Cost of Living Comparison Between Ubud, Bali and Lamia Cost of Living Comparison Between Ubud, Bali and Lamia

Monthly Cost of Living

A single person spends $1,379 per month in Ubud, Bali vs $1,239 in Lamia, rent included.

A couple spends around $2,363 per month in Ubud, Bali vs $1,935 in Lamia, rent included.

A family of three spends $3,347 per month in Ubud, Bali vs $2,631 in Lamia, rent included.

Ubud, Bali costs about 11% more than Lamia, driven mainly by Eating Out.

Ubud, Bali sits 1% above the global median, while Lamia is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$17.66 €15.10

-81.26%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$57.7 €49.32

-32.22%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$8.52 €7.29

-34.04%

Cappuccino

$2.64 Rp 46.9K

$3.10 €2.65

-14.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.48 €1.27

6.76%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.50 €0.43

42.00%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$5.11 €4.37

-46.58%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$6.28 €5.37

-31.21%

Milk (1 liter)

$1.54 Rp 27.4K

$1.73 €1.48

-10.98%

White Bread (500g)

$2.30 Rp 40.8K

$1.16 €0.99

98.28%

Rice (white) (1kg)

$1.03 Rp 18.3K

$2.14 €1.83

-51.87%

Eggs

$2.12 Rp 37.7K

$3.66 €3.13

-42.08%

Local Cheese (1kg)

$17.30 Rp 307.5K

$9.57 €8.18

80.77%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$6.30 €5.39

-36.03%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$9.70 €8.30

28.04%

Apples (1kg)

$3.70 Rp 65.7K

$2.04 €1.75

81.37%

Banana (1kg)

$1.62 Rp 28.7K

$2.27 €1.94

-28.63%

Oranges (1kg)

$2.27 Rp 40.3K

$1.98 €1.69

14.65%

Tomato (1kg)

$1.99 Rp 35.4K

$2.11 €1.80

-5.69%

Potato (1kg)

$1.83 Rp 32.5K

$1.21 €1.04

51.24%

Onion (1kg)

$2.25 Rp 40.1K

$1.15 €0.98

95.65%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.57 €0.49

82.46%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.97 €0.83

-42.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$5.37 €4.59

-58.66%

Wine (Bottle)

$23.22 Rp 412.7K

$7.09 €6.07

227.50%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$0.94 €0.80

154.26%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.35 €2.01

22.13%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$1.41 €1.21

-82.27%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$48.63 €41.60

-85.26%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$4.76 €4.07

-90.34%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$1.03 €0.88

-55.34%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$17.64 €15.09

-67.69%

Gasoline (1 liter)

$0.76 Rp 13.6K

$2.21 €1.89

-65.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$29.1K €24.9K

-15.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$28.7K €24.6K

7.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$200 €171

-59.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$23.54 €20.13

-73.11%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$30.59 €26.17

-39.39%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$56.4 €48.26

-0.66%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$26.08 €22.31

-29.41%

Cinema Ticket

$4.26 Rp 75.8K

$7.98 €6.82

-46.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$284 €243

72.43%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$6,871 €5,877

-15.69%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$41.65 €35.63

10.40%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$44.82 €38.34

-19.99%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$70.4 €60.2

12.97%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$132 €113

-38.63%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$498 €426

129.89%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$229 €196

202.53%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$527 €451

570.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$407 €348

319.89%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$2,876 €2,460

-3.19%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$2,410 €2,062

-6.17%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,191 €1,019

-85.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.4

155.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Lamia: August 16, 2026

Cost Breakdown

A central one-bedroom costs $1,144 in Ubud, Bali versus $498 in Lamia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 604% higher in Lamia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $58.0 in Lamia. Groceries tell a different story – $293 in Ubud, Bali vs $227 in Lamia – so Lamia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lamia: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 11% more than Lamia, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,069 per month in Ubud, Bali and $1,858 in Lamia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lamia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 29% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $58.0 in Lamia. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Lamia, where all-in costs run around $1,239, than in Ubud, Bali at $1,379. In Lamia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lamia costs $1,239 versus $1,379 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lamia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.