Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lamia

For one person, living is cheaper in Lamia: $1,192 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
58

Cost of Living Index in Lamia
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Lamia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Lamia

🇬🇷 Greece

$1,192

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lamia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lamia actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,192 in Lamia, rent included.

Ubud, Bali $1,368
Lamia $1,192

A couple spends around $2,314 per month in Ubud, Bali vs $1,853 in Lamia, rent included.

Ubud, Bali $2,314
Lamia $1,853

A family of three spends $3,260 per month in Ubud, Bali vs $2,515 in Lamia, rent included.

Ubud, Bali $3,260
Lamia $2,515

Ubud, Bali costs about 15% more than Lamia, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 1% above the global median, while Lamia is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$17.07 €15.18

-80.49%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$54.8 €48.75

-35.81%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.45 €7.52

-31.36%

Cappuccino

$2.73 Rp 49.1K

$3.09 €2.75

-11.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.37 €1.22

19.71%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.49 €0.43

69.39%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$5.06 €4.50

-46.64%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$6.22 €5.54

-30.87%

Milk (1 liter)

$1.50 Rp 27.1K

$1.67 €1.49

-10.18%

White Bread (500g)

$2.30 Rp 41.4K

$1.09 €0.97

111.01%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.04 €1.82

-42.16%

Eggs

$2.14 Rp 38.6K

$3.45 €3.07

-37.97%

Local Cheese (1kg)

$17.48 Rp 314.6K

$9.25 €8.23

88.97%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.04 €5.37

-33.28%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$9.18 €8.17

33.22%

Apples (1kg)

$3.55 Rp 63.9K

$1.96 €1.74

81.12%

Banana (1kg)

$1.57 Rp 28.3K

$2.20 €1.96

-28.64%

Oranges (1kg)

$2.24 Rp 40.2K

$1.97 €1.75

13.71%

Tomato (1kg)

$1.93 Rp 34.7K

$2.15 €1.91

-10.23%

Potato (1kg)

$1.88 Rp 33.9K

$1.22 €1.09

54.10%

Onion (1kg)

$2.29 Rp 41.3K

$1.14 €1.02

100.88%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.58 €0.51

70.69%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.88 €0.78

-39.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.93 €4.39

-53.75%

Wine (Bottle)

$23.01 Rp 414.2K

$7.03 €6.25

227.31%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.90 €0.80

160.00%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.27 €2.02

28.19%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.30 €1.16

-81.54%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$41.33 €36.76

-78.66%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$4.15 €3.70

-88.43%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.14 €1.02

-59.65%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$16.71 €14.87

-67.38%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.06 €1.83

-57.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$28.0K €24.9K

-12.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$27.2K €24.2K

14.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$197 €175

-57.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$22.56 €20.06

-71.41%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$30.37 €27.02

-38.85%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$55.0 €48.94

1.45%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$25.51 €22.69

-29.01%

Cinema Ticket

$4.38 Rp 78.9K

$7.62 €6.78

-42.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$275 €244

79.41%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$6,477 €5,762

-11.18%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$40.11 €35.68

15.16%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$45.68 €40.63

-22.66%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$67.1 €59.7

17.94%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$131 €116

-39.93%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$486 €432

135.26%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$225 €200

200.04%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$497 €442

604.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$389 €346

336.70%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$2,640 €2,349

5.44%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,193 €1,951

2.16%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,112 €989

-85.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.34

158.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Lamia: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Lamia

$225 18.9% 66.7% $450

Groceries & Markets

Ubud, Bali

$290 21.2%

Lamia

$219 18.3% 24.7% $72

Eating Out

Ubud, Bali

$109 8%

Lamia

$244 20.5% 125% $135

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Lamia

$250 21% 131% $142

Clothing & Footwear

Ubud, Bali

$108 7.9%

Lamia

$128 10.7% 18.6% $20

Sport & Entertainment

Ubud, Bali

$65 4.7%

Lamia

$70 5.9% 8.8% $5.7

Getting Around

Ubud, Bali

$13 0.9%

Lamia

$56 4.7% 350% $44

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $486 in Lamia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 576% higher in Lamia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $55.0 in Lamia. Groceries tell a different story – $290 in Ubud, Bali vs $219 in Lamia – so Lamia wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Lamia

🕒 Local time

04:50 4:50 AM

23:50 11:50 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

52,006

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Lamia 10,840 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Lamia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lamia: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 15% more than Lamia, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,788 in Lamia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lamia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 33% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $55.0 in Lamia. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Lamia, where all-in costs run around $1,192, than in Ubud, Bali at $1,368. In Lamia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lamia costs $1,192 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lamia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.