Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Laurel, MS

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,677 in Laurel, MS, rent and utilities included – about $15,900 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Laurel, MS
🇺🇸 United States
$2,677
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Laurel, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Laurel, MS actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,677 in Laurel, MS, rent included.

  • Ubud, Bali $1,353
  • Laurel, MS $2,677

A couple spends around $2,297 per month in Ubud, Bali vs $3,828 in Laurel, MS, rent included.

  • Ubud, Bali $2,297
  • Laurel, MS $3,828

A family of three spends $3,241 per month in Ubud, Bali vs $4,978 in Laurel, MS, rent included.

  • Ubud, Bali $3,241
  • Laurel, MS $4,978

Ubud, Bali is about 49% cheaper than Laurel, MS, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Laurel, MS sit above the global median – Ubud, Bali by 0%, Laurel, MS by 98%.

Currency
🍽 Eating Out
Ubud, Bali
Laurel, MS
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$17.65 $17.65
-81.70%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$60.1 $60.1
-41.98%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$9.24 $9.24
-38.31%
Cappuccino
$2.62 Rp 47.1K
$5.85 $5.85
-55.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.22 $2.22
-22.52%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$2.39 $2.39
-66.11%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$4.93 $4.93
-46.25%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$6.05 $6.05
-27.77%
🛒 Groceries & Markets
Ubud, Bali
Laurel, MS
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.03 $1.03
52.43%
White Bread (500g)
$2.19 Rp 39.5K
$3.03 $3.03
-27.72%
Rice (white) (1kg)
$1.18 Rp 21.2K
$4.75 $4.75
-75.16%
Eggs
$2.16 Rp 38.8K
$3.91 $3.91
-44.76%
Local Cheese (1kg)
$17.65 Rp 317.7K
$9.49 $9.49
85.99%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$10.90 $10.90
-65.32%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$16.02 $16.02
-25.41%
Apples (1kg)
$3.60 Rp 64.8K
$3.94 $3.94
-8.63%
Banana (1kg)
$1.59 Rp 28.6K
$1.34 $1.34
18.66%
Oranges (1kg)
$2.31 Rp 41.6K
$7.97 $7.97
-71.02%
Tomato (1kg)
$1.91 Rp 34.3K
$3.04 $3.04
-37.17%
Potato (1kg)
$1.78 Rp 32.1K
$1.12 $1.12
58.93%
Onion (1kg)
$2.33 Rp 41.9K
$5.25 $5.25
-55.62%
Lettuce (1 head)
$1.00 Rp 18.0K
$2.72 $2.72
-63.24%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$2.73 $2.73
-80.59%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$8.57 $8.57
-73.28%
Wine (Bottle)
$22.07 Rp 397.3K
$12.22 $12.22
80.61%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$2.42 $2.42
-2.89%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$3.55 $3.55
-16.06%
🚌 Getting Around
Ubud, Bali
Laurel, MS
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$1.94 $1.94
-88.14%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
-
-
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$3.07 $3.07
-84.69%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.55 $1.55
-72.26%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$29.52 $29.52
-81.47%
Gasoline (1 liter)
$0.83 Rp 14.9K
$0.89 $0.89
-6.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$27.0K $27.0K
-11.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$25.5K $25.5K
28.64%
🧾 Monthly Utilities & Internet
Ubud, Bali
Laurel, MS
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$289 $289
-72.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$76.4 $76.4
-91.42%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$68.9 $68.9
-73.01%
🎉 Sport & Entertainment
Ubud, Bali
Laurel, MS
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$42.27 $42.27
28.03%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
-
-
Cinema Ticket
$4.25 Rp 76.5K
$16.23 $16.23
-73.81%
🧸 Childcare & Education
Ubud, Bali
Laurel, MS
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,346 $1,346
-63.39%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$18.4K $18.4K
-69.51%
👕👟 Clothing & Footwear
Ubud, Bali
Laurel, MS
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$57.9 $57.9
-21.31%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$38.84 $38.84
-9.99%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$108 $108
-27.92%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$137 $137
-42.70%
🏠 Accommodation & Living
Ubud, Bali
Laurel, MS
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,623 $1,623
-30.27%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,319 $1,319
-48.99%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$2,465 $2,465
46.56%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$2,163 $2,163
-21.33%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$2,328 $2,328
16.74%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,534 $2,534
-11.56%
💵 Salaries & Financials
Ubud, Bali
Laurel, MS
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.69
105.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Laurel, MS: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Laurel, MS
$1.3K 96% $646
Groceries & Markets
Ubud, Bali
$287
Laurel, MS
$382 33.1% $95
Clothing & Footwear
Ubud, Bali
$107
Laurel, MS
$154 44.3% $47
Eating Out
Ubud, Bali
$106
Laurel, MS
$294 177% $188
Monthly Utilities & Internet
Ubud, Bali
$105
Laurel, MS
$435 313% $329
Sport & Entertainment
Ubud, Bali
$63
Laurel, MS
$75 19.3% $12
Getting Around
Ubud, Bali
$12
Laurel, MS
$19 * 49.4% $6.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,623 in Laurel, MS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $60.0 in Laurel, MS. Monthly groceries follow the same trend: $287 vs $382 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Laurel, MS
🕒 Local time
19:43 7:43 PM
06:43 6:43 AM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
18,540
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Laurel, MS 16,410 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Laurel, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Laurel, MS: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Laurel, MS compare overall?
Monthly costs with rent: $1,353 in Ubud, Bali, $2,677 in Laurel, MS – roughly 98% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Ubud, Bali compared to Laurel, MS?
For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $4,016 in Laurel, MS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Laurel, MS?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $35.00 in Ubud, Bali and $60.0 in Laurel, MS. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 33% more in Laurel, MS, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Laurel, MS at $2,677. In Ubud, Bali it covers expenses comfortably, while in Laurel, MS it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Laurel, MS?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $2,677 in Laurel, MS. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Laurel, MS safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Laurel, MS?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Laurel, MS makes more sense. Both are solid long-term options with distinct trade-offs.

Ubud, Bali vs other spots: cost of living compared

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