Cost of Living Comparison Between Ubud, Bali and Lower Hutt Cost of Living Comparison Between Ubud, Bali and Lower Hutt

🙂 Solo nomad: Ubud, Bali is 60.6% cheaper than Lower Hutt without rent, and 67.4% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 50.6% cheaper than Lower Hutt without rent, and 65% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$17.14 NZ$29.94

-83.37%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$85.6 NZ$150

-85.68%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$10.65 NZ$18.59

-69.20%

Cappuccino

$2.3 Rp 38.3K

$3.54 NZ$6.19

-35.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$2.37 NZ$4.14

-53.16%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$2.17 NZ$3.78

-88.02%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$7.23 NZ$12.62

-66.80%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$6.35 NZ$11.09

-50.39%

Milk (1 liter)

$1.49 Rp 24.9K

$1.87 NZ$3.27

-20.32%

White Bread (500g)

$1.65 Rp 27.5K

$2.04 NZ$3.56

-19.12%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.94 NZ$3.39

-41.75%

Eggs

$2.33 Rp 38.9K

$7.17 NZ$12.52

-67.50%

Local Cheese (1kg)

$13.7 Rp 228.3K

$8.01 NZ$13.98

71.04%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$8.95 NZ$15.62

-55.64%

Beef Round Steak (1kg)

$11.22 Rp 187K

$13.27 NZ$23.17

-15.45%

Apples (1kg)

$3.48 Rp 57.9K

$2.52 NZ$4.41

38.10%

Banana (1kg)

$1.5 Rp 25K

$2.07 NZ$3.62

-27.54%

Oranges (1kg)

$2.68 Rp 44.6K

$2.65 NZ$4.62

1.13%

Tomato (1kg)

$1.35 Rp 22.5K

$4.68 NZ$8.17

-71.15%

Potato (1kg)

$1.57 Rp 26.2K

$2.01 NZ$3.5

-21.89%

Onion (1kg)

$2.1 Rp 34.9K

$1.73 NZ$3.03

21.39%

Lettuce (1 head)

$1.03 Rp 17.1K

$2.26 NZ$3.94

-54.42%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.26 NZ$2.2

-54.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$22.64 NZ$39.53

-89.80%

Wine (Bottle)

$15.21 Rp 253.5K

$9.66 NZ$16.88

57.45%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$3.53 NZ$6.16

-29.46%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$3.25 NZ$5.67

-18.15%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$2.65 NZ$4.63

-89.06%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$65.3 NZ$114

-84.64%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$2.7 NZ$4.71

-83.33%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.85 NZ$3.22

-81.62%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$59.9 NZ$105

-90.04%

Gasoline (1 liter)

$0.75 Rp 12.4K

$1.72 NZ$3

-56.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$28.8K NZ$50.3K

-10.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$24.9K NZ$43.4K

27.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$157 NZ$274

-58.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$37.77 NZ$66

-89.04%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$50.8 NZ$88.7

-52.76%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$41.08 NZ$71.7

-43.31%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$12.11 NZ$21.14

-48.89%

Cinema Ticket

$3.45 Rp 57.5K

$10.74 NZ$18.76

-67.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$746 NZ$1,302

-87.68%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$11.7K NZ$20.4K

-49.41%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$72.8 NZ$127

-29.30%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$56.9 NZ$99.4

-57.04%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$117 NZ$204

-27.84%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$144 NZ$251

-48.30%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$1,389 NZ$2,425

-81.18%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$1,116 NZ$1,948

-85.70%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$2,383 NZ$4,161

-75.45%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,675 NZ$2,925

-80.40%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$6,668 NZ$11.6K

-85.23%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$5,110 NZ$8,922

-83.43%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$3,360 NZ$5,866

-94.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.94

91.35%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Lower Hutt: December 1, 2025

Digital Nomad Cost of Living Index

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