Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lorain, OH

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,835 in Lorain, OH, rent and utilities included – about $5,800 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
89

Cost of Living Index in Lorain, OH
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Lorain, OH Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Lorain, OH

🇺🇸 United States

$1,835

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lorain, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lorain, OH actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,835 in Lorain, OH.

Ubud, Bali $1,353
Lorain, OH $1,835

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,880 in Lorain, OH.

Ubud, Bali $2,297
Lorain, OH $2,880

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,925 in Lorain, OH.

Ubud, Bali $3,241
Lorain, OH $3,925

Living in Ubud, Bali costs roughly 26% less than in Lorain, OH, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Lorain, OH 35% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$18.14 $18.14

-82.19%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$63.4 $63.4

-45.02%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$10.30 $10.30

-44.66%

Cappuccino

$2.62 Rp 47.1K

$3.80 $3.80

-31.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.45 $2.45

-29.80%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.60 $1.60

-49.38%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$4.86 $4.86

-45.47%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.14 $5.14

-14.98%

Milk (1 liter)

$1.57 Rp 28.3K

$0.69 $0.69

127.54%

White Bread (500g)

$2.19 Rp 39.5K

$2.68 $2.68

-18.28%

Rice (white) (1kg)

$1.18 Rp 21.2K

$5.59 $5.59

-78.89%

Eggs

$2.16 Rp 38.8K

$2.39 $2.39

-9.62%

Local Cheese (1kg)

$17.65 Rp 317.7K

$7.14 $7.14

147.20%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.97 $9.97

-62.09%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$10.47 $10.47

14.14%

Apples (1kg)

$3.60 Rp 64.8K

$4.93 $4.93

-26.98%

Banana (1kg)

$1.59 Rp 28.6K

$1.56 $1.56

1.92%

Oranges (1kg)

$2.31 Rp 41.6K

$4.45 $4.45

-48.09%

Tomato (1kg)

$1.91 Rp 34.3K

$4.87 $4.87

-60.78%

Potato (1kg)

$1.78 Rp 32.1K

$2.56 $2.56

-30.47%

Onion (1kg)

$2.33 Rp 41.9K

$2.99 $2.99

-22.07%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.04 $2.04

-50.98%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.40 $2.40

-77.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.40 $10.40

-77.98%

Wine (Bottle)

$22.07 Rp 397.3K

$15.77 $15.77

39.95%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.52 $2.52

-6.75%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.97 $2.97

0.34%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.96 $2.96

-84.12%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.59 $1.59

-72.96%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$24.32 $24.32

-77.51%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.09 $1.09

-23.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$33.6K $33.6K

-29.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$26.4K $26.4K

24.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$214 $214

-62.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$60.1 $60.1

-89.09%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$69.1 $69.1

-73.07%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$24.71 $24.71

119.02%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$11.84 $11.84

-64.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,356 $1,356

-63.67%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$32.0K $32.0K

-82.52%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$39.36 $39.36

15.80%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$42.23 $42.23

-17.22%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$76.0 $76.0

2.30%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$101 $101

-21.92%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$762 $762

48.57%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$699 $699

-3.77%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,403 $1,403

157.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,505 $1,505

13.07%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,053 $3,053

-94.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.49

112.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Lorain, OH: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Lorain, OH

$699 38.1% 3.9% $26

Groceries & Markets

Ubud, Bali

$287 21.2%

Lorain, OH

$345 18.8% 20.2% $58

Clothing & Footwear

Ubud, Bali

$107 7.9%

Lorain, OH

$116 6.3% 9% $9.6

Eating Out

Ubud, Bali

$106 7.9%

Lorain, OH

$272 14.8% 156% $166

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Lorain, OH

$343 18.7% 226% $238

Sport & Entertainment

Ubud, Bali

$63 4.6%

Lorain, OH

$48 2.6% 22.7% $14

Getting Around

Ubud, Bali

$12 0.9%

Lorain, OH

$11 * 0.6% 12.1% $1.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $762 in Lorain, OH. Housing cost is often the main lever when comparing two cities.

Lorain, OH pays 1735% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $63.0 in Lorain, OH for a mid-range dinner for two. Groceries echo the gap at $287 vs $345 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Lorain, OH

🕒 Local time

17:07 5:07 PM

05:07 5:07 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

65,430

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lorain, OH 15,970 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Lorain, OH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lorain, OH: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1735% lower in Lorain, OH. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $762 in Lorain, OH. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Lorain, OH. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $1,835 in Lorain, OH – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $1,835 in Lorain, OH, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lorain, OH. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Lorain, OH, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Lorain, OH are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 36% less than in Lorain, OH. Beyond cost, consider language, visa policies, and how big the international community is in each city.