Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lincoln

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,203 in Lincoln, rent and utilities included – about $10,200 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Lincoln
🇬🇧 United Kingdom
$2,203
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lincoln

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lincoln actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,203 in Lincoln.

  • Ubud, Bali $1,353
  • Lincoln $2,203

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,290 in Lincoln.

  • Ubud, Bali $2,297
  • Lincoln $3,290

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,376 in Lincoln.

  • Ubud, Bali $3,241
  • Lincoln $4,376

Living in Ubud, Bali costs roughly 39% less than in Lincoln, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Lincoln 63% above.

Currency
🍽 Eating Out
Ubud, Bali
Lincoln
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$26.70 £20.03
-87.90%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$85.8 £64.4
-59.35%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$8.14 £6.11
-29.98%
Cappuccino
$2.62 Rp 47.1K
$4.98 £3.74
-47.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.64 £1.98
-34.85%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$1.97 £1.48
-58.88%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$6.70 £5.03
-60.45%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$6.58 £4.94
-33.59%
🛒 Groceries & Markets
Ubud, Bali
Lincoln
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.40 £1.05
12.14%
White Bread (500g)
$2.19 Rp 39.5K
$1.49 £1.12
46.98%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.34 £1.01
-11.94%
Eggs
$2.16 Rp 38.8K
$3.36 £2.52
-35.71%
Local Cheese (1kg)
$17.65 Rp 317.7K
$8.31 £6.23
112.39%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$8.59 £6.44
-56.00%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$11.39 £8.54
4.92%
Apples (1kg)
$3.60 Rp 64.8K
$3.48 £2.61
3.45%
Banana (1kg)
$1.59 Rp 28.6K
$1.20 £0.90
32.50%
Oranges (1kg)
$2.31 Rp 41.6K
$3.11 £2.33
-25.72%
Tomato (1kg)
$1.91 Rp 34.3K
$3.65 £2.74
-47.67%
Potato (1kg)
$1.78 Rp 32.1K
$1.47 £1.10
21.09%
Onion (1kg)
$2.33 Rp 41.9K
$1.16 £0.87
100.86%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.04 £0.78
-3.85%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$1.35 £1.02
-60.74%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$23.57 £17.68
-90.28%
Wine (Bottle)
$22.07 Rp 397.3K
$10.50 £7.88
110.19%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$3.18 £2.39
-26.10%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$3.59 £2.69
-16.99%
🚌 Getting Around
Ubud, Bali
Lincoln
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$4.15 £3.12
-94.46%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$107 £80.3
-91.68%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$3.88 £2.91
-87.89%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$0.71 £0.54
-39.44%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$19.84 £14.89
-72.43%
Gasoline (1 liter)
$0.83 Rp 14.9K
$2.06 £1.54
-59.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$38.6K £28.9K
-38.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$40.4K £30.3K
-18.75%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lincoln
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$304 £228
-73.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$17.07 £12.81
-61.57%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$40.02 £30.02
-53.52%
🎉 Sport & Entertainment
Ubud, Bali
Lincoln
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$26.70 £20.03
102.70%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$21.35 £16.01
-14.38%
Cinema Ticket
$4.25 Rp 76.5K
$15.55 £11.66
-72.67%
🧸 Childcare & Education
Ubud, Bali
Lincoln
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,831 £1,373
-73.09%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$20.6K £15.5K
-72.86%
👕👟 Clothing & Footwear
Ubud, Bali
Lincoln
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$115 £85.9
-60.20%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$58.6 £43.98
-40.36%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$84.9 £63.7
-8.49%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$99.3 £74.5
-20.89%
🏠 Accommodation & Living
Ubud, Bali
Lincoln
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,078 £809
4.97%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$854 £640
-21.17%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$1,936 £1,453
86.57%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$1,426 £1,070
19.34%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$2,503 £1,878
8.56%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$1,220 £916
83.63%
💵 Salaries & Financials
Ubud, Bali
Lincoln
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$3,307 £2,481
-94.97%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.88
182.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Lincoln: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Lincoln
$854 26.9% $181
Groceries & Markets
Ubud, Bali
$287
Lincoln
$276 3.8% $11
Clothing & Footwear
Ubud, Bali
$107
Lincoln
$161 50.9% $54
Eating Out
Ubud, Bali
$106
Lincoln
$363 241% $256
Monthly Utilities & Internet
Ubud, Bali
$105
Lincoln
$361 243% $256
Sport & Entertainment
Ubud, Bali
$63
Lincoln
$58 7.7% $4.8
Getting Around
Ubud, Bali
$12
Lincoln
$131 955% $119

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,078 in Lincoln. Housing cost is often the main lever when comparing two cities.

Lincoln pays 1888% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $86.0 in Lincoln. Groceries flip the comparison at $287 vs $276, with Lincoln cheaper for home cooking.

Good to know
🇮🇩 Ubud, Bali
🇬🇧 Lincoln
🕒 Local time
11:09 11:09 AM
04:09 4:09 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
97,541
💱 Currency
Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 22, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

On the map
Between locations
  • Ubud, Bali Lincoln 12,460 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Lincoln

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Lincoln: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Lincoln?
Ubud, Bali and Lincoln differ by about 63% in total monthly costs ($1,353 vs $2,203 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 1888% lower in Lincoln. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Lincoln?
Rent for a central apartment: $1,131 in Ubud, Bali versus $1,078 in Lincoln. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $86.0 in Lincoln. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Lincoln?
All in, you'll spend $1,353 per month in Ubud, Bali versus $2,203 in Lincoln – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,353 in Ubud, Bali versus $2,203 in Lincoln, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lincoln. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Lincoln?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Lincoln safer for residents?
Safety-wise, Ubud, Bali and Lincoln are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Lincoln?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Lincoln. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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