Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Latacunga

For one person, living is cheaper in Latacunga: $782 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Latacunga
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Latacunga Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Latacunga

🇪🇨 Ecuador

$782

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Latacunga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Latacunga actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $782 in Latacunga, rent included.

Ubud, Bali $1,368
Latacunga $782

A couple spends around $2,314 per month in Ubud, Bali vs $1,269 in Latacunga, rent included.

Ubud, Bali $2,314
Latacunga $1,269

A family of three spends $3,260 per month in Ubud, Bali vs $1,756 in Latacunga, rent included.

Ubud, Bali $3,260
Latacunga $1,756

Ubud, Bali costs about 75% more than Latacunga, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Latacunga is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$2.55 $2.55

30.59%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 629.4K

$28.41 $28.41

23.83%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 103.8K

$9.03 $9.03

-35.77%

Cappuccino

$2.73 Rp 48.8K

$2.79 $2.79

-2.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$0.87 $0.87

88.51%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$0.48 $0.48

72.92%

Local Beer (0.5 liter draught)

$2.70 Rp 48.3K

$3.05 $3.05

-11.48%

Imported Beer (0.33 liter bottle)

$4.30 Rp 76.9K

$4.28 $4.28

0.47%

Milk (1 liter)

$1.50 Rp 26.9K

$1.18 $1.18

27.12%

White Bread (500g)

$2.30 Rp 41.1K

$2.01 $2.01

14.43%

Rice (white) (1kg)

$1.18 Rp 21.1K

$0.98 $0.98

20.41%

Eggs

$2.14 Rp 38.4K

$1.75 $1.75

22.29%

Local Cheese (1kg)

$17.48 Rp 312.7K

$4.87 $4.87

258.93%

Chicken Fillets (1kg)

$4.03 Rp 72.1K

$5.09 $5.09

-20.83%

Beef Round Steak (1kg)

$12.23 Rp 218.8K

$9.37 $9.37

30.52%

Apples (1kg)

$3.55 Rp 63.5K

$1.49 $1.49

138.26%

Banana (1kg)

$1.57 Rp 28.1K

$1.18 $1.18

33.05%

Oranges (1kg)

$2.24 Rp 40.0K

$1.03 $1.03

117.48%

Tomato (1kg)

$1.93 Rp 34.5K

$0.96 $0.96

101.04%

Potato (1kg)

$1.88 Rp 33.7K

$1.03 $1.03

82.52%

Onion (1kg)

$2.29 Rp 41.0K

$0.91 $0.91

151.65%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.52 $0.52

90.38%

Water (1.5 liter bottle)

$0.53 Rp 9,419

$1.02 $1.02

-48.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 40.9K

$5.90 $5.90

-61.36%

Wine (Bottle)

$23.01 Rp 411.7K

$10.09 $10.09

128.05%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.9K

$1.46 $1.46

60.27%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.1K

$2.22 $2.22

31.08%

One-way Ticket (Public Transport)

$0.24 Rp 4,289

$0.37 $0.37

-35.14%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 157.8K

$16.94 $16.94

-47.93%

Taxi Start (Normal Tariff)

$0.48 Rp 8,632

$1.32 $1.32

-63.64%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,184

$1.78 $1.78

-74.16%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.6K

$12.05 $12.05

-54.77%

Gasoline (1 liter)

$0.88 Rp 15.8K

$0.66 $0.66

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 439.6M

$20.7K $20.7K

18.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 558.0M

$31.3K $31.3K

-0.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$39.72 $39.72

108.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.3K

$14.95 $14.95

-56.86%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 332.2K

$26.59 $26.59

-30.16%

Gym Membership (Monthly)

$55.8 Rp 998.7K

$27.47 $27.47

103.20%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.0K

$17.83 $17.83

1.57%

Cinema Ticket

$4.38 Rp 78.4K

$7.57 $7.57

-42.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$378 $378

30.32%

International Primary School, 1 Child (Yearly)

$5,754 Rp 102.9M

$5,776 $5,776

-0.39%

Jeans (Levis 501 Or Similar)

$46.19 Rp 826.5K

$64.5 $64.5

-28.37%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 632.2K

$40.29 $40.29

-12.31%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$126 $126

-37.39%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$91.6 $91.6

-14.44%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.4M

$295 $295

287.02%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$188 $188

258.80%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.7M

$723 $723

384.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.4M

$407 $407

318.07%

Buy Apartment in City Center (m2)

$2,784 Rp 49.8M

$1,068 $1,068

160.57%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.1M

$739 $739

203.35%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Latacunga: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Latacunga

$188 24.1% 72.1% $487

Groceries & Markets

Ubud, Bali

$290 21.2%

Latacunga

$186 23.7% 36.1% $105

Eating Out

Ubud, Bali

$109 8%

Latacunga

$110 14.1% 1.3% $1.5

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Latacunga

$81 10.4% 24.8% $27

Clothing & Footwear

Ubud, Bali

$108 7.9%

Latacunga

$145 18.6% 35% $38

Sport & Entertainment

Ubud, Bali

$65 4.7%

Latacunga

$43 5.5% 34% $22

Getting Around

Ubud, Bali

$13 0.9%

Latacunga

$29 3.7% 128% $16

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $295 in Latacunga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $28.00 in Latacunga. Monthly groceries follow the same trend: $290 vs $186 – making Latacunga the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇪🇨 Latacunga

🕒 Local time

02:35 2:35 AM

13:35 1:35 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

57,127

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 15, 2026: 1 USD = 17,893 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,037 IDR (100,000 IDR = 4.99 EUR).

United States Dollar exchange rates as of October 15, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Latacunga 18,150 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Latacunga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Latacunga: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $782 in Latacunga – roughly 75% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,173 in Latacunga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Latacunga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $378 in Latacunga. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 57% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Latacunga, where all-in costs run around $782, than in Ubud, Bali at $1,368. In Latacunga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $782 in Latacunga to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Latacunga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.