Cost of Living Comparison Between Ubud, Bali and Lochboisdale Cost of Living Comparison Between Ubud, Bali and Lochboisdale

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $2,405 in Lochboisdale.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $3,629 in Lochboisdale.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $4,852 in Lochboisdale.

Living in Ubud, Bali costs roughly 42% less than in Lochboisdale, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Lochboisdale 79% above.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$20.56 £15.19

-83.07%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 563.4K

$100 £74.0

-67.16%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.2K

$9.47 £7.00

-46.25%

Cappuccino

$2.75 Rp 47.1K

$4.78 £3.53

-42.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$2.24 £1.66

-38.39%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.51 £1.11

-52.98%

Local Beer (0.5 liter draught)

$2.88 Rp 49.3K

$6.88 £5.08

-58.14%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.3K

$6.71 £4.96

-42.32%

Milk (1 liter)

$1.79 Rp 30.7K

$1.73 £1.28

3.47%

White Bread (500g)

$2.45 Rp 41.9K

$1.66 £1.23

47.59%

Rice (white) (1kg)

$1.21 Rp 20.7K

$2.67 £1.97

-54.68%

Eggs

$2.39 Rp 40.9K

$3.83 £2.83

-37.60%

Local Cheese (1kg)

$14.70 Rp 251.9K

$9.94 £7.35

47.89%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$9.09 £6.71

-53.36%

Beef Round Steak (1kg)

$12.08 Rp 206.9K

$13.98 £10.33

-13.59%

Apples (1kg)

$3.66 Rp 62.8K

$3.31 £2.45

10.57%

Banana (1kg)

$1.61 Rp 27.5K

$1.87 £1.38

-13.90%

Oranges (1kg)

$2.72 Rp 46.6K

$3.35 £2.48

-18.81%

Tomato (1kg)

$2.27 Rp 38.9K

$3.57 £2.64

-36.41%

Potato (1kg)

$1.90 Rp 32.6K

$1.72 £1.27

10.47%

Onion (1kg)

$2.30 Rp 39.4K

$1.92 £1.42

19.79%

Lettuce (1 head)

$1.02 Rp 17.4K

$1.27 £0.94

-19.69%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$1.59 £1.17

-50.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.6K

$20.77 £15.35

-84.40%

Wine (Bottle)

$24.06 Rp 412.3K

$11.07 £8.18

117.34%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$2.99 £2.21

-5.02%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$3.31 £2.45

-15.71%

One-way Ticket (Public Transport)

$0.27 Rp 4,606

$3.42 £2.53

-92.11%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.2K

$87.1 £64.4

-90.54%

Taxi Start (Normal Tariff)

$0.45 Rp 7,700

$5.36 £3.96

-91.60%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,298

$2.24 £1.66

-80.80%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.2K

$27.37 £20.23

-78.01%

Gasoline (1 liter)

$0.86 Rp 14.7K

$2.00 £1.48

-57.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 446.6M

$37.9K £28.0K

-31.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.2M

$39.4K £29.1K

-19.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$381 £281

-79.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$17.97 £13.28

-77.74%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.3K

$41.03 £30.32

-40.65%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$46.65 £34.47

105.29%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.6K

Cinema Ticket

$4.01 Rp 68.7K

$17.53 £12.96

-77.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$1,162 £859

-74.06%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.2M

$18.4K £13.6K

-64.52%

Jeans (Levis 501 Or Similar)

$53.4 Rp 915.5K

$122 £90.1

-56.18%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 660.6K

$50.9 £37.61

-24.25%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$108 £80.0

-17.67%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$109 £80.7

-27.70%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$1,224 £905

-17.01%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$1,000 £739

-32.77%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.7M

$2,016 £1,490

67.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.1M

$1,716 £1,268

22.81%

Buy Apartment in City Center (m2)

$3,001 Rp 51.4M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.0M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.32

149.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Lochboisdale: April 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $1,224 in Lochboisdale. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $100 in Lochboisdale for a mid-range dinner for two. Groceries echo the gap at $300 vs $313 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lochboisdale: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 72% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,092 in Ubud, Bali and $3,608 in Lochboisdale to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,016 in Ubud, Bali versus $1,224 in Lochboisdale. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $1,162 in Lochboisdale. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 4% higher in Lochboisdale. For households that cook at home regularly, that difference adds up over a month.

At $1,395 in Ubud, Bali versus $2,405 in Lochboisdale, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lochboisdale. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Lochboisdale, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Lochboisdale are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 72% less than in Lochboisdale. Beyond cost, consider language, visa policies, and how big the international community is in each city.