Cost of Living Comparison Between Ubud, Bali and Ludhiana Cost of Living Comparison Between Ubud, Bali and Ludhiana

😐 Solo nomad: Ubud, Bali is 74.9% more expensive than Ludhiana without rent, and 176.4% more expensive with rent.
😐 Family of 3: Ubud, Bali is 140.6% more expensive than Ludhiana without rent, and 186.1% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Ludhiana
Difference
Meal at Budget Restaurant
$3.47 Rp 58.5K
$2.84 ₹261
22.18%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 542.1K
$11.66 ₹1,074
175.30%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.1K
$3.97 ₹366
22.42%
Cappuccino
$2.82 Rp 47.7K
$1.93 ₹178
46.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$0.42 ₹38.86
226.19%
Water (0.33 liter bottle)
$0.73 Rp 12.3K
$0.24 ₹22.08
204.17%
Local Beer (0.5 liter draught)
$2.90 Rp 48.9K
$1.78 ₹164
62.92%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.1K
$3.39 ₹312
15.63%
🛒 Groceries & Markets
Ubud, Bali
Ludhiana
Difference
Milk (1 liter)
$1.74 Rp 29.4K
$0.74 ₹68.3
135.14%
White Bread (500g)
$2.44 Rp 41.3K
$0.54 ₹49.43
351.85%
Rice (white) (1kg)
$1.17 Rp 19.7K
$0.85 ₹78.2
37.65%
Eggs
$2.35 Rp 39.7K
$0.99 ₹91.3
137.37%
Local Cheese (1kg)
$14.78 Rp 249.6K
$4.26 ₹393
246.95%
Chicken Fillets (1kg)
$4.25 Rp 71.8K
$3.33 ₹307
27.63%
Beef Round Steak (1kg)
$12.21 Rp 206.2K
-
-
Apples (1kg)
$3.72 Rp 62.8K
$2.25 ₹207
65.33%
Banana (1kg)
$1.56 Rp 26.3K
$0.71 ₹65.7
119.72%
Oranges (1kg)
$2.69 Rp 45.5K
$0.91 ₹83.9
195.60%
Tomato (1kg)
$2.34 Rp 39.4K
$0.40 ₹36.46
485.00%
Potato (1kg)
$2.00 Rp 33.8K
$0.29 ₹26.60
589.66%
Onion (1kg)
$2.31 Rp 39.0K
$0.35 ₹32.53
560.00%
Lettuce (1 head)
$1.01 Rp 17.1K
$0.45 ₹41.56
124.44%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.34 ₹31.57
114.71%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.0K
$3.55 ₹327
-6.76%
Wine (Bottle)
$25.14 Rp 424.6K
$13.01 ₹1,198
93.24%
Local Beer (0.5 liter bottle)
$2.90 Rp 48.9K
$1.96 ₹180
47.96%
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.8K
$3.50 ₹322
-20.86%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$7.12 ₹656
-
🚌 Getting Around
Ubud, Bali
Ludhiana
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,530
$0.61 ₹56.3
-55.74%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.5K
$17.26 ₹1,590
-52.14%
Taxi Start (Normal Tariff)
$0.45 Rp 7,641
$1.73 ₹159
-73.99%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,135
$0.35 ₹32.50
20.00%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.6K
$2.34 ₹216
167.52%
Gasoline (1 liter)
$0.86 Rp 14.6K
$1.17 ₹108
-26.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 437.2M
$16.6K ₹1.5M
56.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 538.6M
$21.5K ₹2.0M
48.08%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ludhiana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$63.0 ₹5,804
28.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.1K
$3.45 ₹318
15.36%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 397.6K
$6.35 ₹584
270.87%
🎉 Sport & Entertainment
Ubud, Bali
Ludhiana
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$17.03 ₹1,569
471.23%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.4K
$6.51 ₹600
-1.38%
Cinema Ticket
$4.16 Rp 70.3K
$4.02 ₹370
3.48%
🧸 Childcare & Education
Ubud, Bali
Ludhiana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$78.5 ₹7,227
274.82%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.6M
$1,607 ₹148.0K
307.42%
👕👟 Clothing & Footwear
Ubud, Bali
Ludhiana
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 914.7K
$24.05 ₹2,216
125.24%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 640.8K
$36.24 ₹3,338
4.72%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$63.2 ₹5,817
39.51%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$39.74 ₹3,660
96.53%
🏠 Accommodation & Living
Ubud, Bali
Ludhiana
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$202 ₹18.6K
393.64%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$123 ₹11.3K
445.02%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.3M
$499 ₹46.0K
579.17%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.1M
$495 ₹45.6K
320.30%
Buy Apartment in City Center (m2)
$3,037 Rp 51.3M
$627 ₹57.8K
384.21%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.2M
$517 ₹47.6K
360.42%
💵 Salaries & Financials
Ubud, Bali
Ludhiana
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$438 ₹40.3K
-58.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.62
54.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Ludhiana: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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