludwigshafen pays about 21 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $79 in Ludwigshafen for a mid-range dinner for two. Groceries echo the gap at $288 vs $318 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Ludwigshafen

🕒 Local time

14:34 2:34 PM

07:34 7:34 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

163,340

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Ludwigshafen 11,940 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Ludwigshafen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ludwigshafen: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 27% cheaper overall, especially in eating out, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $801 in Ludwigshafen. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,848 in Ludwigshafen – Ubud, Bali is about 27% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 89% less than in Ludwigshafen. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ludwigshafen are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Ludwigshafen on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.