Cost of Living Comparison Between Ubud, Bali and Lochboisdale Cost of Living Comparison Between Ubud, Bali and Lochboisdale

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $2,416 in Lochboisdale.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $3,552 in Lochboisdale.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $4,687 in Lochboisdale.

Living in Ubud, Bali costs roughly 42% less than in Lochboisdale, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Lochboisdale 76% above.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$23.44 £17.34

-85.62%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$68.9 £51.0

-43.99%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$10.73 £7.93

-48.56%

Cappuccino

$2.64 Rp 46.6K

$4.79 £3.55

-44.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$2.19 £1.62

-23.74%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.76 £1.31

-56.25%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$5.87 £4.35

-55.20%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$6.90 £5.11

-37.97%

Milk (1 liter)

$1.55 Rp 27.3K

$1.74 £1.28

-10.92%

White Bread (500g)

$2.22 Rp 39.2K

$1.50 £1.11

48.00%

Rice (white) (1kg)

$1.13 Rp 19.8K

$2.04 £1.51

-44.61%

Eggs

$2.09 Rp 36.8K

$3.87 £2.86

-45.99%

Local Cheese (1kg)

$17.39 Rp 306.7K

$9.53 £7.05

82.48%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$9.80 £7.25

-60.51%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

$18.90 £13.98

-33.60%

Apples (1kg)

$3.62 Rp 63.8K

$2.84 £2.10

27.46%

Banana (1kg)

$1.56 Rp 27.5K

$1.63 £1.20

-4.29%

Oranges (1kg)

$2.35 Rp 41.5K

$2.79 £2.06

-15.77%

Tomato (1kg)

$2.06 Rp 36.2K

$3.22 £2.38

-36.02%

Potato (1kg)

$1.90 Rp 33.5K

$1.82 £1.34

4.40%

Onion (1kg)

$2.34 Rp 41.2K

$1.60 £1.18

46.25%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.17 £0.86

-11.97%

Water (1.5 liter bottle)

$0.55 Rp 9,780

$1.69 £1.25

-67.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$24.18 £17.89

-90.69%

Wine (Bottle)

$23.81 Rp 419.7K

$11.29 £8.35

110.89%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$3.26 £2.41

-29.14%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$3.33 £2.47

-15.92%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$3.57 £2.64

-92.44%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$96.4 £71.4

-91.02%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$6.08 £4.50

-92.11%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,864

$1.23 £0.91

-63.41%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$24.26 £17.95

-76.42%

Gasoline (1 liter)

$0.76 Rp 13.4K

$2.11 £1.56

-63.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$39.4K £29.2K

-37.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$41.0K £30.3K

-21.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$325 £241

-74.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$18.13 £13.41

-64.37%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$42.70 £31.59

-55.53%

Gym Membership (Monthly)

$56.0 Rp 986.9K

$47.88 £35.42

16.90%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$16.62 £12.30

-74.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$956 £708

-49.13%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$22.2K £16.4K

-73.63%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$139 £103

-67.25%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$47.87 £35.41

-24.00%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$103 £76.4

-20.67%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$94.0 £69.5

-14.44%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$1,263 £935

-11.62%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$1,027 £759

-31.71%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$2,109 £1,560

67.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$1,682 £1,245

4.76%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$5,291 £3,915

-46.59%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$3,888 £2,877

-41.06%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.76

189.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Lochboisdale: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $1,263 in Lochboisdale. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $69.0 in Lochboisdale for a mid-range dinner for two. Groceries echo the gap at $293 vs $321 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lochboisdale: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 73% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,095 in Ubud, Bali and $3,624 in Lochboisdale to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,117 in Ubud, Bali versus $1,263 in Lochboisdale. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $956 in Lochboisdale. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 10% higher in Lochboisdale. For households that cook at home regularly, that difference adds up over a month.

At $1,396 in Ubud, Bali versus $2,416 in Lochboisdale, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lochboisdale. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Lochboisdale, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Lochboisdale are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 73% less than in Lochboisdale. Beyond cost, consider language, visa policies, and how big the international community is in each city.